7 Undervalued Banks Stocks for Wednesday, February 15
Discover the top 7 undervalued Banks stocks for Wednesday, February 15 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Security Federal Corporation operates as the bank holding company for Security Federal Bank that provides various banking products and services. It provides various deposit products, such as savings and checking accounts, money market accounts, fixed interest rate certificates with varying maturities, and individual retirement accounts. The company offers real estate loans comprising commercial real estate loans secured by non-residential commercial properties, churches, hotels, residential developments, and multi-family dwellings; one-to-four family residential real estate loans; and construction loans and loans for the acquisition, development, and construction of residential subdivisions and commercial projects. In addition, it provides commercial and agricultural business loans secured by business equipment, furniture and fixtures, inventory, and receivables, or unsecured; and consumer loans including home improvements, residential lots, mortgage, automobiles, boats, mobile homes, recreational vehicles, and education. The company offers trust, financial planning, and financial management services; and insurance agency services, such as auto, business, and home insurance. Additionally, it invests in various types of liquid assets, including U.S. Treasury obligations and securities of various federal agencies, certificates of deposit at insured institutions, mutual funds, bankers' acceptances, and federal funds, as well as commercial paper and corporate debt securities. It through branch offices in Aiken, Lexington, Richland counties in South Carolina and Columbia; and Richmond counties in Georgia. The company was founded in 1922 and is headquartered in Aiken, South Carolina.
Commentary & Analysis
Is Security Federal Corp (SFDL) a Good Dividend Stock?
Learn more about Security Federal Corp's (SFDL) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Issac Deleon
Financial Summary
| Share Statistics | SFDL | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $134.1 | $730.8 | 24% |
|
| Shares Out (Mil) | 3.1 | 15.2 | 10% |
|
| Institutional Ownership | na | 83.5% | na |
|
| Float (Mil) | na | 21.7 | na |
|
| Beta | 0.42 | 0.45 | 24% |
|
| Avg Daily Volume (000s) | 0 | 45 | 0% |
|
| Price Change (52-week) |
80.6% | 93.1% | 89% |
|
| Growth | SFDL | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 9.0% | 7.7% | 54% |
|
| Net Income (5yr) | 14.0% | 11.1% | 61% |
|
| EPS (5yr) | 11.7% | 10.1% | 50 |
|
| Dividends (5yr) | 8.4% | 3.7% | 71% |
|
| Cash Flow (5yr) | (83.9%) | (17.2%) | 1% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | SFDL | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $59 | $195 | 21% |
|
| Net Income (TTM) (Mil) | $14 | $55 | 47% |
|
| EPS (TTM) | $3.803 | $2.500 | 82% |
|
| Operating Cash Flow (TTM) (Mil) | $14 | $33 | 39% |
|
| Net Cash Flow (TTM) (Mil) | ($103) | $2 | 14% |
|
| Long-Term Debt (Q1) (Mil) | $11 | $99 | 29% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | SFDL | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.15 | 1.23 | 27% |
|
| P/E | 11.4 | 12.3 | 23% |
|
| Dividend Yield | 1.5% | 2.2% | 72% |
|
| PEG (5yr hist) | 1.0 | 1.1 | 45% |
|
| Ratios | SFDL | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 25.1% | 29.2% | 84% |
|
| ROA | 0.8% | 1.1% | 44% |
|
| ROE | 12.6% | 11.3% | 64% |
|
| Liabilities to Assets | 87.6% | 89.7% | 81% |
|
| F-Score | 6 | 4 | 67% |
|
Security Federal Corporation did not pass any screens on 9/1/2026.
