Is Northpointe Bancshares, Inc. (NPB) Overvalued?
We dive into why Northpointe Bancshares, Inc. (NPB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Jenna Brashear
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COMPANY SUMMARY
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
Commentary & Analysis
Why Northpointe Bancshares, Inc.’s (NPB) Stock Is Down 8.55%
As of Wednesday, July 22, Northpointe Bancshares, Inc.’s NPB share price has dipped by 8.55%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
What You Need to Know About Northpointe Bancshares, Inc.'s Q3 Earnings
Northpointe Bancshares, Inc.'s fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (NPB) missed or beat analyst's expectations.Jenna Brashear
What You Need to Know About Northpointe Bancshares, Inc.'s Q2 Earnings
Northpointe Bancshares, Inc.'s fiscal Q2 earnings report was released on Tuesday, April 21. Let's dive in to see if (NPB) missed or beat analyst's expectations.Michael Rose
Does Northpointe Bancshares, Inc. (NPB) Have Momentum?
With data as of February 17, 2026, we examine if Northpointe Bancshares, Inc.(NPB) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
Financial Summary
| Share Statistics | NPB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $576.5 | $737.8 | 38% |
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| Shares Out (Mil) | 35.4 | 15.8 | 40% |
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| Institutional Ownership | 62.9% | 84.0% | 40% |
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| Float (Mil) | 13.4 | 21.5 | 23% |
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| Beta | na | 0.44 | na |
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| Avg Daily Volume (000s) | 222 | 43 | 47% |
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| Price Change (52-week) |
(10.0%) | 93.8% | 42% |
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| Growth | NPB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 7.7% | na |
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| Net Income (5yr) | na | 11.1% | na |
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| EPS (5yr) | na | 10.1% | na |
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| Dividends (5yr) | na | 3.6% | 56% |
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| Cash Flow (5yr) | na | (17.2%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 3 | 3 | 3 | |
| Current EPS | $0.620 | $2.467 | $2.743 | |
| Month Ago EPS | $0.620 | $2.467 | $2.743 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 1 | 1 | 0 | |
| Three Months Ago EPS | $0.703 | $2.697 | $2.983 | |
| Year/Year Chg | 3.3% | 16.9% | na | |
| Financials | NPB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $257 | $191 | 34% |
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| Net Income (TTM) (Mil) | $90 | $55 | 59% |
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| EPS (TTM) | $2.350 | $2.500 | 74% |
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| Operating Cash Flow (TTM) (Mil) | $104 | $34 | 52% |
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| Net Cash Flow (TTM) (Mil) | $123 | $2 | 79% |
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| Long-Term Debt (Q1) (Mil) | $1,120 | $98 | 67% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | NPB | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.94 | 1.25 | 21% |
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| P/E | 7.2 | 12.3 | 8% |
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| Dividend Yield | 0.6% | 2.2% | 63% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | NPB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 34.9% | 29.2% | 92% |
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| ROA | 1.3% | 1.1% | 50% |
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| ROE | 14.8% | 11.3% | 70% |
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| Liabilities to Assets | 91.9% | 89.7% | 89% |
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| F-Score | 3 | 4 | 18% |
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Northpointe Bancshares, Inc. did not pass any screens on 9/16/2026.
