Stock Evaluator: Oportun Financial Corporation (OPRT)

Oportun Financial Corporation OPRT

$7.80 -0.06 -0.76%
September 16, 2026 4:00:00 PM EST November 10, 2021 Volume: 833,095
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Consumer Finance

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Oportun Financial Corporation provides financial services in the United States. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Mateo, California.

Commentary & Analysis


Financial Summary

Share Statistics OPRT Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $361.5 $990.6 33%
Shares Out (Mil) 49.4 37.2 47%
Institutional Ownership 91.8% 78.9% 60%
Float (Mil) 31.9 33.2 37%
Beta 1.20 1.05 71%
Avg Daily Volume (000s) 405 381 56%
Price Change
(52-week)
18.2% 77.9% 65%
Growth OPRT Industry
Median
Percentile
(All Stocks)
Sales (5yr) 6.7% 8.8% 44%
Net Income (5yr) 20.7% 12.6% 74%
EPS (5yr) 18.3% 15.8% 65
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (18.0%) (5.0%) 38%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 6 6 6
Current EPS $0.457 $1.578 $1.980
Month Ago EPS $0.457 $1.578 $1.980
# Rev Up 2 0 1
# Rev Down 0 1 1
Three Months Ago EPS $0.467 $1.558 $1.887
Year/Year Chg 168.8% 197.7% 356.6%
Financials OPRT Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $744 $1,133 46%
Net Income (TTM) (Mil) $20 $155 49%
EPS (TTM) $0.411 $1.600 52%
Operating Cash Flow (TTM) (Mil) $421 $228 69%
Net Cash Flow (TTM) (Mil) ($16) $2 28%
Long-Term Debt (Q1) (Mil) $2,660 $925 78%
Enterprise Value (Q1) (Mil) na $1,233 na
Valuation OPRT Industry
Median
Percentile
(All Stocks)
P/B 0.89 1.23 19%
P/E 19.6 9.8 52%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 1.1 0.5 48%
Ratios OPRT Industry
Median
Percentile
(All Stocks)
Gross Margin 95.2% 74.0% 95%
Net Margin 2.6% 10.5% 40%
ROA 0.6% 2.8% 42%
ROE 5.0% 13.8% 43%
Liabilities to Assets 87.0% 78.0% 81%
F-Score 7 5 82%

Passing Stock Screens

As of 9/15/2026, from a list of 60 stock screening strategies, OPRT meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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