Stock Evaluator: Sezzle Inc. (SEZL)

Sezzle Inc. SEZL

$154.75 -0.36 -0.23%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 286,682
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
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EPS REVISIONS:
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COMPANY SUMMARY
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth of the purchase price up front and then another fourth of the purchase price every two weeks thereafter over a total of six weeks; Pay-in-Full that allows consumers to pay for the full value of their order up-front through the Sezzle Platform without the extension of credit; Pay-in-five which allows eligible consumers to pay a fifth of the purchase price up front, and then another four installments every two weeks; Pay-in-Two, which allow consumer to pay half of the value of their order up-front and the second half in two weeks; and other alternative installment options. It also provides Sezzle Virtual Card that allows consumers to access the Sezzle Platform in the form of merchants in-store and online with merchants that are not directly integrated with Sezzle; Sezzle Anywhere, a paid subscription service that allows consumers to use their Sezzle Virtual Card at any merchant online or in-store; Sezzle On-Demand, a service that allows consumers who are not subscribed to Sezzle Anywhere to use the Sezzle Platform at any merchant online or in-store; Sezzle Premium, a paid subscription service that allows its consumers to access large, non-integrated premium merchants; Sezzle Balance, a stored-value product that allows consumers to maintain funds in Sezzle account for use toward eligible purchases or make payments on the Sezzle Platform; and Sezzle Up, an opt-in feature of the Sezzle Platform. In addition, the company offers Long-Term Lending through collaboration with third-party lenders. Sezzle Inc. was incorporated in 2016 and is headquartered in Minneapolis, Minnesota.

Commentary & Analysis


Financial Summary

Share Statistics SEZL Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $5,203.8 $2,409.3 68%
Shares Out (Mil) 34.9 72.0 40%
Institutional Ownership 45.6% 86.6% 20%
Float (Mil) 17.0 61.7 27%
Beta 6.92 0.93 100%
Avg Daily Volume (000s) 445 441 57%
Price Change
(52-week)
2.5% 76.1% 47%
Growth SEZL Industry
Median
Percentile
(All Stocks)
Sales (5yr) 50.3% 10.9% 96%
Net Income (5yr) 43.6% 8.2% 92%
EPS (5yr) 40.1% 11.4% 88
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (40.7%) (15.0%) 11%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 6 6 6
Current EPS $1.015 $5.123 $6.542
Month Ago EPS $1.012 $5.117 $6.517
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $0.968 $4.700 $5.890
Year/Year Chg (31.0%) 37.7% 97.6%
Financials SEZL Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $481 $1,233 41%
Net Income (TTM) (Mil) $148 $73 65%
EPS (TTM) $4.375 $0.700 85%
Operating Cash Flow (TTM) (Mil) $246 $165 62%
Net Cash Flow (TTM) (Mil) $27 $22 65%
Long-Term Debt (Q1) (Mil) $145 $696 47%
Enterprise Value (Q1) (Mil) $3,503 $3,560 57%
Valuation SEZL Industry
Median
Percentile
(All Stocks)
P/B 26.41 1.44 97%
P/E 37.0 15.1 76%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.9 1.0 42%
Ratios SEZL Industry
Median
Percentile
(All Stocks)
Gross Margin 74.3% 60.7% 85%
Net Margin 30.8% 7.0% 89%
ROA 39.4% 1.1% 99%
ROE 92.0% 11.5% 96%
Liabilities to Assets 56.7% 75.2% 50%
F-Score 6 5 69%

Passing Stock Screens

As of 7/31/2026, from a list of 60 stock screening strategies, SEZL meetings the criteria of 2 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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