Stock Evaluator: Repay Holdings Corporation (RPAY)

Repay Holdings Corporation RPAY

$4.00 0.04 1.01%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 548,556
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.

Commentary & Analysis


Financial Summary

Share Statistics RPAY Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $331.2 $2,409.3 33%
Shares Out (Mil) 82.5 72.0 59%
Institutional Ownership 86.1% 86.6% 54%
Float (Mil) 46.4 61.7 45%
Beta 1.83 0.93 89%
Avg Daily Volume (000s) 440 441 57%
Price Change
(52-week)
(19.7%) 76.1% 31%
Growth RPAY Industry
Median
Percentile
(All Stocks)
Sales (5yr) 14.8% 10.9% 72%
Net Income (5yr) (19.4%) 8.2% 20%
EPS (5yr) (8.2%) 11.4% 22
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (22.2%) (15.0%) 29%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 4 4 3
Current EPS $0.210 $0.919 $1.114
Month Ago EPS $0.225 $0.944 $1.114
# Rev Up 0 1 0
# Rev Down 1 0 1
Three Months Ago EPS $0.212 $0.903 $0.954
Year/Year Chg (275.0%) (130.6%) (144.5%)
Financials RPAY Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $313 $1,233 37%
Net Income (TTM) (Mil) ($259) $73 5%
EPS (TTM) ($3.082) $0.700 11%
Operating Cash Flow (TTM) (Mil) $105 $165 53%
Net Cash Flow (TTM) (Mil) ($122) $22 13%
Long-Term Debt (Q1) (Mil) $399 $696 57%
Enterprise Value (Q1) (Mil) $678 $3,560 37%
Valuation RPAY Industry
Median
Percentile
(All Stocks)
P/B 0.58 1.44 11%
P/E na 15.1 na
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) na 1.0 na
Ratios RPAY Industry
Median
Percentile
(All Stocks)
Gross Margin 75.1% 60.7% 85%
Net Margin (82.7%) 7.0% 9%
ROA (19.3%) 1.1% 21%
ROE (41.9%) 11.5% 17%
Liabilities to Assets 58.3% 75.2% 52%
F-Score 5 5 na

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, RPAY meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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