Stock Evaluator: Ready Capital Corporation (RC)

Ready Capital Corporation RC

$1.43 -0.02 -1.38%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 1,343,297
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Mortgage Real Estate Investment Trusts (REITs)

A+ Stock Grade Summary:

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COMPANY SUMMARY
Ready Capital Corporation operates as a real estate finance company in the United States. The company operates through two segments: LMM Commercial Real Estate and Small Business Lending. Its LMM Commercial Real Estate segment originates LLM loans across the full life-cycle of an LLM property, including construction, bridge, stabilized, and agency loan origination channels. The Small Business Lending segment acquires, originates, and services owner-occupied loans guaranteed by the SBA under its SBA Section 7(a) Program; and originates, and services USDA loans, as well as small business loans. The company originates, acquires, finances, and services lower-to-middle-market (LLM) commercial real estate loans, small business administration (SBA) loans, residential mortgage loans, construction loans, USDA loans, and mortgage-backed securities collateralized primarily by LLM loans, or other real estate-related investments. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was formerly known as Sutherland Asset Management Corporation and changed its name to Ready Capital Corporation in September 2018. Ready Capital Corporation was founded in 2007 and is headquartered in New York, New York.

Commentary & Analysis


Financial Summary

Share Statistics RC Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $236.3 $621.0 29%
Shares Out (Mil) 167.7 89.6 73%
Institutional Ownership 82.7% 95.4% 51%
Float (Mil) 145.6 88.2 69%
Beta 1.49 1.15 82%
Avg Daily Volume (000s) 1,082 1,090 72%
Price Change
(52-week)
(66.7%) 74.8% 10%
Growth RC Industry
Median
Percentile
(All Stocks)
Sales (5yr) na 6.3% na
Net Income (5yr) (48.0%) 17.8% 7%
EPS (5yr) (30.5%) 16.9% 8
Dividends (5yr) (21.6%) (1.2%) 63%
Cash Flow (5yr) (30.4%) (16.1%) 19%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 5 5 5
Current EPS ($0.482) ($2.012) ($0.573)
Month Ago EPS ($0.470) ($1.910) ($0.583)
# Rev Up 0 0 0
# Rev Down 1 1 1
Three Months Ago EPS ($0.140) ($0.535) ($0.390)
Year/Year Chg (61.7%) 42.5% (95.0%)
Financials RC Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) na $215 na
Net Income (TTM) (Mil) ($510) $26 3%
EPS (TTM) ($3.159) $0.500 11%
Operating Cash Flow (TTM) (Mil) $914 $47 80%
Net Cash Flow (TTM) (Mil) ($32) $-0 22%
Long-Term Debt (Q1) (Mil) $3,701 $2,536 82%
Enterprise Value (Q1) (Mil) na $3,110 na
Valuation RC Industry
Median
Percentile
(All Stocks)
P/B 0.19 0.68 3%
P/E na 10.0 na
Dividend Yield 2.8% 13.6% 83%
PEG (5yr hist) na 0.5 na
Ratios RC Industry
Median
Percentile
(All Stocks)
Gross Margin 117.2% 98.0% 100%
Net Margin 214.2% 45.5% 100%
ROA (6.3%) 1.0% 29%
ROE (33.4%) 5.8% 19%
Liabilities to Assets 77.1% 82.7% 72%
F-Score 4 5 34%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, RC meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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