Is Richmond Mutual Bancorporation, Inc. (RMBI) Overvalued?
We dive into why Richmond Mutual Bancorporation, Inc. (RMBI) could be considered overvalued on 2026-08-18, based on AAII’s Value Score and Grade.Jenna Brashear
Stock Evaluator: Richmond Mutual Bancorporation, Inc. (RMBI)
Richmond Mutual Bancorporation, Inc. RMBI
$15.83
-0.07
-0.44%
August 21, 2026 4:00:00 PM
EST
Volume: 50,440
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Banks |
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Richmond Mutual Bancorporation, Inc. operates as the bank holding company for First Bank Richmond that provides various banking services. The company accepts various deposits, including savings deposit accounts, money market accounts, NOW and demand accounts, and certificates of deposit. It also offers a range of lending products, such as multi-family and commercial real estate loans, commercial and industrial loans, construction and development loans, and residential real estate loans, including home equity loans, lines of credits, and consumer loans. In addition, the company engages in the lease financing business; and provision of fee-based financial services comprising trust and estate administration, investment management, retirement plan administration, and private banking services. Richmond Mutual Bancorporation, Inc. was founded in 1887 and is headquartered in Richmond, Indiana.
Commentary & Analysis
3 Undervalued Banks Stocks for Thursday, July 09
Discover the top 3 undervalued Banks stocks for Thursday, July 09 based on AAII’s Stock Grades.Tudor Pop
Does Richmond Mutual Bancorporation, Inc. (RMBI) Have Momentum?
With data as of July 7, 2026, we examine if Richmond Mutual Bancorporation, Inc.(RMBI) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Michael Rose
Why Richmond Mutual Bancorporation, Inc.’s (RMBI) Stock Is Down 7.41%
As of Thursday, December 04, Richmond Mutual Bancorporation, Inc.’s RMBI share price has dipped by 7.41%, which has investors questioning if this is right time to buy.Jenna Brashear
Why Richmond Mutual Bancorporation, Inc.’s (RMBI) Stock Is Up 5.80%
As of Friday, August 22, Richmond Mutual Bancorporation, Inc.’s RMBI share price has surged by 5.80%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | RMBI | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $253.0 | $745.4 | 29% |
|
| Shares Out (Mil) | 9.9 | 15.3 | 20% |
|
| Institutional Ownership | 66.3% | 83.2% | 41% |
|
| Float (Mil) | 13.5 | 21.8 | 23% |
|
| Beta | 0.31 | 0.42 | 18% |
|
| Avg Daily Volume (000s) | 38 | 45 | 25% |
|
| Price Change (52-week) |
11.9% | 94.6% | 55% |
|
| Growth | RMBI | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 5.0% | 7.7% | 36% |
|
| Net Income (5yr) | 3.0% | 11.1% | 44% |
|
| EPS (5yr) | 7.4% | 10.1% | 42 |
|
| Dividends (5yr) | 32.0% | 3.6% | 71% |
|
| Cash Flow (5yr) | 12.0% | (17.1%) | 71% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | RMBI | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $50 | $196 | 20% |
|
| Net Income (TTM) (Mil) | $12 | $55 | 47% |
|
| EPS (TTM) | $1.244 | $2.600 | 63% |
|
| Operating Cash Flow (TTM) (Mil) | $15 | $35 | 40% |
|
| Net Cash Flow (TTM) (Mil) | $8 | $2 | 54% |
|
| Long-Term Debt (Q1) (Mil) | $244 | $100 | 52% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | RMBI | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.04 | 1.25 | 23% |
|
| P/E | 13.0 | 12.4 | 30% |
|
| Dividend Yield | 3.8% | 2.2% | 90% |
|
| PEG (5yr hist) | 1.8 | 1.1 | 64% |
|
| Ratios | RMBI | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 24.1% | 29.1% | 83% |
|
| ROA | 0.8% | 1.1% | 44% |
|
| ROE | 8.6% | 11.3% | 53% |
|
| Liabilities to Assets | 90.4% | 89.7% | 86% |
|
| F-Score | 5 | 4 | 50% |
|
Richmond Mutual Bancorporation, Inc. did not pass any screens on 8/21/2026.
