Stock Evaluator: PicS N.V. (PICS)

PicS N.V. PICS

$10.60 0.55 5.47%
August 21, 2026 4:00:00 PM EST November 10, 2021 Volume: 600,522
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
PicS N.V. operates as a digital financial services company that provides digital wallet and application for individuals and businesses in Brazil. The company offers a range of transactional products for its consumers, including Pix, an instant payment system, peer-to-peer between PicPay accounts, bill payments, payroll portability, global account, and a payment assistant that helps consumers organize, centralize, and settle bills through an integrated hub. The company also provides multipurpose cards; personal loans; instalment payments; payroll loans for public servants, retirees, and pensioners; private payroll loans for formally employed workers; and access to the FGTS annual birthday withdrawal program. In addition, it offers digital insurance distribution platform with products, such as digital wallet insurance, PicPay Card bill protection, credit life insurance, smartphone protection, life insurance, home insurance, and others, as well as provides a range of products to various investor profiles and financial goals. Further, the company offers a portfolio of products in QR code payments for small and medium-sized businesses; banking services; corporate benefits and salary advances; PicPay Shop that offers consumers to purchase a range of products and services; and PicPay Ads, an advertising platform designed to enable brands to reach engaged consumer base through contextualized placements within the app. PicS N.V. was formerly known as Picpay Holdings Netherlands B.V. The company was founded in 2012 and is based in São Paulo, Brazil. PicS N.V. is a subsidiary of Jf International B.v.

Commentary & Analysis


Financial Summary

Share Statistics PICS Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $1,373.6 $2,330.0 49%
Shares Out (Mil) 24.8 72.9 33%
Institutional Ownership 74.1% 86.6% 44%
Float (Mil) 34.3 62.0 39%
Beta na 0.87 na
Avg Daily Volume (000s) 593 538 61%
Price Change
(52-week)
na 78.0% na
Growth PICS Industry
Median
Percentile
(All Stocks)
Sales (5yr) 90.2% 10.5% 98%
Net Income (5yr) 26.8% 8.2% 82%
EPS (5yr) 14.9% 11.8% 55
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (15.7%) (15.0%) 47%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 5 7 7
Current EPS $0.380 $1.458 $3.102
Month Ago EPS $0.380 $1.481 $3.109
# Rev Up 2 2 0
# Rev Down 0 1 2
Three Months Ago EPS $0.316 $1.382 $3.187
Year/Year Chg 69.6% (21.5%) 108.1%
Financials PICS Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $2,248 $1,233 62%
Net Income (TTM) (Mil) $224 $86 69%
EPS (TTM) $1.728 $0.700 69%
Operating Cash Flow (TTM) (Mil) ($257) $166 3%
Net Cash Flow (TTM) (Mil) na $5 na
Long-Term Debt (Q1) (Mil) $296 $730 53%
Enterprise Value (Q1) (Mil) $673 $3,761 37%
Valuation PICS Industry
Median
Percentile
(All Stocks)
P/B 1.18 1.38 28%
P/E 6.1 19.1 6%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.4 0.9 19%
Ratios PICS Industry
Median
Percentile
(All Stocks)
Gross Margin 81.5% 61.5% 89%
Net Margin 10.0% 7.3% 63%
ROA 3.3% 1.0% 63%
ROE 31.5% 10.7% 88%
Liabilities to Assets 87.0% 74.8% 81%
F-Score 4 5 na

PicS N.V. did not pass any screens on 8/21/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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