Is RBB Bancorp (RBB) Overvalued?
We dive into why RBB Bancorp (RBB) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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COMPANY SUMMARY
RBB Bancorp operates as the bank holding company for Royal Business Bank that provides business-banking and consumer products and services to Asian-centric communities in the United States. The company offers deposit products, including checking, savings, money market, and time deposits; retail deposits; brokered deposits, collateralized deposits, and deposits acquired through internet listing services; and certificates of deposit. It also provides lending products, such as single-family residential, commercial real estate, construction and land development, commercial and industrial, and small business administration loans. In addition, the company offers remote deposit, E-banking, mobile banking, and treasury management services. It operates branches in Los Angeles County, California; Orange County, California; Ventura County, California; Honolulu, Hawaii. RBB Bancorp was founded in 2008 and is headquartered in Los Angeles, California.
Commentary & Analysis
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Financial Summary
| Share Statistics | RBB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $450.6 | $745.4 | 35% |
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| Shares Out (Mil) | 17.1 | 15.3 | 28% |
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| Institutional Ownership | 89.9% | 83.2% | 57% |
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| Float (Mil) | 15.8 | 21.8 | 26% |
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| Beta | 1.02 | 0.42 | 62% |
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| Avg Daily Volume (000s) | 106 | 45 | 35% |
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| Price Change (52-week) |
36.7% | 94.6% | 72% |
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| Growth | RBB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.2% | 7.7% | 21% |
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| Net Income (5yr) | (0.6%) | 11.1% | 39% |
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| EPS (5yr) | 2.1% | 10.1% | 34 |
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| Dividends (5yr) | 14.2% | 3.6% | 72% |
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| Cash Flow (5yr) | (43.2%) | (17.1%) | 9% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 5 | 5 | |
| Current EPS | $0.575 | $2.386 | $2.510 | |
| Month Ago EPS | $0.557 | $2.320 | $2.542 | |
| # Rev Up | 1 | 1 | 0 | |
| # Rev Down | 1 | 2 | 1 | |
| Three Months Ago EPS | $0.570 | $2.334 | $2.446 | |
| Year/Year Chg | (2.5%) | 30.4% | na | |
| Financials | RBB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $132 | $196 | 29% |
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| Net Income (TTM) (Mil) | $42 | $55 | 54% |
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| EPS (TTM) | $2.445 | $2.600 | 75% |
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| Operating Cash Flow (TTM) (Mil) | $56 | $35 | 47% |
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| Net Cash Flow (TTM) (Mil) | $91 | $2 | 76% |
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| Long-Term Debt (Q1) (Mil) | $177 | $100 | 49% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | RBB | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.85 | 1.25 | 17% |
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| P/E | 10.9 | 12.4 | 20% |
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| Dividend Yield | 2.4% | 2.2% | 80% |
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| PEG (5yr hist) | 5.2 | 1.1 | 88% |
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| Ratios | RBB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 31.7% | 29.1% | 90% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 7.9% | 11.3% | 51% |
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| Liabilities to Assets | 87.5% | 89.7% | 81% |
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| F-Score | 5 | 4 | 50% |
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RBB Bancorp did not pass any screens on 8/21/2026.
