Why Pagaya Technologies Ltd.’s (PGY) Stock Is Up 5.50%
As of Friday, July 31, Pagaya Technologies Ltd.’s PGY share price has surged by 5.50%, which has investors questioning if this is right time to sell.Jenna Brashear
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COMPANY SUMMARY
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected loan applications to its network, as well as approve customers they would otherwise decline; Dual Look which allows to assess applications concurrently with its Partners in real time; and First Look that routes designated segments of loan applications to the network for evaluation.It also provides Affiliate Optimizer Engine, a customer acquisition tool which enables Partners to originate loans through third-party affiliate channels; Direct Marketing Engine, that utilizes data network to help Partners target and acquire new customers through direct channels; and FastPass which accelerates the transaction process. Its partners include financial technology companies, incumbent banks and financial institutions, auto finance providers, and residential real estate service providers. The company was founded in 2016 and is headquartered in New York, New York.
Commentary & Analysis
Why Pagaya Technologies Ltd.’s (PGY) Stock Is Up 8.31%
As of Monday, July 27, Pagaya Technologies Ltd.’s PGY share price has surged by 8.31%, which has investors questioning if this is right time to sell.Rosalio Madrigal
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Why Pagaya Technologies Ltd.’s (PGY) Stock Is Down 5.21%
As of Wednesday, July 08, Pagaya Technologies Ltd.’s PGY share price has dipped by 5.21%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Pagaya Technologies Ltd.’s (PGY) Stock Is Up 6.07%
As of Monday, July 06, Pagaya Technologies Ltd.’s PGY share price has surged by 6.07%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Financial Summary
| Share Statistics | PGY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,607.6 | $977.4 | 51% |
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| Shares Out (Mil) | 96.7 | 78.1 | 62% |
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| Institutional Ownership | 75.7% | 79.0% | 46% |
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| Float (Mil) | 67.2 | 57.6 | 54% |
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| Beta | na | 1.03 | na |
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| Avg Daily Volume (000s) | 3,072 | 750 | 87% |
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| Price Change (52-week) |
(35.6%) | 56.5% | 22% |
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| Growth | PGY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 67.4% | 14.8% | 97% |
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| Net Income (5yr) | 41.2% | 10.1% | 91% |
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| EPS (5yr) | 28.3% | 16.2% | 79 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 67.5% | (15.3%) | 96% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 8 | 8 | 8 | |
| Current EPS | $0.939 | $3.602 | $3.945 | |
| Month Ago EPS | $0.829 | $3.082 | $3.565 | |
| # Rev Up | 0 | 1 | 2 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.792 | $2.845 | $3.389 | |
| Year/Year Chg | 239.0% | 287.3% | 333.7% | |
| Financials | PGY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,329 | $348 | 55% |
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| Net Income (TTM) (Mil) | $98 | ($2) | 61% |
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| EPS (TTM) | $1.174 | ($0.100) | 63% |
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| Operating Cash Flow (TTM) (Mil) | $247 | $30 | 62% |
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| Net Cash Flow (TTM) (Mil) | $150 | $0 | 82% |
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| Long-Term Debt (Q1) (Mil) | $813 | $35 | 64% |
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| Enterprise Value (Q1) (Mil) | $1,232 | $1,019 | 43% |
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| Valuation | PGY | Industry Median |
Percentile (All Stocks) |
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| P/B | 3.02 | 3.24 | 65% |
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| P/E | 17.6 | 34.8 | 44% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.6 | 2.1 | 30% |
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| Ratios | PGY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 43.4% | 70.5% | 54% |
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| Net Margin | 9.1% | 0.6% | 61% |
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| ROA | 6.7% | (1.6%) | 79% |
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| ROE | 22.7% | 1.6% | 83% |
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| Liabilities to Assets | 61.8% | 46.1% | 56% |
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| F-Score | 7 | 5 | 84% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Est Rev: Top 30 Up
Factors: Earnings Estimates
Introduction to the use of earnings estimates.
| Performance Since Inception: | 21.5% |
| +/- S&P 500: | +14.0 |
FACTOR STRATEGY
Est Rev: Up 5% Screen
Factors: Earnings Estimates
Introduction to the use of earnings estimates.
| Performance Since Inception: | 22.7% |
| +/- S&P 500: | +15.2 |
GURU STRATEGY
Kirkpatrick Bargain Screen
Factors: Value, Momentum
Investing model outlined in Charles Kirkpatrick's book, Beat the Market: Invest by Knowing What Stocks to Buy and What Stocks to Sell.
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
GURU STRATEGY
Driehaus Revised Screen
Factors: Size, Momentum, Growth, Earnings Estimates
Revisiting the approach of the "father of momentum investing," Richard Driehaus, that seeks out companies with accelerating earnings growth, rising earnings estimates and meaningful positive earnings surprises.
| Performance Since Inception: | 18.2% |
| +/- S&P 500: | +10.7 |
