Is Porch Group, Inc. (PRCH) Overvalued?
We dive into why Porch Group, Inc. (PRCH) could be considered overvalued on 2026-08-06, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington.
Commentary & Analysis
Why Porch Group, Inc.’s (PRCH) Stock Is Up 13.22%
As of Monday, August 03, Porch Group, Inc.’s PRCH share price has surged by 13.22%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Porch Group, Inc.’s (PRCH) Stock Is Up 7.40%
As of Monday, August 03, Porch Group, Inc.’s PRCH share price has surged by 7.40%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Porch Group, Inc.’s (PRCH) Stock Is Up 21.73%
As of Thursday, July 30, Porch Group, Inc.’s PRCH share price has surged by 21.73%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Porch Group, Inc.’s (PRCH) Stock Is Up 11.73%
As of Thursday, July 30, Porch Group, Inc.’s PRCH share price has surged by 11.73%, which has investors questioning if this is right time to sell.Tudor Pop
Financial Summary
| Share Statistics | PRCH | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,940.1 | $6,453.5 | 53% |
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| Shares Out (Mil) | 120.7 | 66.0 | 66% |
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| Institutional Ownership | 78.0% | 81.0% | 47% |
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| Float (Mil) | 88.6 | 66.5 | 58% |
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| Beta | 3.12 | 0.52 | 98% |
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| Avg Daily Volume (000s) | 1,127 | 218 | 72% |
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| Price Change (52-week) |
11.6% | 89.8% | 54% |
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| Growth | PRCH | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 46.2% | 5.8% | 95% |
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| Net Income (5yr) | 42.5% | 14.3% | 92% |
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| EPS (5yr) | 56.4% | 15.6% | 95 |
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| Dividends (5yr) | 0.0% | 3.1% | 0% |
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| Cash Flow (5yr) | (15.4%) | (12.2%) | 49% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | PRCH | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $514 | $5,268 | 41% |
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| Net Income (TTM) (Mil) | ($13) | $562 | 27% |
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| EPS (TTM) | ($0.126) | $2.500 | 35% |
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| Operating Cash Flow (TTM) (Mil) | $96 | $632 | 52% |
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| Net Cash Flow (TTM) (Mil) | $8 | $6 | 55% |
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| Long-Term Debt (Q1) (Mil) | $398 | $917 | 56% |
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| Enterprise Value (Q1) (Mil) | $1,847 | $7,912 | 48% |
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| Valuation | PRCH | Industry Median |
Percentile (All Stocks) |
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| P/B | na | 1.70 | na |
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| P/E | na | 12.1 | na |
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| Dividend Yield | 0.0% | 1.1% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | PRCH | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 72.1% | 34.7% | 83% |
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| Net Margin | (2.6%) | 10.1% | 28% |
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| ROA | (1.7%) | 2.4% | 35% |
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| ROE | 65.4% | 14.6% | 94% |
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| Liabilities to Assets | 97.6% | 77.1% | 93% |
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| F-Score | 5 | 6 | 50% |
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Porch Group, Inc. did not pass any screens on 8/21/2026.
