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NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.
Learn more about whether Klarna Group plc or NMI Holdings, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.
NMI Holdings, Inc.'s fiscal Q3 earnings report was released on Thursday, July 30. Let's dive in to see if (NMIH) missed or beat analyst's expectations.
Michael Rose
Financial Summary
Share Statistics
NMIH
Industry Median
Percentile (All Stocks)
Market Cap (Mil)
$3,318.6
$2,372.9
61%
Shares Out (Mil)
76.6
68.3
57%
Institutional Ownership
98.4%
86.3%
78%
Float (Mil)
73.9
63.8
55%
Beta
0.54
0.88
31%
Avg Daily Volume (000s)
496
500
59%
Price Change (52-week)
9.4%
79.3%
58%
Growth
NMIH
Industry Median
Percentile (All Stocks)
Sales (5yr)
10.3%
10.7%
59%
Net Income (5yr)
17.8%
8.9%
69%
EPS (5yr)
18.2%
12.0%
65
Dividends (5yr)
0.0%
0.0%
0%
Cash Flow (5yr)
(16.2%)
(15.0%)
45%
Estimates
Qtrly
Current Fiscal Year
Next Fiscal Year
# of Estimates
6
6
6
Current EPS
$1.292
$5.259
$5.462
Month Ago EPS
$1.292
$5.259
$5.462
# Rev Up
1
1
1
# Rev Down
0
0
1
Three Months Ago EPS
$1.290
$5.143
$5.409
Year/Year Chg
(6.4%)
6.9%
18.3%
Financials
NMIH
Industry Median
Percentile (All Stocks)
Sales (TTM) (Mil)
$731
$1,257
46%
Net Income (TTM) (Mil)
$395
$98
75%
EPS (TTM)
$5.167
$0.700
87%
Operating Cash Flow (TTM) (Mil)
$449
$200
70%
Net Cash Flow (TTM) (Mil)
($12)
$5
29%
Long-Term Debt (Q1) (Mil)
$426
$745
57%
Enterprise Value (Q1) (Mil)
$3,679
$3,720
57%
Valuation
NMIH
Industry Median
Percentile (All Stocks)
P/B
1.23
1.43
30%
P/E
8.7
17.7
12%
Dividend Yield
0.0%
0.0%
0%
PEG (5yr hist)
0.5
0.9
23%
Ratios
NMIH
Industry Median
Percentile (All Stocks)
Gross Margin
76.4%
61.0%
86%
Net Margin
54.1%
8.7%
97%
ROA
10.4%
1.0%
88%
ROE
15.4%
11.1%
71%
Liabilities to Assets
32.3%
74.8%
23%
F-Score
5
5
50%
NMI Holdings, Inc. did not pass any screens on 9/14/2026.
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Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors