Stock Evaluator: SoFi Technologies, Inc. (SOFI)

SoFi Technologies, Inc. SOFI

$18.42 0.76 4.30%
August 19, 2026 4:00:00 PM EST November 10, 2021 Volume: 42,442,423
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Consumer Finance

A+ Stock Grade Summary:

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GROWTH:
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EPS REVISIONS:
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COMPANY SUMMARY
SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees’ behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

Commentary & Analysis


Financial Summary

Share Statistics SOFI Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $23,144.9 $1,213.4 87%
Shares Out (Mil) 1,352.0 36.6 96%
Institutional Ownership 97.4% 78.3% 74%
Float (Mil) 1,271.8 32.9 93%
Beta 2.20 1.02 94%
Avg Daily Volume (000s) 45,182 450 100%
Price Change
(52-week)
(21.2%) 80.0% 29%
Growth SOFI Industry
Median
Percentile
(All Stocks)
Sales (5yr) 44.7% 8.6% 95%
Net Income (5yr) 32.9% 14.1% 87%
EPS (5yr) 15.9% 15.9% 59
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) (23.1%) (2.8%) 28%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 8 10 10
Current EPS $0.167 $0.595 $0.821
Month Ago EPS $0.171 $0.592 $0.810
# Rev Up 0 0 1
# Rev Down 0 1 0
Three Months Ago EPS $0.171 $0.582 $0.783
Year/Year Chg 44.0% 54.1% 181.1%
Financials SOFI Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $4,268 $1,268 72%
Net Income (TTM) (Mil) $636 $154 81%
EPS (TTM) $0.514 $1.700 54%
Operating Cash Flow (TTM) (Mil) ($8,503) $247 1%
Net Cash Flow (TTM) (Mil) $851 $2 94%
Long-Term Debt (Q1) (Mil) $2,977 $963 79%
Enterprise Value (Q1) (Mil) na $1,294 na
Valuation SOFI Industry
Median
Percentile
(All Stocks)
P/B 2.09 1.32 52%
P/E 37.7 10.0 77%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 2.4 0.5 72%
Ratios SOFI Industry
Median
Percentile
(All Stocks)
Gross Margin 83.7% 75.8% 91%
Net Margin 14.9% 14.6% 72%
ROA 1.2% 2.8% 49%
ROE 7.1% 14.4% 49%
Liabilities to Assets 81.8% 78.5% 76%
F-Score 4 5 34%

SoFi Technologies, Inc. did not pass any screens on 8/20/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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