3 Undervalued Banks Stocks for Friday, August 21
Discover the top 3 undervalued Banks stocks for Friday, August 21 based on AAII’s Stock Grades.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Somerset Trust Holding Company operates as the bank holding company for Somerset Trust Company that provides banking products and services in Pennsylvania. The company offers checking, savings, business, and individual retirement accounts, as well as certificates of deposit; debit and credit cards; and residential and commercial real estate, commercial, consumer, agricultural, mortgage, personal, secured and unsecured, business, and home equity loans. It also provides financial, retirement, and estate planning services; investment products, such as mutual funds and tax deferred annuities; life and long-term care insurance products; trust and investment management services; and online banking and business services. Somerset Trust Holding Company was founded in 1889 and is headquartered in Somerset, Pennsylvania.
Commentary & Analysis
Is Somerset Trust Holding Company (SOME) Stock a Good Investment?
Learn more about Somerset Trust Holding Company's (SOME) stock grades for Value, Momentum and Growth and determine whether this Banks stock meets your investment needs.Michael Rose
Is Somerset Trust Holding Company (SOME) a Good Dividend Stock?
Learn more about Somerset Trust Holding Company's (SOME) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Rosalio Madrigal
Does Somerset Trust Holding Company (SOME) Have Momentum?
With data as of July 27, 2026, we examine if Somerset Trust Holding Company(SOME) is consistently building momentum based on AAII's A+ Investor Momentum and Value Scores and Grades.Tudor Pop
Financial Summary
| Share Statistics | SOME | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $209.4 | $751.0 | 27% |
|
| Shares Out (Mil) | 2.5 | 15.4 | 9% |
|
| Institutional Ownership | na | 83.2% | na |
|
| Float (Mil) | 2.5 | 21.8 | 7% |
|
| Beta | na | 0.43 | na |
|
| Avg Daily Volume (000s) | 2 | 42 | 9% |
|
| Price Change (52-week) |
69.4% | 94.6% | 85% |
|
| Growth | SOME | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 8.6% | 7.7% | 53% |
|
| Net Income (5yr) | 16.8% | 11.1% | 67% |
|
| EPS (5yr) | 16.6% | 10.1% | 61 |
|
| Dividends (5yr) | 2.7% | 3.6% | 88% |
|
| Cash Flow (5yr) | (57.7%) | (17.1%) | 5% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | SOME | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $106 | $196 | 27% |
|
| Net Income (TTM) (Mil) | $27 | $55 | 51% |
|
| EPS (TTM) | $10.519 | $2.600 | 95% |
|
| Operating Cash Flow (TTM) (Mil) | na | $36 | na |
|
| Net Cash Flow (TTM) (Mil) | na | $2 | na |
|
| Long-Term Debt (Q1) (Mil) | $235 | $101 | 51% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | SOME | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.12 | 1.25 | 26% |
|
| P/E | 7.9 | 12.5 | 10% |
|
| Dividend Yield | 2.1% | 2.2% | 77% |
|
| PEG (5yr hist) | 0.5 | 1.1 | 23% |
|
| Ratios | SOME | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 25.1% | 29.1% | 84% |
|
| ROA | 1.1% | 1.1% | 48% |
|
| ROE | 16.1% | 11.3% | 73% |
|
| Liabilities to Assets | 92.4% | 89.7% | 89% |
|
| F-Score | 3 | 4 | 18% |
|
Somerset Trust Holding Company did not pass any screens on 8/20/2026.
