Why Banco Santander, S.A.’s (SAN) Stock Is Down 5.29%
As of Wednesday, October 28, Banco Santander, S.A.’s SAN share price has dipped by 5.29%, which has investors questioning if this is right time to buy.Tudor Pop
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COMPANY SUMMARY
Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.
Commentary & Analysis
Why Banco Santander, S.A.’s (SAN) Stock Is Up 5.27%
As of Thursday, July 30, Banco Santander, S.A.’s SAN share price has surged by 5.27%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Is Banco Santander, S.A. (SAN) Overvalued?
We dive into why Banco Santander, S.A. (SAN) could be considered overvalued on 2026-07-14, based on AAII’s Value Score and Grade.Michael Rose
Is Banco Santander, S.A. (SAN) Overvalued?
We dive into why Banco Santander, S.A. (SAN) could be considered overvalued on 2026-07-13, based on AAII’s Value Score and Grade.Jenna Brashear
Is Banco Santander, S.A. (SAN) Overvalued?
We dive into why Banco Santander, S.A. (SAN) could be considered overvalued on 2026-07-10, based on AAII’s Value Score and Grade.Tudor Pop
Financial Summary
| Share Statistics | SAN | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $164,178.0 | $699.2 | 98% |
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| Shares Out (Mil) | 16,827.4 | 15.5 | 100% |
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| Institutional Ownership | 96.7% | 84.0% | 71% |
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| Float (Mil) | 14,136.3 | 21.7 | 99% |
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| Beta | 0.89 | 0.47 | 53% |
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| Avg Daily Volume (000s) | 9,707 | 51 | 96% |
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| Price Change (52-week) |
11.7% | 92.5% | 61% |
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| Growth | SAN | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 7.1% | 7.6% | 46% |
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| Net Income (5yr) | 28.8% | 11.1% | 84% |
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| EPS (5yr) | 29.2% | 10.0% | 80 |
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| Dividends (5yr) | 12.6% | 3.7% | 63% |
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| Cash Flow (5yr) | (23.1%) | (17.1%) | 28% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 2 | 2 | |
| Current EPS | $0.317 | $1.262 | $1.402 | |
| Month Ago EPS | $0.319 | $1.280 | $1.431 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 1 | 1 | 1 | |
| Three Months Ago EPS | $0.319 | $1.360 | $1.391 | |
| Year/Year Chg | 26.8% | 34.8% | 78.0% | |
| Financials | SAN | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $56,362 | $187 | 97% |
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| Net Income (TTM) (Mil) | $18,361 | $54 | 99% |
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| EPS (TTM) | $1.215 | $2.600 | 63% |
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| Operating Cash Flow (TTM) (Mil) | $6,709 | $34 | 96% |
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| Net Cash Flow (TTM) (Mil) | ($3,961) | $2 | 1% |
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| Long-Term Debt (Q1) (Mil) | $402,368 | $99 | 100% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SAN | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.27 | 1.26 | 35% |
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| P/E | 11.1 | 12.4 | 23% |
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| Dividend Yield | 2.5% | 2.3% | 81% |
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| PEG (5yr hist) | 0.4 | 1.1 | 20% |
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| Ratios | SAN | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 32.6% | 29.4% | 90% |
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| ROA | 0.8% | 1.1% | 44% |
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| ROE | 15.0% | 11.4% | 71% |
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| Liabilities to Assets | 94.4% | 89.7% | 92% |
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| F-Score | 4 | 4 | 34% |
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Banco Santander, S.A. did not pass any screens on 11/3/2026.
