Stock Evaluator: Sezzle Inc. (SEZL)

Sezzle Inc. SEZL

$134.85 0.99 0.74%
October 30, 2026 4:00:00 PM EST November 10, 2021 Volume: 633,580
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Commentary & Analysis


Financial Summary

Share Statistics SEZL Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $4,543.8 $2,275.3 67%
Shares Out (Mil) 34.7 70.9 40%
Institutional Ownership 50.6% 84.4% 36%
Float (Mil) 18.9 63.1 28%
Beta 6.78 0.87 100%
Avg Daily Volume (000s) 448 587 57%
Price Change
(52-week)
91.9% 77.0% 94%
Growth SEZL Industry
Median
Percentile
(All Stocks)
Sales (5yr) 50.3% 10.9% 96%
Net Income (5yr) 43.6% 8.1% 92%
EPS (5yr) 40.1% 11.6% 89
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (40.7%) (14.9%) 11%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 6 6 6
Current EPS $1.288 $5.260 $6.648
Month Ago EPS $1.277 $5.260 $6.647
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $1.238 $5.123 $6.542
Year/Year Chg 10.1% 41.4% 113.6%
Financials SEZL Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $532 $1,356 42%
Net Income (TTM) (Mil) $161 $100 65%
EPS (TTM) $4.767 $0.700 85%
Operating Cash Flow (TTM) (Mil) $276 $204 63%
Net Cash Flow (TTM) (Mil) ($8) $0 32%
Long-Term Debt (Q1) (Mil) $122 $754 46%
Enterprise Value (Q1) (Mil) $4,017 $4,010 59%
Valuation SEZL Industry
Median
Percentile
(All Stocks)
P/B 19.50 1.42 96%
P/E 29.7 17.6 71%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.7 0.9 37%
Ratios SEZL Industry
Median
Percentile
(All Stocks)
Gross Margin 75.0% 59.6% 85%
Net Margin 30.4% 9.3% 89%
ROA 40.0% 1.0% 99%
ROE 88.9% 9.7% 96%
Liabilities to Assets 49.0% 77.0% 41%
F-Score 8 5 93%

Passing Stock Screens

As of 10/30/2026, from a list of 60 stock screening strategies, SEZL meetings the criteria of 2 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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