Why Pathfinder Bancorp, Inc.’s (PBHC) Stock Is Down 5.14%
As of Thursday, September 24, Pathfinder Bancorp, Inc.’s PBHC share price has dipped by 5.14%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
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COMPANY SUMMARY
Pathfinder Bancorp, Inc. operates as a bank holding company for Pathfinder Bank that provides various banking and financial products and services in the United States. The company’s deposit products include checking, savings, and money market deposit accounts; certificates of deposit; and demand and time deposits. Its loan portfolio comprises commercial real estate, commercial loans, residential real estate, construction, and tax-exempt loans; home equity loans and junior liens; and consumer loans comprising automobile, recreational vehicles, and unsecured personal loans, as well as unsecured lines of credit and loans secured by deposit accounts. It is also involved in the property, casualty, and life insurance brokerage business. The company primarily serves individuals, families, small to mid-size businesses, and municipalities. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York.
Commentary & Analysis
Why Pathfinder Bancorp, Inc.’s (PBHC) Stock Is Up 6.45%
As of Wednesday, July 01, Pathfinder Bancorp, Inc.’s PBHC share price has surged by 6.45%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Pathfinder Bancorp, Inc.’s (PBHC) Stock Is Down 6.67%
As of Monday, May 04, Pathfinder Bancorp, Inc.’s PBHC share price has dipped by 6.67%, which has investors questioning if this is right time to buy.Cynthia McLaughlin
Why Pathfinder Bancorp, Inc.’s (PBHC) Stock Is Up 5.71%
As of Monday, March 23, Pathfinder Bancorp, Inc.’s PBHC share price has surged by 5.71%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Pathfinder Bancorp, Inc.’s (PBHC) Stock Is Up 6.91%
As of Wednesday, February 04, Pathfinder Bancorp, Inc.’s PBHC share price has surged by 6.91%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | PBHC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $114.8 | $691.9 | 22% |
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| Shares Out (Mil) | 6.3 | 16.0 | 16% |
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| Institutional Ownership | 61.8% | 84.0% | 39% |
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| Float (Mil) | 3.6 | 21.7 | 9% |
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| Beta | 0.12 | 0.44 | 10% |
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| Avg Daily Volume (000s) | 3 | 48 | 12% |
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| Price Change (52-week) |
21.7% | 92.4% | 69% |
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| Growth | PBHC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (1.8%) | 7.7% | 13% |
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| Net Income (5yr) | (17.8%) | 11.1% | 22% |
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| EPS (5yr) | (17.7%) | 10.1% | 15 |
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| Dividends (5yr) | 10.8% | 3.6% | 66% |
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| Cash Flow (5yr) | (15.0%) | (17.1%) | 52% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | PBHC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $34 | $189 | 17% |
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| Net Income (TTM) (Mil) | $0 | $54 | 39% |
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| EPS (TTM) | $0.028 | $2.500 | 40% |
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| Operating Cash Flow (TTM) (Mil) | $12 | $34 | 39% |
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| Net Cash Flow (TTM) (Mil) | ($5) | $2 | 34% |
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| Long-Term Debt (Q1) (Mil) | $56 | $98 | 40% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PBHC | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.91 | 1.23 | 20% |
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| P/E | 677.4 | 12.0 | 100% |
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| Dividend Yield | 2.2% | 2.2% | 77% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | PBHC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 0.4% | 29.1% | 33% |
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| ROA | 0.0% | 1.1% | 38% |
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| ROE | 0.1% | 11.3% | 35% |
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| Liabilities to Assets | 91.6% | 89.7% | 89% |
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| F-Score | 3 | 4 | 18% |
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Pathfinder Bancorp, Inc. did not pass any screens on 9/23/2026.
