Is Safety Insurance Group, Inc. (SAFT) Overvalued?
We dive into why Safety Insurance Group, Inc. (SAFT) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Michael Rose
Michael Rose
Tudor Pop
Rosalio Madrigal
Cynthia McLaughlin
| Share Statistics | SAFT | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,525.2 | $5,644.7 | 51% |
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| Shares Out (Mil) | 14.6 | 78.9 | 26% |
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| Institutional Ownership | 97.2% | 80.0% | 73% |
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| Float (Mil) | 13.6 | 67.3 | 23% |
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| Beta | 0.18 | 0.50 | 12% |
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| Avg Daily Volume (000s) | 134 | 257 | 38% |
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| Price Change (52-week) |
48.1% | 86.3% | 83% |
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| Growth | SAFT | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.4% | 5.5% | 52% |
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| Net Income (5yr) | (6.4%) | 14.3% | 33% |
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| EPS (5yr) | (6.1%) | 15.5% | 24 |
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| Dividends (5yr) | 0.2% | 3.9% | 96% |
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| Cash Flow (5yr) | 10.3% | (12.2%) | 70% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | SAFT | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,286 | $4,647 | 54% |
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| Net Income (TTM) (Mil) | $69 | $551 | 58% |
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| EPS (TTM) | $4.739 | $2.500 | 86% |
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| Operating Cash Flow (TTM) (Mil) | $180 | $562 | 58% |
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| Net Cash Flow (TTM) (Mil) | $19 | $5 | 61% |
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| Long-Term Debt (Q1) (Mil) | $58 | $859 | 40% |
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| Enterprise Value (Q1) (Mil) | $1,511 | $6,996 | 46% |
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| Valuation | SAFT | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.74 | 1.52 | 47% |
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| P/E | 22.3 | 11.4 | 59% |
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| Dividend Yield | 3.5% | 1.2% | 87% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | SAFT | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 7.6% | 35.4% | 8% |
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| Net Margin | 5.3% | 10.4% | 49% |
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| ROA | 2.8% | 2.7% | 60% |
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| ROE | 7.8% | 14.7% | 50% |
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| Liabilities to Assets | 65.0% | 77.0% | 60% |
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| F-Score | 5 | 6 | 50% |
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Passing Stock Screens
As of 10/5/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors