Stock Evaluator: Southern BancShares (N.C.), Inc. (SBNC)

Southern BancShares (N.C.), Inc. SBNC

$13,000.00 -200.01 -1.52%

July 31, 2026 11:35:49 AM EST Volume: 14

After Hours: $120.37 0.15 | 0.12% November 10, 2021 7:59 PM EST Volume: 72,713

USD | DELAYED PRICE

SECTOR	INDUSTRY
Financials	Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:

COMPANY SUMMARY

Southern BancShares (N.C.), Inc. operates as the bank holding company for Southern Bank and Trust Company that provides banking services to consumers and businesses in Eastern North Carolina and southeastern Virginia. The company provides checking, savings, money market, demand, and time deposits, as well as certificates of deposit. It also offers commercial loans, including construction and land development, agricultural, industrial, commercial mortgages, paycheck protection program, and other loans; and non-commercial loans, such as consumer, construction and land development, demand overdrafts, residential mortgage, and revolving mortgage. In addition, the company provides debit and credit cards, safe deposits, cashier’s checks, and money orders; and check cashing, wire transfers, and internet banking services. Further, it offers investment services, including brokerage custodial, insurance, and other management services; and holds, manages, and sells real estate owned properties. Southern BancShares (N.C.), Inc. was founded in 1901 and is headquartered in Mount Olive, North Carolina.

Commentary & Analysis

Momentum

Does Southern BancShares (N.C.), Inc. (SBNC) Have Momentum?

With data as of July 21, 2025, we examine if Southern BancShares (N.C.), Inc.(SBNC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.

Omar Beirat

Stock Grade Focus

Is Southern BancShares (N.C.), Inc. (SBNC) Stock a Good Investment?

Learn more about Southern BancShares (N.C.), Inc.'s (SBNC) stock grades for Value, Momentum and Growth and determine whether this Banks stock meets your investment needs.

Tudor Pop

Dividends

Is Southern BancShares (N.C.), Inc. (SBNC) a Good Dividend Stock?

Learn more about Southern BancShares (N.C.), Inc.'s (SBNC) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.

Aneeqa Nadeem

Financial Summary

Share Statistics	SBNC	Industry Median	Percentile (All Stocks)
Market Cap (Mil)	$978.0	$716.9	45%
Shares Out (Mil)	0.1	15.7	1%
Institutional Ownership	na	83.0%	na
Float (Mil)	0.1	21.2	0%
Beta	0.18	0.48	11%
Avg Daily Volume (000s)	0	53	0%
Price Change (52-week)	114.0%	96.7%	93%

Growth	SBNC	Industry Median	Percentile (All Stocks)
Sales (5yr)	6.7%	7.6%	44%
Net Income (5yr)	8.9%	11.1%	53%
EPS (5yr)	10.5%	10.1%	47
Dividends (5yr)	10.8%	3.6%	100%
Cash Flow (5yr)	(15.6%)	(17.0%)	48%

Estimates	Qtrly	Current Fiscal Year	Next Fiscal Year
# of Estimates	na	na	na
Current EPS	na	na	na
Month Ago EPS	na	na	na
# Rev Up	na	na	na
# Rev Down	na	na	na
Three Months Ago EPS	na	na	na
Year/Year Chg	na	na	na

Financials	SBNC	Industry Median	Percentile (All Stocks)
Sales (TTM) (Mil)	$197	$190	32%
Net Income (TTM) (Mil)	$68	$51	58%
EPS (TTM)	$901.287	$2.500	100%
Operating Cash Flow (TTM) (Mil)	$70	$34	49%
Net Cash Flow (TTM) (Mil)	na	$1	na
Long-Term Debt (Q1) (Mil)	$72	$100	42%
Enterprise Value (Q1) (Mil)	na	$0	na

Valuation	SBNC	Industry Median	Percentile (All Stocks)
P/B	1.35	1.27	35%
P/E	14.4	12.9	33%
Dividend Yield	0.2%	2.2%	61%
PEG (5yr hist)	1.4	1.1	56%

Ratios	SBNC	Industry Median	Percentile (All Stocks)
Gross Margin	na	68.8%	na
Net Margin	34.7%	28.9%	92%
ROA	1.3%	1.0%	50%
ROE	11.6%	11.1%	63%
Liabilities to Assets	87.0%	89.8%	81%
F-Score	5	4	51%

Southern BancShares (N.C.), Inc. did not pass any screens on 7/31/2026.

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Southern BancShares (N.C.), Inc. (SBNC )