Stock Evaluator: Nu Holdings Ltd. (NU)

Nu Holdings Ltd. NU

$14.33 -0.16 -1.10%
July 31, 2026 4:00:02 PM EST November 10, 2021 Volume: 47,603,944
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Commentary & Analysis


Financial Summary

Share Statistics NU Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $69,993.7 $719.5 95%
Shares Out (Mil) 4,910.3 15.6 99%
Institutional Ownership 96.6% 83.3% 71%
Float (Mil) 3,727.4 21.2 98%
Beta 1.01 0.46 61%
Avg Daily Volume (000s) 101,025 51 100%
Price Change
(52-week)
14.7% 96.5% 57%
Growth NU Industry
Median
Percentile
(All Stocks)
Sales (5yr) 72.8% 7.6% 98%
Net Income (5yr) 79.7% 11.1% 98%
EPS (5yr) 45.4% 10.1% 91
Dividends (5yr) 0.0% 3.6% 0%
Cash Flow (5yr) 7.7% (17.0%) 69%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 4 6 8
Current EPS $0.200 $0.886 $1.156
Month Ago EPS $0.217 $0.893 $1.152
# Rev Up 0 0 2
# Rev Down 1 1 0
Three Months Ago EPS $0.220 $0.878 $1.147
Year/Year Chg 12.4% 51.5% 168.2%
Financials NU Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $7,594 $190 81%
Net Income (TTM) (Mil) $3,184 $51 95%
EPS (TTM) $0.657 $2.500 56%
Operating Cash Flow (TTM) (Mil) ($9,533) $34 1%
Net Cash Flow (TTM) (Mil) $3,636 $1 99%
Long-Term Debt (Q1) (Mil) $1,864 $98 73%
Enterprise Value (Q1) (Mil) na $0 na
Valuation NU Industry
Median
Percentile
(All Stocks)
P/B 5.59 1.26 81%
P/E 22.4 12.9 56%
Dividend Yield 0.0% 2.2% 0%
PEG (5yr hist) 0.5 1.1 23%
Ratios NU Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 41.9% 28.9% 95%
ROA 4.8% 1.0% 71%
ROE 30.0% 11.1% 87%
Liabilities to Assets 83.7% 89.8% 78%
F-Score 2 4 7%

Nu Holdings Ltd. did not pass any screens on 7/30/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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