Why Northpointe Bancshares, Inc.’s (NPB) Stock Is Down 7.92%
As of Wednesday, October 21, Northpointe Bancshares, Inc.’s NPB share price has dipped by 7.92%, which has investors questioning if this is right time to buy.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Northpointe Bancshares, Inc. operates as the bank holding company for Northpointe Bank provides various banking products and services in the United States. It operates through two segments: Mortgage Purchase Program and Retail Banking. The company offers digital deposit banking, such as noninterest-bearing accounts, savings, money-market demand accounts, and certificates of deposits; personal and business banking; and health saving accounts; home loans; mortgage purchase program; residential mortgage lending; and custodial deposit services. Northpointe Bancshares, Inc. was incorporated in 1998 and is headquartered in Grand Rapids, Michigan.
Commentary & Analysis
What You Need to Know About Northpointe Bancshares, Inc.'s Q4 Earnings
Northpointe Bancshares, Inc.'s fiscal Q4 earnings report was released on Tuesday, October 20. Let's dive in to see if (NPB) missed or beat analyst's expectations.Tudor Pop
Is Northpointe Bancshares, Inc. (NPB) Overvalued?
We dive into why Northpointe Bancshares, Inc. (NPB) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Jenna Brashear
Why Northpointe Bancshares, Inc.’s (NPB) Stock Is Down 8.55%
As of Wednesday, July 22, Northpointe Bancshares, Inc.’s NPB share price has dipped by 8.55%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
What You Need to Know About Northpointe Bancshares, Inc.'s Q3 Earnings
Northpointe Bancshares, Inc.'s fiscal Q3 earnings report was released on Tuesday, July 21. Let's dive in to see if (NPB) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | NPB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $549.2 | $701.9 | 40% |
|
| Shares Out (Mil) | 35.4 | 15.4 | 40% |
|
| Institutional Ownership | 64.3% | 84.0% | 40% |
|
| Float (Mil) | 14.1 | 21.8 | 24% |
|
| Beta | na | 0.46 | na |
|
| Avg Daily Volume (000s) | 271 | 53 | 49% |
|
| Price Change (52-week) |
0.6% | 92.0% | 51% |
|
| Growth | NPB | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | na | 7.6% | na |
|
| Net Income (5yr) | na | 11.1% | na |
|
| EPS (5yr) | na | 10.0% | na |
|
| Dividends (5yr) | na | 3.7% | 56% |
|
| Cash Flow (5yr) | na | (17.1%) | na |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 2 | 3 | 3 | |
| Current EPS | $0.470 | $2.090 | $2.510 | |
| Month Ago EPS | $0.643 | $2.467 | $2.743 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 1 | 1 | 0 | |
| Three Months Ago EPS | $0.643 | $2.467 | $2.743 | |
| Year/Year Chg | (21.7%) | (0.9%) | 31.8% | |
| Financials | NPB | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $257 | $188 | 34% |
|
| Net Income (TTM) (Mil) | $90 | $55 | 59% |
|
| EPS (TTM) | $2.350 | $2.600 | 74% |
|
| Operating Cash Flow (TTM) (Mil) | $104 | $33 | 52% |
|
| Net Cash Flow (TTM) (Mil) | $123 | $2 | 79% |
|
| Long-Term Debt (Q1) (Mil) | $1,120 | $99 | 67% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | NPB | Industry Median |
Percentile (All Stocks) |
|
| P/B | 0.90 | 1.26 | 23% |
|
| P/E | 6.9 | 12.2 | 9% |
|
| Dividend Yield | 0.8% | 2.3% | 64% |
|
| PEG (5yr hist) | na | 1.1 | na |
|
| Ratios | NPB | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 33.2% | 29.4% | 91% |
|
| ROA | 1.3% | 1.1% | 49% |
|
| ROE | 14.8% | 11.4% | 70% |
|
| Liabilities to Assets | 91.9% | 89.7% | 89% |
|
| F-Score | 3 | 4 | 18% |
|
Passing Stock Screens
As of 11/5/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Insider Net Purchases Screen
Factors: Other
A stock screen designed to find small-cap companies that have more stock purchased than sold by insiders.
| Performance Since Inception: | -3.3% |
| +/- S&P 500: | -10.7 |
