Why NMI Holdings, Inc.’s (NMIH) Stock Is Up 6.55%
As of Friday, July 31, NMI Holdings, Inc.’s NMIH share price has surged by 6.55%, which has investors questioning if this is right time to sell.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
Commentary & Analysis
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Which Is a Better Investment, Flywire Corporation or NMI Holdings, Inc. Stock?
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Why NMI Holdings, Inc.’s (NMIH) Stock Is Down 5.73%
As of Friday, May 01, NMI Holdings, Inc.’s NMIH share price has dipped by 5.73%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Financial Summary
| Share Statistics | NMIH | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $3,342.5 | $2,409.3 | 61% |
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| Shares Out (Mil) | 77.4 | 72.0 | 57% |
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| Institutional Ownership | 98.2% | 86.6% | 78% |
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| Float (Mil) | 74.5 | 61.7 | 56% |
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| Beta | 0.54 | 0.93 | 30% |
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| Avg Daily Volume (000s) | 442 | 441 | 57% |
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| Price Change (52-week) |
18.7% | 76.1% | 60% |
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| Growth | NMIH | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 10.3% | 10.9% | 59% |
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| Net Income (5yr) | 17.8% | 8.2% | 69% |
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| EPS (5yr) | 18.2% | 11.4% | 64 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (16.2%) | (15.0%) | 45% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 5 | 3 | 5 | |
| Current EPS | $1.285 | $5.271 | $5.432 | |
| Month Ago EPS | $1.285 | $5.131 | $5.395 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 1 | |
| Three Months Ago EPS | $1.294 | $5.143 | $5.460 | |
| Year/Year Chg | 0.4% | 7.1% | 17.6% | |
| Financials | NMIH | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $717 | $1,233 | 46% |
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| Net Income (TTM) (Mil) | $386 | $73 | 76% |
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| EPS (TTM) | $5.005 | $0.700 | 87% |
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| Operating Cash Flow (TTM) (Mil) | $434 | $165 | 70% |
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| Net Cash Flow (TTM) (Mil) | ($4) | $22 | 36% |
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| Long-Term Debt (Q1) (Mil) | $426 | $696 | 57% |
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| Enterprise Value (Q1) (Mil) | $3,655 | $3,560 | 58% |
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| Valuation | NMIH | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.28 | 1.44 | 33% |
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| P/E | 9.0 | 15.1 | 12% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.5 | 1.0 | 24% |
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| Ratios | NMIH | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 76.4% | 60.7% | 86% |
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| Net Margin | 54.1% | 7.0% | 97% |
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| ROA | 10.5% | 1.1% | 88% |
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| ROE | 15.6% | 11.5% | 72% |
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| Liabilities to Assets | 32.7% | 75.2% | 24% |
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| F-Score | 5 | 5 | 51% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Lakonishok Screen
Factors: Value, Momentum
Identifying stocks trading at a discount to their industry norms but showing recent price strength and upward earnings revisions.
| Performance Since Inception: | 13.2% |
| +/- S&P 500: | +5.7 |
