Stock Evaluator: Provident Financial Services, Inc. (PFS)

Provident Financial Services, Inc. PFS

$24.68 -0.18 -0.72%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 1,458,872
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company’s loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

Commentary & Analysis


Financial Summary

Share Statistics PFS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $3,218.8 $716.9 60%
Shares Out (Mil) 130.6 15.7 68%
Institutional Ownership 95.9% 83.0% 68%
Float (Mil) 126.3 21.2 66%
Beta 0.78 0.48 46%
Avg Daily Volume (000s) 1,198 53 74%
Price Change
(52-week)
33.8% 96.7% 71%
Growth PFS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 19.5% 7.6% 81%
Net Income (5yr) 24.6% 11.1% 79%
EPS (5yr) 9.9% 10.1% 46
Dividends (5yr) 0.9% 3.6% 78%
Cash Flow (5yr) (61.9%) (17.0%) 4%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 5 5 6
Current EPS $0.610 $2.450 $2.553
Month Ago EPS $0.582 $2.358 $2.525
# Rev Up 0 0 1
# Rev Down 2 2 2
Three Months Ago EPS $0.584 $2.358 $2.510
Year/Year Chg 0.2% 9.9% na
Financials PFS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $886 $190 49%
Net Income (TTM) (Mil) $307 $51 73%
EPS (TTM) $2.349 $2.500 74%
Operating Cash Flow (TTM) (Mil) $438 $34 70%
Net Cash Flow (TTM) (Mil) ($12) $1 29%
Long-Term Debt (Q1) (Mil) $1,011 $100 66%
Enterprise Value (Q1) (Mil) na $0 na
Valuation PFS Industry
Median
Percentile
(All Stocks)
P/B 1.12 1.27 27%
P/E 10.5 12.9 17%
Dividend Yield 3.9% 2.2% 90%
PEG (5yr hist) 1.1 1.1 46%
Ratios PFS Industry
Median
Percentile
(All Stocks)
Gross Margin na 68.8% na
Net Margin 35.0% 28.9% 92%
ROA 1.2% 1.0% 49%
ROE 11.1% 11.1% 61%
Liabilities to Assets 88.6% 89.8% 83%
F-Score 5 4 51%

Provident Financial Services, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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