4 Undervalued Banks Stocks for Thursday, October 31
Discover the top 4 undervalued Banks stocks for Thursday, October 31 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
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COMPANY SUMMARY
Southeastern Banking Corporation operates as a bank holding company for Southeastern Bank that provides commercial and consumer banking products and services in the United States. It offers checking, savings, money market accounts, and certificates of deposit, as well as individual retirement accounts. The company also provides home equity, construction, auto, personal, boat and recreational vehicle, business term, real estate, equipment, and SBA loans; mortgages; and operating lines of credit. In addition, it offers business cash management and overdraft protection services, as well as online and mobile banking, bill payment, and e-statement services. Additionally, the company provides debit and credit cards; and lost or stolen debit/credit cards services. Southeastern Banking Corporation was founded in 1888 and is based in Darien, Georgia.
Commentary & Analysis
Financial Summary
| Share Statistics | SEBC | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $100.0 | $767.9 | 21% |
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| Shares Out (Mil) | 3.2 | 15.2 | 11% |
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| Institutional Ownership | na | 84.0% | na |
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| Float (Mil) | 3.2 | 21.7 | 8% |
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| Beta | 0.23 | 0.44 | 14% |
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| Avg Daily Volume (000s) | 1 | 40 | 4% |
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| Price Change (52-week) |
83.8% | 95.7% | 89% |
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| Growth | SEBC | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.9% | 7.7% | 54% |
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| Net Income (5yr) | 11.7% | 11.1% | 58% |
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| EPS (5yr) | 11.4% | 10.1% | 49 |
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| Dividends (5yr) | 7.2% | 3.6% | 76% |
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| Cash Flow (5yr) | (24.3%) | (17.1%) | 27% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | SEBC | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $30 | $195 | 16% |
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| Net Income (TTM) (Mil) | $10 | $56 | 45% |
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| EPS (TTM) | $3.106 | $2.500 | 79% |
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| Operating Cash Flow (TTM) (Mil) | $10 | $33 | 38% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $0 | $99 | 0% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | SEBC | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.16 | 1.27 | 27% |
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| P/E | 10.1 | 12.6 | 16% |
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| Dividend Yield | 3.1% | 2.1% | 86% |
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| PEG (5yr hist) | 0.9 | 1.1 | 42% |
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| Ratios | SEBC | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 33.7% | 29.1% | 91% |
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| ROA | 1.6% | 1.1% | 52% |
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| ROE | 13.0% | 11.3% | 66% |
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| Liabilities to Assets | 86.3% | 89.7% | 80% |
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| F-Score | 4 | 4 | 33% |
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Southeastern Banking Corporation did not pass any screens on 9/4/2026.
