Stock Evaluator: Q2 Holdings, Inc. (QTWO)

Q2 Holdings, Inc. QTWO

$60.87 1.80 3.05%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 1,535,299
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Information Technology Software

A+ Stock Grade Summary:

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GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
Q2 Holdings, Inc. provides digital solutions to financial institutions, financial technology companies, FinTechs, and alternative finance companies (Alt-FIs) in the United States. The company offers Digital Banking Platform, an end-to-end digital banking platform that supports its financial institution customers in their delivery of retail, SMB, and commercial functionalities across digital channels; and risk and fraud solutions that are designed to support financial institutions' efforts to protect end users, comply with regulatory requirements and manage fraud risk efficiently. It also provides Q2 Innovation Studio, an application program interface and software development kit based open technology platform that allows financial institution customers, FinTechs, and other partners to deploy customized experiences and financial services to end users; and Helix, a cloud-native, real-time core processing platform that combines the services and functionality for companies and financial institutions. In addition, the company offers digital lending and relationship pricing solutions that support financial institutions, FinTechs and Alt-FIs in managing lending workflows, pricing strategies and customer relationships across commercial and consumer use cases, as well as offers loans, deposits and fee-based products. The company was formerly known as CBG Holdings, Inc. and changed its name to Q2 Holdings, Inc. in March 2013. Q2 Holdings, Inc. was founded in 2004 and is headquartered in Austin, Texas.

Commentary & Analysis


Financial Summary

Share Statistics QTWO Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $3,795.5 $977.4 63%
Shares Out (Mil) 65.4 78.1 54%
Institutional Ownership 98.3% 79.0% 78%
Float (Mil) 61.4 57.6 52%
Beta 1.33 1.03 77%
Avg Daily Volume (000s) 1,219 750 74%
Price Change
(52-week)
(32.4%) 56.5% 23%
Growth QTWO Industry
Median
Percentile
(All Stocks)
Sales (5yr) 14.6% 14.8% 72%
Net Income (5yr) 18.9% 10.1% 71%
EPS (5yr) 18.2% 16.2% 64
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (52.7%) (15.3%) 6%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 8 8 8
Current EPS $0.686 $2.790 $3.230
Month Ago EPS $0.679 $2.771 $3.263
# Rev Up 0 1 1
# Rev Down 1 0 2
Three Months Ago EPS $0.675 $2.748 $3.229
Year/Year Chg 47.8% 248.8% 400.6%
Financials QTWO Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $846 $348 49%
Net Income (TTM) (Mil) $92 ($2) 60%
EPS (TTM) $1.473 ($0.100) 66%
Operating Cash Flow (TTM) (Mil) $226 $30 61%
Net Cash Flow (TTM) (Mil) ($314) $0 8%
Long-Term Debt (Q1) (Mil) $32 $35 36%
Enterprise Value (Q1) (Mil) $3,717 $1,019 58%
Valuation QTWO Industry
Median
Percentile
(All Stocks)
P/B 5.90 3.24 82%
P/E 42.9 34.8 80%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 2.4 2.1 72%
Ratios QTWO Industry
Median
Percentile
(All Stocks)
Gross Margin 57.0% 70.5% 70%
Net Margin 10.9% 0.6% 65%
ROA 7.8% (1.6%) 82%
ROE 15.0% 1.6% 71%
Liabilities to Assets 33.6% 46.1% 24%
F-Score 7 5 na

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, QTWO meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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