Is Southern BancShares (N.C.), Inc. (SBNC) Stock a Good Investment?
Learn more about Southern BancShares (N.C.), Inc.'s (SBNC) stock grades for Value, Momentum and Growth and determine whether this Banks stock meets your investment needs.Tudor Pop
A+ Stock Grade Summary:
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COMPANY SUMMARY
Southern BancShares (N.C.), Inc. operates as the bank holding company for Southern Bank and Trust Company that provides banking services to consumers and businesses in Eastern North Carolina and southeastern Virginia. The company provides checking, savings, money market, demand, and time deposits, as well as certificates of deposit. It also offers commercial loans, including construction and land development, agricultural, industrial, commercial mortgages, paycheck protection program, and other loans; and non-commercial loans, such as consumer, construction and land development, demand overdrafts, residential mortgage, and revolving mortgage. In addition, the company provides debit and credit cards, safe deposits, cashier’s checks, and money orders; and check cashing, wire transfers, and internet banking services. Further, it offers investment services, including brokerage custodial, insurance, and other management services; and holds, manages, and sells real estate owned properties. Southern BancShares (N.C.), Inc. was founded in 1901 and is headquartered in Mount Olive, North Carolina.
Commentary & Analysis
Does Southern BancShares (N.C.), Inc. (SBNC) Have Momentum?
With data as of July 21, 2025, we examine if Southern BancShares (N.C.), Inc.(SBNC) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Omar Beirat
Is Southern BancShares (N.C.), Inc. (SBNC) a Good Dividend Stock?
Learn more about Southern BancShares (N.C.), Inc.'s (SBNC) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Aneeqa Nadeem
Financial Summary
| Share Statistics | SBNC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $978.0 | $741.3 | 45% |
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| Shares Out (Mil) | 0.1 | 16.0 | 1% |
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| Institutional Ownership | na | 84.0% | na |
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| Float (Mil) | 0.1 | 21.6 | 0% |
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| Beta | 0.18 | 0.45 | 12% |
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| Avg Daily Volume (000s) | 0 | 41 | 0% |
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| Price Change (52-week) |
109.7% | 95.0% | 94% |
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| Growth | SBNC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.7% | 7.8% | 44% |
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| Net Income (5yr) | 8.9% | 11.1% | 53% |
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| EPS (5yr) | 10.5% | 10.1% | 47 |
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| Dividends (5yr) | 10.8% | 3.6% | 100% |
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| Cash Flow (5yr) | (15.6%) | (17.1%) | 47% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | SBNC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $197 | $193 | 32% |
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| Net Income (TTM) (Mil) | $68 | $55 | 57% |
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| EPS (TTM) | $901.287 | $2.600 | 100% |
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| Operating Cash Flow (TTM) (Mil) | $70 | $34 | 49% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $72 | $98 | 42% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SBNC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.35 | 1.27 | 35% |
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| P/E | 14.4 | 12.5 | 35% |
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| Dividend Yield | 0.2% | 2.2% | 61% |
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| PEG (5yr hist) | 1.4 | 1.1 | 57% |
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| Ratios | SBNC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 34.7% | 29.2% | 92% |
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| ROA | 1.3% | 1.1% | 50% |
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| ROE | 11.6% | 11.3% | 61% |
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| Liabilities to Assets | 87.0% | 89.7% | 81% |
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| F-Score | 5 | 4 | 50% |
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Southern BancShares (N.C.), Inc. did not pass any screens on 9/14/2026.
