Does PB Financial Corporation (PBNC) Have Momentum?
With data as of July 8, 2026, we examine if PB Financial Corporation(PBNC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
PB Financial Corporation operates as a bank holding company for Providence Bank that provides commercial and retail banking products and services in the United States. The company offers personal and business checking and savings accounts, money market accounts, certificate of deposit (CD), and individual retirement accounts; personal loans, home equity line of credit, advantage line of credit, and mortgage lending products; and business loans for purchasing land and buildings, making leasehold improvements, refinancing debt, accessing working capital, and investing in property, as well as for buying machinery, equipment, and vehicles. It also provides debit and credit cards; online and mobile banking services, including internal transfers, bill pay, e-statements, and account monitor; and cash management services, such as ACH transactions, remote deposit capture, account sweep, positive pay, and merchant services, as well as Zelle, a platform to send and receive money. PB Financial Corporation was incorporated in 2006 and is based in Rocky Mount, North Carolina.
Commentary & Analysis
Is PB Financial Corp (PBNC) a Good Dividend Stock?
Learn more about PB Financial Corp's (PBNC) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Issac Deleon
Financial Summary
| Share Statistics | PBNC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $220.6 | $694.8 | 29% |
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| Shares Out (Mil) | 3.1 | 15.2 | 11% |
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| Institutional Ownership | 0.9% | 84.0% | 2% |
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| Float (Mil) | 2.2 | 21.6 | 6% |
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| Beta | 0.09 | 0.46 | 8% |
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| Avg Daily Volume (000s) | 1 | 49 | 4% |
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| Price Change (52-week) |
79.6% | 92.4% | 92% |
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| Growth | PBNC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 25.0% | 7.6% | 86% |
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| Net Income (5yr) | 27.4% | 11.1% | 82% |
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| EPS (5yr) | 18.6% | 9.9% | 66 |
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| Dividends (5yr) | 22.9% | 3.6% | 92% |
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| Cash Flow (5yr) | (6.7%) | (17.1%) | 60% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | PBNC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $53 | $187 | 20% |
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| Net Income (TTM) (Mil) | $23 | $53 | 50% |
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| EPS (TTM) | $7.510 | $2.600 | 91% |
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| Operating Cash Flow (TTM) (Mil) | na | $33 | na |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $50 | $98 | 39% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | PBNC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.61 | 1.25 | 45% |
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| P/E | 10.3 | 12.3 | 19% |
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| Dividend Yield | 3.5% | 2.2% | 87% |
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| PEG (5yr hist) | 0.6 | 1.1 | 28% |
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| Ratios | PBNC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 44.7% | 29.4% | 96% |
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| ROA | 1.9% | 1.1% | 55% |
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| ROE | 20.5% | 11.4% | 80% |
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| Liabilities to Assets | 89.1% | 89.7% | 84% |
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| F-Score | 3 | 4 | 18% |
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PB Financial Corporation did not pass any screens on 10/28/2026.
