Why TrustCo Bank Corp NY’s (TRST) Stock Is Up 6.41%
As of Thursday, January 22, TrustCo Bank Corp NY’s TRST share price has surged by 6.41%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.
Commentary & Analysis
7 Undervalued Banks Stocks for Tuesday, November 07
Discover the top 7 undervalued Banks stocks for Tuesday, November 07 based on AAII’s Stock Grades.Jack Gilleland
3 Undervalued Banks Stocks for Friday, May 05
Discover the top 3 undervalued Banks stocks for Friday, May 05 based on AAII’s Stock Grades.Jenna Brashear
Is TrustCo Bank Corp NY (TRST) a Good Dividend Stock?
Learn more about TrustCo Bank Corp NY's (TRST) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Jack Gilleland
Is TrustCo Bank Corp NY Stock (TRST) a Good Investment?
Learn more about TrustCo Bank Corp NY’s (TRST) stock grades for Value, Momentum and Quality and determine whether this Banks stock meets your investment needs.
Jack Gilleland
Financial Summary
| Share Statistics | TRST | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $967.7 | $745.4 | 44% |
|
| Shares Out (Mil) | 17.4 | 15.3 | 28% |
|
| Institutional Ownership | 94.9% | 83.2% | 66% |
|
| Float (Mil) | 15.5 | 21.8 | 25% |
|
| Beta | 0.65 | 0.42 | 38% |
|
| Avg Daily Volume (000s) | 139 | 45 | 39% |
|
| Price Change (52-week) |
57.9% | 94.6% | 81% |
|
| Growth | TRST | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 2.4% | 7.7% | 25% |
|
| Net Income (5yr) | 3.1% | 11.1% | 44% |
|
| EPS (5yr) | 3.6% | 10.1% | 36 |
|
| Dividends (5yr) | 1.7% | 3.6% | 86% |
|
| Cash Flow (5yr) | (32.5%) | (17.1%) | 17% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | TRST | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $195 | $196 | 32% |
|
| Net Income (TTM) (Mil) | $65 | $55 | 57% |
|
| EPS (TTM) | $3.608 | $2.600 | 81% |
|
| Operating Cash Flow (TTM) (Mil) | $69 | $35 | 49% |
|
| Net Cash Flow (TTM) (Mil) | ($17) | $2 | 27% |
|
| Long-Term Debt (Q1) (Mil) | $32 | $100 | 36% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | TRST | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.47 | 1.25 | 37% |
|
| P/E | 15.8 | 12.4 | 39% |
|
| Dividend Yield | 2.7% | 2.2% | 82% |
|
| PEG (5yr hist) | 4.4 | 1.1 | 85% |
|
| Ratios | TRST | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 33.4% | 29.1% | 91% |
|
| ROA | 1.0% | 1.1% | 46% |
|
| ROE | 9.6% | 11.3% | 56% |
|
| Liabilities to Assets | 89.9% | 89.7% | 85% |
|
| F-Score | 6 | 4 | 67% |
|
Passing Stock Screens
As of 8/21/2026, from a list of 60 stock screening strategies,
GURU STRATEGY
Stock Market Winners Screen
Factors: Value, Momentum, Growth
A screen that tries to interpret and apply successful trading rules in the real market environment.
| Performance Since Inception: | 14.9% |
| +/- S&P 500: | +7.4 |
