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Stock Evaluator: ServisFirst Bancshares, Inc. (SFBS)

ServisFirst Bancshares, Inc. SFBS

$41.53 -1.51 -3.51%
September 1, 2026 4:00:03 PM EST November 10, 2021 Volume: 559,441
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Banks

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit. In addition, it offers other banking services, such as 24-hour telephone banking, direct deposit, Internet banking, mobile banking, traveler’s checks, safe deposit boxes, attorney trust accounts, and automatic account transfers, as well as automated teller machines and debit and credit card systems. Further, the company provides treasury and cash management services; direct deposit, wire transfer, night depository, banking-by-mail and remote capture services for non-cash items; and correspondent banking services to other financial institutions. Additionally, it holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. ServisFirst Bancshares, Inc. was founded in 2005 and is headquartered in Birmingham, Alabama.

Commentary & Analysis

Financial Summary

Share Statistics SFBS Industry
Median		 Percentile
(All Stocks)
Market Cap (Mil) $4,541.1 $730.8 66%
Shares Out (Mil) 109.4 15.2 64%
Institutional Ownership 91.9% 83.5% 60%
Float (Mil) 102.2 21.7 61%
Beta 0.86 0.45 51%
Avg Daily Volume (000s) 475 45 58%
Price Change
(52-week)		 (5.8%) 93.1% 42%
Growth SFBS Industry
Median		 Percentile
(All Stocks)
Sales (5yr) 10.1% 7.7% 58%
Net Income (5yr) 10.3% 11.1% 55%
EPS (5yr) 10.1% 10.1% 47
Dividends (5yr) 13.8% 3.7% 74%
Cash Flow (5yr) (19.8%) (17.2%) 34%
Estimates Qtrly Current
Fiscal
Year		 Next
Fiscal
Year
# of Estimates 3 3 3
Current EPS $0.817 $3.215 $3.633
Month Ago EPS $0.817 $3.215 $3.633
# Rev Up 1 2 3
# Rev Down 1 1 0
Three Months Ago EPS $0.802 $3.193 $3.583
Year/Year Chg 4.2% 27.1% na
Financials SFBS Industry
Median		 Percentile
(All Stocks)
Sales (TTM) (Mil) $585 $195 43%
Net Income (TTM) (Mil) $321 $55 73%
EPS (TTM) $2.935 $2.500 78%
Operating Cash Flow (TTM) (Mil) $473 $33 71%
Net Cash Flow (TTM) (Mil) ($254) $2 9%
Long-Term Debt (Q1) (Mil) $59 $99 40%
Enterprise Value (Q1) (Mil) na $0 na
Valuation SFBS Industry
Median		 Percentile
(All Stocks)
P/B 2.30 1.23 56%
P/E 14.1 12.3 35%
Dividend Yield 1.8% 2.2% 74%
PEG (5yr hist) 1.4 1.1 57%
Ratios SFBS Industry
Median		 Percentile
(All Stocks)
Gross Margin na 63.7% na
Net Margin 54.8% 29.2% 97%
ROA 1.8% 1.1% 54%
ROE 17.3% 11.3% 75%
Liabilities to Assets 89.2% 89.7% 84%
F-Score 5 4 50%

Passing Stock Screens

As of 9/1/2026, from a list of 60 stock screening strategies, SFBS meetings the criteria of 2 screen:
Stock Screen
GURU STRATEGY

Graham--Defensive Investor (Utility) Screen

Factors: Yield, Value, Quality, Industry/Sector
Graham's approach leads to three separate screens that focus on the concept of intrinsic value, justified by a firm's financial strength. 
Performance Since Inception: 6.8%
+/- S&P 500: -0.7

Passing Stocks

1st Source Corporation SRCE
Aflac Incorporated AFL
Amalgamated Financial Corp. AMAL
American Financial Group, Inc. AFG
Ameris Bancorp ABCB
See All 192 Stocks (as of 9/1/2026)
GURU STRATEGY

Muhlenkamp Screen

Factors: Value, Quality, Growth
Muhlenkamp uses a bottom-up approach to selecting stocks, but adjusts his benchmarks based upon the broad economic environment. 
Performance Since Inception: 6.3%
+/- S&P 500: -1.2

Passing Stocks

Afya Limited AFYA
Asbury Automotive Group, Inc. ABG
Bank7 Corp. BSVN
Delta Air Lines, Inc. DAL
Hamilton Lane Incorporated HLNE
See All 10 Stocks (as of 9/1/2026)

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors