Why Union Bankshares, Inc.’s (UNB) Stock Is Down 6.29%
As of Monday, July 27, Union Bankshares, Inc.’s UNB share price has dipped by 6.29%, which has investors questioning if this is right time to buy.Michael Rose
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COMPANY SUMMARY
Union Bankshares, Inc. operates as the bank holding company for Union Bank that provides retail, commercial, and municipal banking products and services in the United States. The company offers retail depository services, such as personal checking, savings, money market, IRA/SEP/KEOGH, and health savings accounts, as well as certificates of deposit. It also provides commercial real estate loans; commercial loans for plant and equipment, working capital, real estate renovation, and other business purposes to business owners and investors; small business administration guaranteed loans; residential construction and mortgage loans; municipal financing, including loans and excess deposits secured by FHLBB letters of credit; and home improvement loans and overdraft checking privileges against preauthorized lines of credit. In addition, the company offers online cash management services, including account reconciliation, credit card depository, automated clearing house origination, wire transfers, positive pay and night depository services; merchant credit card services for the deposit and immediate credit of sales drafts; remote deposit capture services; and online mortgage application and consumer deposit account opening services. Further, the company provides business checking accounts; standby letters of credit, bank checks or money orders, and safe deposit boxes; ATM cards and services; debit cards; telephone, internet, and mobile banking services, including bill pay; and wealth management, fiduciary, and trust services. It offers retail banking services to individuals; and commercial banking services to small and medium sized business corporations, limited liability companies, partnerships, and sole proprietorships, as well as nonprofit organizations, local municipalities, and school districts. The company was founded in 1891 and is headquartered in Morrisville, Vermont.
Commentary & Analysis
Why Union Bankshares, Inc.’s (UNB) Stock Is Up 5.53%
As of Tuesday, December 16, Union Bankshares, Inc.’s UNB share price has surged by 5.53%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Union Bankshares, Inc.’s (UNB) Stock Is Up 5.68%
As of Thursday, August 07, Union Bankshares, Inc.’s UNB share price has surged by 5.68%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Union Bankshares, Inc.’s (UNB) Stock Is Up 5.74%
As of Thursday, July 24, Union Bankshares, Inc.’s UNB share price has surged by 5.74%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Why Union Bankshares, Inc.’s (UNB) Stock Is Up 6.14%
As of Wednesday, June 04, Union Bankshares, Inc.’s UNB share price has surged by 6.14%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | UNB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $117.5 | $730.8 | 23% |
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| Shares Out (Mil) | 4.8 | 15.2 | 14% |
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| Institutional Ownership | 50.5% | 83.5% | 35% |
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| Float (Mil) | 3.9 | 21.7 | 10% |
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| Beta | 0.28 | 0.45 | 17% |
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| Avg Daily Volume (000s) | 6 | 45 | 15% |
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| Price Change (52-week) |
(9.2%) | 93.1% | 39% |
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| Growth | UNB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 3.4% | 7.7% | 29% |
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| Net Income (5yr) | (2.8%) | 11.1% | 36% |
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| EPS (5yr) | (3.3%) | 10.1% | 27 |
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| Dividends (5yr) | 2.4% | 3.7% | 85% |
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| Cash Flow (5yr) | (15.4%) | (17.2%) | 49% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | UNB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $57 | $195 | 21% |
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| Net Income (TTM) (Mil) | $12 | $55 | 47% |
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| EPS (TTM) | $2.611 | $2.500 | 76% |
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| Operating Cash Flow (TTM) (Mil) | $22 | $33 | 42% |
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| Net Cash Flow (TTM) (Mil) | $2 | $2 | 47% |
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| Long-Term Debt (Q1) (Mil) | $332 | $99 | 54% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | UNB | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.30 | 1.23 | 33% |
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| P/E | 9.2 | 12.3 | 14% |
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| Dividend Yield | 6.1% | 2.2% | 96% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | UNB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 21.2% | 29.2% | 80% |
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| ROA | 0.8% | 1.1% | 44% |
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| ROE | 15.0% | 11.3% | 71% |
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| Liabilities to Assets | 94.2% | 89.7% | 91% |
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| F-Score | 4 | 4 | 33% |
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Union Bankshares, Inc. did not pass any screens on 9/1/2026.
