5 Undervalued Consumer Finance Stocks for Wednesday, September 16
Discover the top 5 undervalued Consumer Finance stocks for Wednesday, September 16 based on AAII’s Stock Grades.Michael Rose
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COMPANY SUMMARY
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Commentary & Analysis
Which Is a Better Investment, Happen, Inc. or SLM Corporation Stock?
Learn more about whether Happen, Inc. or SLM Corporation is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Is SLM Corporation (SLM) Overvalued?
We dive into why SLM Corporation (SLM) could be considered overvalued on 2026-07-29, based on AAII’s Value Score and Grade.Tudor Pop
4 Undervalued Consumer Finance Stocks for Tuesday, July 28
Discover the top 4 undervalued Consumer Finance stocks for Tuesday, July 28 based on AAII’s Stock Grades.Rosalio Madrigal
What You Need to Know About SLM Corporation's Q3 Earnings
SLM Corporation's fiscal Q3 earnings report was released on Thursday, July 23. Let's dive in to see if (SLM) missed or beat analyst's expectations.Jenna Brashear
Financial Summary
| Share Statistics | SLM | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $4,274.9 | $873.0 | 66% |
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| Shares Out (Mil) | 190.4 | 37.2 | 75% |
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| Institutional Ownership | 99.0% | 78.8% | 84% |
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| Float (Mil) | 185.8 | 33.1 | 72% |
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| Beta | 0.95 | 1.04 | 57% |
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| Avg Daily Volume (000s) | 2,282 | 381 | 83% |
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| Price Change (52-week) |
(17.0%) | 73.7% | 38% |
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| Growth | SLM | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | (0.8%) | 8.8% | 15% |
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| Net Income (5yr) | (3.3%) | 12.6% | 36% |
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| EPS (5yr) | 9.0% | 15.8% | 45 |
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| Dividends (5yr) | 34.1% | 0.0% | 70% |
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| Cash Flow (5yr) | 5.4% | (5.0%) | 67% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 9 | 9 | 9 | |
| Current EPS | $0.261 | $3.120 | $3.367 | |
| Month Ago EPS | $0.401 | $3.120 | $3.365 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.379 | $3.156 | $3.384 | |
| Year/Year Chg | (10.0%) | (9.8%) | 8.9% | |
| Financials | SLM | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,686 | $1,133 | 58% |
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| Net Income (TTM) (Mil) | $736 | $155 | 83% |
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| EPS (TTM) | $3.636 | $1.600 | 81% |
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| Operating Cash Flow (TTM) (Mil) | ($325) | $228 | 3% |
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| Net Cash Flow (TTM) (Mil) | $539 | $2 | 91% |
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| Long-Term Debt (Q1) (Mil) | $5,844 | $925 | 87% |
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| Enterprise Value (Q1) (Mil) | na | $1,233 | na |
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| Valuation | SLM | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.92 | 1.16 | 51% |
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| P/E | 6.3 | 9.2 | 7% |
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| Dividend Yield | 2.3% | 0.0% | 78% |
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| PEG (5yr hist) | 0.7 | 0.5 | 36% |
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| Ratios | SLM | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 100.0% | 75.2% | 96% |
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| Net Margin | 43.6% | 10.5% | 95% |
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| ROA | 2.5% | 2.8% | 58% |
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| ROE | 33.8% | 13.8% | 89% |
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| Liabilities to Assets | 91.3% | 78.0% | 88% |
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| F-Score | 5 | 5 | 50% |
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SLM Corporation did not pass any screens on 10/2/2026.
