Stock Evaluator: TransUnion (TRU)

TransUnion TRU

$78.62 -1.64 -2.04%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 2,091,331
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Industrials Professional Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
TransUnion operates as a global consumer credit reporting agency that provides risk and information solutions. The company operates in two segments, U.S. Markets and International. The U.S. Markets segment provides credit reporting, credit marketing, analytics and consulting, identity verification, and authentication and debt recovery solutions for financial services industry; and onboarding and transaction processing products, scoring and analytic products, marketing solutions, fraud and identity management solutions, and customer retention solutions, as well select market-specific solutions for insurance, technology, retail and e-commerce, telecommunications, media, tenant and employment screening, collections, and public sectors. It also offers credit reports, scores, and freezes credit monitoring, identity protection and resolution, and financial management for consumers, as well as helps businesses respond to data breach events through its own websites, as well as channels. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; consumer services, which helps consumers to manage their personal finances; credit bureaus; and consumer and business credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

Commentary & Analysis


Financial Summary

Share Statistics TRU Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $15,063.6 $1,137.0 83%
Shares Out (Mil) 193.7 39.0 76%
Institutional Ownership 99.6% 86.9% 91%
Float (Mil) 190.4 35.6 73%
Beta 1.55 0.81 83%
Avg Daily Volume (000s) 2,713 464 86%
Price Change
(52-week)
(18.6%) 69.1% 32%
Growth TRU Industry
Median
Percentile
(All Stocks)
Sales (5yr) 12.6% 7.3% 67%
Net Income (5yr) 5.8% 8.1% 48%
EPS (5yr) 5.3% 11.9% 38
Dividends (5yr) 9.4% 0.0% 62%
Cash Flow (5yr) (4.8%) (15.3%) 61%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 18 19 20
Current EPS $1.216 $4.849 $5.607
Month Ago EPS $1.234 $4.778 $5.580
# Rev Up 1 0 0
# Rev Down 0 1 1
Three Months Ago EPS $1.232 $4.758 $5.581
Year/Year Chg 64.3% 109.0% 185.3%
Financials TRU Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $4,896 $1,329 74%
Net Income (TTM) (Mil) $738 $35 83%
EPS (TTM) $3.822 $0.700 82%
Operating Cash Flow (TTM) (Mil) $1,103 $130 82%
Net Cash Flow (TTM) (Mil) $152 ($1) 82%
Long-Term Debt (Q1) (Mil) $5,426 $220 86%
Enterprise Value (Q1) (Mil) $21,018 $1,789 84%
Valuation TRU Industry
Median
Percentile
(All Stocks)
P/B 3.11 2.66 66%
P/E 20.8 22.1 53%
Dividend Yield 0.6% 0.0% 63%
PEG (5yr hist) 2.4 1.2 72%
Ratios TRU Industry
Median
Percentile
(All Stocks)
Gross Margin 58.7% 36.4% 71%
Net Margin 15.1% 3.9% 73%
ROA 6.3% 4.1% 77%
ROE 15.8% 10.3% 73%
Liabilities to Assets 59.0% 59.0% 52%
F-Score 6 5 69%

TransUnion did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

Ⓒ 2026 American Association of Individual Investors