Stock Evaluator: Sezzle Inc. (SEZL)

Sezzle Inc. SEZL

$116.80 -0.53 -0.45%
September 17, 2026 10:46:19 AM EST November 10, 2021 Volume: 80,301
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Commentary & Analysis


Financial Summary

Share Statistics SEZL Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $3,950.8 $2,324.6 64%
Shares Out (Mil) 34.7 68.3 39%
Institutional Ownership 50.2% 86.3% 36%
Float (Mil) 18.7 63.1 28%
Beta 6.78 0.88 100%
Avg Daily Volume (000s) 349 520 54%
Price Change
(52-week)
30.2% 76.9% 73%
Growth SEZL Industry
Median
Percentile
(All Stocks)
Sales (5yr) 50.3% 10.7% 96%
Net Income (5yr) 43.6% 8.9% 92%
EPS (5yr) 40.1% 12.0% 89
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (40.7%) (15.0%) 11%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 6 6 6
Current EPS $1.277 $5.260 $6.647
Month Ago EPS $1.277 $5.260 $6.647
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $1.212 $5.098 $6.523
Year/Year Chg 9.1% 41.4% 113.6%
Financials SEZL Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $532 $1,257 41%
Net Income (TTM) (Mil) $161 $98 65%
EPS (TTM) $4.767 $0.700 86%
Operating Cash Flow (TTM) (Mil) $276 $200 63%
Net Cash Flow (TTM) (Mil) ($8) $5 32%
Long-Term Debt (Q1) (Mil) $122 $745 46%
Enterprise Value (Q1) (Mil) $4,017 $3,720 59%
Valuation SEZL Industry
Median
Percentile
(All Stocks)
P/B 16.95 1.41 95%
P/E 25.8 17.4 65%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.6 0.8 32%
Ratios SEZL Industry
Median
Percentile
(All Stocks)
Gross Margin 75.0% 61.0% 85%
Net Margin 30.4% 8.7% 89%
ROA 40.0% 1.0% 99%
ROE 88.9% 11.1% 96%
Liabilities to Assets 49.0% 74.8% 41%
F-Score 8 5 93%

Passing Stock Screens

As of 9/16/2026, from a list of 60 stock screening strategies, SEZL meetings the criteria of 2 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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