Stock Evaluator: Pioneer Bancorp, Inc. (PBFS)

Pioneer Bancorp, Inc. PBFS

$17.22 -0.41 -2.33%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 14,850
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

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GROWTH:
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COMPANY SUMMARY
Pioneer Bancorp, Inc. operates as a holding company for Pioneer Bank, National Association that provides various banking products and services in New York. It accepts various deposit accounts, such as demand, savings, and money market accounts, as well as certificates of deposit accounts. The company’s loan products include commercial real estate, commercial and industrial, commercial construction, residential mortgage, consumer loans, home equity loans, and lines of credit. It also invests in securities, including U.S. treasury securities, fixed-rate mortgage-backed securities and collateralized mortgage obligations, fixed-rate investment grade bonds, and corporate debt securities. In addition, the company offers personal and commercial insurance products, including homeowners, automobile, and comprehensive business insurance; employee benefit products and consulting services, such as group health, dental, disability, and life insurance products; defined contribution and benefit administration, and human resource management services; and wealth management services comprising investment advice, retirement income planning, estate planning, business succession, and employer retirement planning. Pioneer Bancorp, Inc. was founded in 1889 and is based in Albany, New York. Pioneer Bancorp, Inc. operates as a subsidiary of Pioneer Bancorp MHC.

Commentary & Analysis


Financial Summary

Share Statistics PBFS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $420.6 $716.9 36%
Shares Out (Mil) 24.3 15.7 34%
Institutional Ownership 88.1% 83.0% 56%
Float (Mil) 7.6 21.2 16%
Beta 0.40 0.48 22%
Avg Daily Volume (000s) 11 53 17%
Price Change
(52-week)
42.6% 96.7% 76%
Growth PBFS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 11.6% 7.6% 64%
Net Income (5yr) 79.2% 11.1% 98%
EPS (5yr) 83.4% 10.1% 98
Dividends (5yr) 0.0% 3.6% 0%
Cash Flow (5yr) (25.7%) (17.0%) 24%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates na na na
Current EPS na na na
Month Ago EPS na na na
# Rev Up na na na
# Rev Down na na na
Three Months Ago EPS na na na
Year/Year Chg na na na
Financials PBFS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $94 $190 26%
Net Income (TTM) (Mil) $20 $51 49%
EPS (TTM) $0.817 $2.500 58%
Operating Cash Flow (TTM) (Mil) $15 $34 40%
Net Cash Flow (TTM) (Mil) $17 $1 61%
Long-Term Debt (Q1) (Mil) $0 $100 0%
Enterprise Value (Q1) (Mil) na $0 na
Valuation PBFS Industry
Median
Percentile
(All Stocks)
P/B 1.28 1.27 33%
P/E 21.1 12.9 53%
Dividend Yield 0.0% 2.2% 0%
PEG (5yr hist) 0.3 1.1 11%
Ratios PBFS Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 17.1% 28.9% 76%
ROA 0.9% 1.0% 45%
ROE 6.2% 11.1% 47%
Liabilities to Assets 85.2% 89.8% 79%
F-Score 3 4 19%

Pioneer Bancorp, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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