What You Need to Know About Repay Holdings Corporation's Q3 Earnings
Repay Holdings Corporation's fiscal Q3 earnings report was released on Monday, August 10. Let's dive in to see if (RPAY) missed or beat analyst's expectations.Jenna Brashear
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COMPANY SUMMARY
Repay Holdings Corporation, a payments technology company, provides integrated payment processing solutions that enables consumers and businesses to make payments using electronic payment methods in the United States. It operates through two segments: Consumer Payments and Business Payments. The company offers payment acceptance solutions, such as debit and credit card processing, automated clearing house (ACH) processing, e-cash, and digital wallet services; virtual credit card processing, enhanced ACH processing, instant funding, clearing and settlement, and communication solutions; and proprietary payment channels that include Web-based, mobile application, text-to-pay, interactive voice response, and point of sale services. It serves customers primarily operating in the personal loans, automotive loans, receivables management, and business-to-business verticals through direct sales representatives and software integration partners. Repay Holdings Corporation was founded in 2006 and is headquartered in Atlanta, Georgia.
Commentary & Analysis
Why Repay Holdings Corporation’s (RPAY) Stock Is Up 5.39%
As of Monday, July 27, Repay Holdings Corporation’s RPAY share price has surged by 5.39%, which has investors questioning if this is right time to sell.Michael Rose
Why Repay Holdings Corporation’s (RPAY) Stock Is Up 22.35%
As of Monday, June 29, Repay Holdings Corporation’s RPAY share price has surged by 22.35%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Repay Holdings Corporation’s (RPAY) Stock Is Up 23.18%
As of Monday, June 29, Repay Holdings Corporation’s RPAY share price has surged by 23.18%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Repay Holdings Corporation’s (RPAY) Stock Is Up 6.76%
As of Friday, June 26, Repay Holdings Corporation’s RPAY share price has surged by 6.76%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Financial Summary
| Share Statistics | RPAY | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $320.0 | $2,326.5 | 32% |
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| Shares Out (Mil) | 83.3 | 72.9 | 58% |
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| Institutional Ownership | 86.8% | 86.4% | 55% |
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| Float (Mil) | 42.3 | 62.0 | 44% |
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| Beta | na | 0.87 | na |
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| Avg Daily Volume (000s) | 515 | 537 | 58% |
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| Price Change (52-week) |
(31.0%) | 78.6% | 23% |
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| Growth | RPAY | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 14.8% | 10.5% | 72% |
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| Net Income (5yr) | (19.4%) | 8.2% | 21% |
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| EPS (5yr) | (8.2%) | 11.8% | 23 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (22.2%) | (15.0%) | 29% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 3 | |
| Current EPS | $0.255 | $0.966 | $1.165 | |
| Month Ago EPS | $0.233 | $0.944 | $1.114 | |
| # Rev Up | 0 | 1 | 0 | |
| # Rev Down | 1 | 0 | 1 | |
| Three Months Ago EPS | $0.236 | $0.923 | $0.972 | |
| Year/Year Chg | (293.2%) | (132.2%) | (147.6%) | |
| Financials | RPAY | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $338 | $1,233 | 37% |
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| Net Income (TTM) (Mil) | ($168) | $86 | 8% |
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| EPS (TTM) | ($2.027) | $0.700 | 14% |
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| Operating Cash Flow (TTM) (Mil) | $113 | $166 | 53% |
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| Net Cash Flow (TTM) (Mil) | ($82) | $5 | 16% |
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| Long-Term Debt (Q1) (Mil) | $762 | $730 | 63% |
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| Enterprise Value (Q1) (Mil) | na | $3,817 | na |
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| Valuation | RPAY | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.68 | 1.38 | 12% |
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| P/E | na | 18.2 | na |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | na | 0.9 | na |
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| Ratios | RPAY | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 73.5% | 61.5% | 84% |
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| Net Margin | (49.6%) | 7.3% | 12% |
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| ROA | (11.1%) | 1.0% | 25% |
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| ROE | (30.3%) | 10.7% | 20% |
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| Liabilities to Assets | 70.8% | 74.8% | 66% |
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| F-Score | 5 | 5 | 50% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
FACTOR STRATEGY
Insider Net Purchases Screen
Factors: Other
A stock screen designed to find small-cap companies that have more stock purchased than sold by insiders.
| Performance Since Inception: | -2.4% |
| +/- S&P 500: | -9.9 |
