Is Sezzle Inc. (SEZL) Overvalued?
We dive into why Sezzle Inc. (SEZL) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Michael Rose
A+ Stock Grade Summary:
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| GROWTH: |
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| EPS REVISIONS: |
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Michael Rose
Jenna Brashear
Rosalio Madrigal
Jenna Brashear
Jenna Brashear
| Share Statistics | SEZL | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,203.8 | $2,409.3 | 68% |
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| Shares Out (Mil) | 34.9 | 72.0 | 40% |
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| Institutional Ownership | 45.6% | 86.6% | 20% |
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| Float (Mil) | 17.0 | 61.7 | 27% |
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| Beta | 6.92 | 0.93 | 100% |
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| Avg Daily Volume (000s) | 445 | 441 | 57% |
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| Price Change (52-week) |
2.5% | 76.1% | 47% |
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| Growth | SEZL | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 50.3% | 10.9% | 96% |
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| Net Income (5yr) | 43.6% | 8.2% | 92% |
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| EPS (5yr) | 40.1% | 11.4% | 88 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | (40.7%) | (15.0%) | 11% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 6 | 6 | 6 | |
| Current EPS | $1.015 | $5.123 | $6.542 | |
| Month Ago EPS | $1.012 | $5.117 | $6.517 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.968 | $4.700 | $5.890 | |
| Year/Year Chg | (31.0%) | 37.7% | 97.6% | |
| Financials | SEZL | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $481 | $1,233 | 41% |
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| Net Income (TTM) (Mil) | $148 | $73 | 65% |
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| EPS (TTM) | $4.375 | $0.700 | 85% |
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| Operating Cash Flow (TTM) (Mil) | $246 | $165 | 62% |
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| Net Cash Flow (TTM) (Mil) | $27 | $22 | 65% |
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| Long-Term Debt (Q1) (Mil) | $145 | $696 | 47% |
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| Enterprise Value (Q1) (Mil) | $3,503 | $3,560 | 57% |
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| Valuation | SEZL | Industry Median |
Percentile (All Stocks) |
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| P/B | 26.41 | 1.44 | 97% |
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| P/E | 37.0 | 15.1 | 76% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | 0.9 | 1.0 | 42% |
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| Ratios | SEZL | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 74.3% | 60.7% | 85% |
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| Net Margin | 30.8% | 7.0% | 89% |
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| ROA | 39.4% | 1.1% | 99% |
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| ROE | 92.0% | 11.5% | 96% |
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| Liabilities to Assets | 56.7% | 75.2% | 50% |
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| F-Score | 6 | 5 | 69% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 6.6% |
| +/- S&P 500: | -0.9 |
| Performance Since Inception: | 8.3% |
| +/- S&P 500: | +0.8 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors