Choice Stocks From AAII’s Model Portfolios: The Platinum 30
A diversified sample of stocks that grade highly on the compelling factors used in our different strategies.
Charles Rotblut
A+ Stock Grade Summary:
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COMPANY SUMMARY
Primerica, Inc., together with its subsidiaries, provides financial products and services to middle-income households in the United States and Canada. It operates in three segments: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities; and offers segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental and accidental death, and disability insurance. It distributes and sells its products through licensed sales representatives to middle-income households. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
Commentary & Analysis
The Platinum 30: A Curated Selection From AAII’s Model Portfolios
A few stocks grading highly on the criteria used in each of our eight model stock portfolios present a diversified sample.
Charles Rotblut
Which Is a Better Investment, CNO Financial Group, Inc. or Primerica, Inc. Stock?
Learn more about whether CNO Financial Group, Inc. or Primerica, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Jenna Brashear
Which Is a Better Investment, F&G Annuities & Life, Inc. or Primerica, Inc. Stock?
Learn more about whether F&G Annuities & Life, Inc. or Primerica, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Which Is a Better Investment, Lemonade, Inc. or Primerica, Inc. Stock?
Learn more about whether Lemonade, Inc. or Primerica, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Omar Beirat
Financial Summary
| Share Statistics | PRI | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $8,476.7 | $5,664.6 | 76% |
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| Shares Out (Mil) | 31.2 | 78.9 | 38% |
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| Institutional Ownership | 99.5% | 80.0% | 89% |
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| Float (Mil) | 30.6 | 69.9 | 36% |
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| Beta | 0.87 | 0.50 | 52% |
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| Avg Daily Volume (000s) | 198 | 251 | 44% |
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| Price Change (52-week) |
(0.5%) | 85.7% | 52% |
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| Growth | PRI | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.0% | 5.5% | 50% |
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| Net Income (5yr) | 14.2% | 14.3% | 62% |
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| EPS (5yr) | 19.1% | 15.5% | 67 |
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| Dividends (5yr) | 20.9% | 3.9% | 97% |
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| Cash Flow (5yr) | (22.0%) | (12.2%) | 30% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 7 | 8 | 8 | |
| Current EPS | $6.369 | $25.243 | $27.170 | |
| Month Ago EPS | $6.369 | $25.243 | $27.170 | |
| # Rev Up | 1 | 0 | 1 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | $6.227 | $24.497 | $26.486 | |
| Year/Year Chg | (1.3%) | 10.2% | 30.0% | |
| Financials | PRI | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $3,486 | $4,647 | 69% |
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| Net Income (TTM) (Mil) | $796 | $551 | 84% |
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| EPS (TTM) | $24.948 | $2.500 | 98% |
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| Operating Cash Flow (TTM) (Mil) | $892 | $562 | 79% |
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| Net Cash Flow (TTM) (Mil) | ($21) | $5 | 26% |
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| Long-Term Debt (Q1) (Mil) | $1,716 | $859 | 72% |
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| Enterprise Value (Q1) (Mil) | $10,174 | $6,996 | 74% |
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| Valuation | PRI | Industry Median |
Percentile (All Stocks) |
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| P/B | 3.37 | 1.52 | 70% |
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| P/E | 11.1 | 11.5 | 23% |
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| Dividend Yield | 1.7% | 1.1% | 73% |
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| PEG (5yr hist) | 0.6 | 0.5 | 29% |
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| Ratios | PRI | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 72.1% | 35.4% | 83% |
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| Net Margin | 22.8% | 10.4% | 81% |
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| ROA | 5.4% | 2.7% | 73% |
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| ROE | 33.0% | 14.7% | 89% |
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| Liabilities to Assets | 82.9% | 77.0% | 77% |
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| F-Score | 9 | 6 | 98% |
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Passing Stock Screens
As of 10/2/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Graham--Defensive Investor (Non-Utility) Screen
Factors: Yield, Value, Quality
Credited as one of the fathers of in-depth security analysis, Graham's approach focuses on the concept of intrinsic value.
| Performance Since Inception: | 11.5% |
| +/- S&P 500: | +4.0 |
GURU STRATEGY
Graham--Defensive Investor (Utility) Screen
Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength.
| Performance Since Inception: | 6.7% |
| +/- S&P 500: | -0.8 |
