Why TrustCo Bank Corp NY’s (TRST) Stock Is Up 6.41%
As of Thursday, January 22, TrustCo Bank Corp NY’s TRST share price has surged by 6.41%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
A+ Stock Grade Summary:
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COMPANY SUMMARY
TrustCo Bank Corp NY operates as the holding company for Trustco Bank that provides personal and business banking services to individuals and businesses. It accepts deposits; and offers loans and investments. The company also operates as a real estate investment trust that acquires, holds, and manages real estate mortgage assets, including residential mortgage loans and mortgage-backed securities. In addition, it operates as the executor of estates and trustee of personal trusts; provides asset and wealth management, estate planning and related advice, and custodial services; and acts as trustee for various types of employee benefit plans, and corporate pension and profit-sharing trusts. The company operates through banking offices in Albany, Columbia, Dutchess, Greene, Montgomery, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Schoharie, Ulster, Warren, Washington, and Westchester counties of New York; Brevard, Charlotte, Flagler, Hillsborough, Indian River, Lake, Manatee, Martin, Orange, Osceola, Palm Beach, Polk, Sarasota, Seminole, and Volusia counties in Florida; Bennington County in Vermont; Berkshire County in Massachusetts; and Bergen County in New Jersey, as well as automatic teller machines. TrustCo Bank Corp NY was founded in 1902 and is headquartered in Glenville, New York.
Commentary & Analysis
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Financial Summary
| Share Statistics | TRST | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $931.9 | $690.5 | 45% |
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| Shares Out (Mil) | 17.4 | 15.2 | 29% |
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| Institutional Ownership | 95.3% | 84.0% | 67% |
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| Float (Mil) | 15.5 | 21.5 | 25% |
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| Beta | 0.65 | 0.45 | 38% |
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| Avg Daily Volume (000s) | 90 | 47 | 35% |
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| Price Change (52-week) |
55.9% | 91.4% | 87% |
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| Growth | TRST | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.4% | 7.6% | 25% |
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| Net Income (5yr) | 3.1% | 11.1% | 44% |
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| EPS (5yr) | 3.6% | 9.9% | 36 |
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| Dividends (5yr) | 1.7% | 3.6% | 86% |
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| Cash Flow (5yr) | (32.5%) | (17.2%) | 17% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | TRST | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $195 | $187 | 32% |
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| Net Income (TTM) (Mil) | $65 | $53 | 57% |
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| EPS (TTM) | $3.608 | $2.600 | 81% |
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| Operating Cash Flow (TTM) (Mil) | $69 | $33 | 49% |
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| Net Cash Flow (TTM) (Mil) | ($17) | $2 | 27% |
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| Long-Term Debt (Q1) (Mil) | $32 | $96 | 36% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | TRST | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.42 | 1.25 | 40% |
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| P/E | 15.2 | 12.1 | 40% |
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| Dividend Yield | 2.8% | 2.2% | 83% |
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| PEG (5yr hist) | 4.2 | 1.1 | 86% |
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| Ratios | TRST | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 33.4% | 29.1% | 91% |
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| ROA | 1.0% | 1.1% | 46% |
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| ROE | 9.6% | 11.3% | 56% |
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| Liabilities to Assets | 89.9% | 89.7% | 86% |
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| F-Score | 6 | 4 | 67% |
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Passing Stock Screens
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| Performance Since Inception: | 14.8% |
| +/- S&P 500: | +7.3 |
