5 Undervalued Banks Stocks for Wednesday, January 01
Discover the top 5 undervalued Banks stocks for Wednesday, January 01 based on AAII’s Stock Grades.Aneeqa Nadeem
Stock Evaluator: United Bancorporation of Alabama, Inc. (UBAB)
United Bancorporation of Alabama, Inc. UBAB
$64.90
0.90
1.41%
September 4, 2026 10:38:12 AM
EST
Volume: 670
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
| DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Banks |
A+ Stock Grade Summary:
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COMPANY SUMMARY
United Bancorporation of Alabama, Inc. operates as the bank holding company for United Bank that provides banking services in the United States. The company offers checking and savings accounts, certificates of deposit, and individual retirement accounts; business solutions, including merchant and lockbox services, cash management, business online banking, remote deposit capture, web payment capture, and advantage prepaid cards. It provides lending services, such as personal, mortgage, credit advantage, business, farm real estate, farm and timber land, and farm equipment loans, as well as small business programs, credit cards, working capital LOC/CORP production, FarmerMac, and insurance. In addition, the company offers personal convenience services comprising online/mobile banking, mobile check deposit, debit cards, overdraft services, safe deposit boxes, personal storage compartments, and estatement services; and investment/brokerage, financial education, and community advantage programs. The company was founded in 1904 and is headquartered in Atmore, Alabama.
Commentary & Analysis
Is United Bancorporation of Alabama, Inc. (UBAB) a Good Dividend Stock?
Learn more about United Bancorporation of Alabama, Inc.'s (UBAB) dividend history and yield. Also, check out how they are graded based on valuation, growth and strength.Jenna Brashear
Financial Summary
| Share Statistics | UBAB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $198.3 | $767.9 | 27% |
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| Shares Out (Mil) | 3.2 | 15.3 | 11% |
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| Institutional Ownership | na | 84.0% | na |
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| Float (Mil) | 3.1 | 21.6 | 8% |
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| Beta | 0.44 | 0.44 | 25% |
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| Avg Daily Volume (000s) | 1 | 40 | 4% |
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| Price Change (52-week) |
21.7% | 95.7% | 65% |
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| Growth | UBAB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 11.9% | 7.7% | 65% |
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| Net Income (5yr) | 10.1% | 11.1% | 55% |
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| EPS (5yr) | 10.2% | 10.1% | 47 |
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| Dividends (5yr) | 47.6% | 3.6% | 85% |
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| Cash Flow (5yr) | (49.0%) | (17.1%) | 7% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | UBAB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $70 | $195 | 23% |
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| Net Income (TTM) (Mil) | $20 | $56 | 49% |
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| EPS (TTM) | $5.227 | $2.500 | 87% |
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| Operating Cash Flow (TTM) (Mil) | $31 | $34 | 44% |
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| Net Cash Flow (TTM) (Mil) | na | $2 | na |
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| Long-Term Debt (Q1) (Mil) | $30 | $99 | 35% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | UBAB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.36 | 1.27 | 34% |
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| P/E | 12.4 | 12.6 | 26% |
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| Dividend Yield | 2.2% | 2.2% | 78% |
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| PEG (5yr hist) | 1.2 | 1.1 | 52% |
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| Ratios | UBAB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 29.5% | 29.1% | 88% |
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| ROA | 1.5% | 1.1% | 52% |
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| ROE | 15.4% | 11.3% | 71% |
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| Liabilities to Assets | 81.4% | 89.7% | 76% |
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| F-Score | 6 | 4 | 67% |
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United Bancorporation of Alabama, Inc. did not pass any screens on 9/4/2026.
