Why Paymentus Holdings, Inc.’s (PAY) Stock Is Down 5.08%
As of Friday, July 31, Paymentus Holdings, Inc.’s PAY share price has dipped by 5.08%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
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COMPANY SUMMARY
Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service, secure, and omni channel technology platform. Its platform’s payment processing includes credit cards, debit cards, echecks, and digital wallets. The company serves utility, financial services, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and business to business industries, as well as governments and small businesses. Paymentus Holdings, Inc. was founded in 2004 and is headquartered in Charlotte, North Carolina.
Commentary & Analysis
Is Paymentus Holdings, Inc. (PAY) Overvalued?
We dive into why Paymentus Holdings, Inc. (PAY) could be considered overvalued on 2026-07-29, based on AAII’s Value Score and Grade.Rosalio Madrigal
Why Paymentus Holdings, Inc.’s (PAY) Stock Is Down 6.49%
As of Thursday, July 30, Paymentus Holdings, Inc.’s PAY share price has dipped by 6.49%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Why Paymentus Holdings, Inc.’s (PAY) Stock Is Up 7.02%
As of Tuesday, July 28, Paymentus Holdings, Inc.’s PAY share price has surged by 7.02%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Paymentus Holdings, Inc.’s (PAY) Stock Is Up 6.53%
As of Monday, July 27, Paymentus Holdings, Inc.’s PAY share price has surged by 6.53%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | PAY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,289.4 | $2,409.3 | 65% |
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| Shares Out (Mil) | 129.3 | 72.0 | 68% |
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| Institutional Ownership | 60.6% | 86.6% | 39% |
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| Float (Mil) | 58.4 | 61.7 | 51% |
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| Beta | 1.30 | 0.93 | 75% |
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| Avg Daily Volume (000s) | 1,067 | 441 | 72% |
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| Price Change (52-week) |
22.6% | 76.1% | 63% |
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| Growth | PAY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 31.7% | 10.9% | 91% |
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| Net Income (5yr) | 37.3% | 8.2% | 89% |
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| EPS (5yr) | 45.4% | 11.4% | 91 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 37.1% | (15.0%) | 89% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 7 | 7 | |
| Current EPS | $0.188 | $0.826 | $1.013 | |
| Month Ago EPS | $0.188 | $0.826 | $1.018 | |
| # Rev Up | 0 | 2 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.182 | $0.778 | $0.999 | |
| Year/Year Chg | 17.5% | 58.8% | 148.8% | |
| Financials | PAY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,280 | $1,233 | 54% |
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| Net Income (TTM) (Mil) | $74 | $73 | 58% |
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| EPS (TTM) | $0.590 | $0.700 | 55% |
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| Operating Cash Flow (TTM) (Mil) | $142 | $165 | 56% |
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| Net Cash Flow (TTM) (Mil) | $93 | $22 | 77% |
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| Long-Term Debt (Q1) (Mil) | $4 | $696 | 24% |
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| Enterprise Value (Q1) (Mil) | $3,072 | $3,560 | 55% |
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| Valuation | PAY | Industry Median |
Percentile (All Stocks) |
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| P/B | 7.35 | 1.44 | 86% |
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| P/E | 59.8 | 15.1 | 87% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 1.3 | 1.0 | 54% |
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| Ratios | PAY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 24.7% | 60.7% | 27% |
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| Net Margin | 5.8% | 7.0% | 51% |
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| ROA | 11.5% | 1.1% | 90% |
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| ROE | 13.7% | 11.5% | 68% |
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| Liabilities to Assets | 16.5% | 75.2% | 10% |
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| F-Score | 6 | 5 | 69% |
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Paymentus Holdings, Inc. did not pass any screens on 7/31/2026.
