Why Upstart Holdings, Inc.’s (UPST) Stock Is Up 5.57%
As of Monday, October 05, Upstart Holdings, Inc.’s UPST share price has surged by 5.57%, which has investors questioning if this is right time to sell.Rosalio Madrigal
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Commentary & Analysis
Why Upstart Holdings, Inc.’s (UPST) Stock Is Up 6.03%
As of Friday, August 21, Upstart Holdings, Inc.’s UPST share price has surged by 6.03%, which has investors questioning if this is right time to sell.Cynthia McLaughlin
Which Is a Better Investment, Happen, Inc. or Upstart Holdings, Inc. Stock?
Learn more about whether Happen, Inc. or Upstart Holdings, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Why Upstart Holdings, Inc.’s (UPST) Stock Is Up 7.61%
As of Wednesday, August 19, Upstart Holdings, Inc.’s UPST share price has surged by 7.61%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Upstart Holdings, Inc.’s (UPST) Stock Is Up 7.92%
As of Wednesday, August 05, Upstart Holdings, Inc.’s UPST share price has surged by 7.92%, which has investors questioning if this is right time to sell.Jenna Brashear
Financial Summary
| Share Statistics | UPST | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $2,345.2 | $849.6 | 57% |
|
| Shares Out (Mil) | 109.7 | 37.8 | 64% |
|
| Institutional Ownership | 82.4% | 78.3% | 51% |
|
| Float (Mil) | 83.7 | 33.4 | 57% |
|
| Beta | 2.16 | 1.02 | 93% |
|
| Avg Daily Volume (000s) | 4,227 | 294 | 90% |
|
| Price Change (52-week) |
(53.4%) | 76.7% | 17% |
|
| Growth | UPST | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 34.8% | 9.3% | 92% |
|
| Net Income (5yr) | 55.0% | 15.8% | 95% |
|
| EPS (5yr) | na | 15.9% | na |
|
| Dividends (5yr) | 0.0% | 0.0% | 0% |
|
| Cash Flow (5yr) | (42.4%) | (6.4%) | 10% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 6 | 8 | 9 | |
| Current EPS | $0.653 | $2.295 | $3.476 | |
| Month Ago EPS | $0.653 | $2.295 | $3.476 | |
| # Rev Up | 0 | 0 | 0 | |
| # Rev Down | 0 | 1 | 1 | |
| Three Months Ago EPS | $0.669 | $2.355 | $3.364 | |
| Year/Year Chg | 318.6% | 406.6% | 928.7% | |
| Financials | UPST | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $1,286 | $1,268 | 53% |
|
| Net Income (TTM) (Mil) | $60 | $154 | 56% |
|
| EPS (TTM) | $0.622 | $1.300 | 55% |
|
| Operating Cash Flow (TTM) (Mil) | ($284) | $228 | 3% |
|
| Net Cash Flow (TTM) (Mil) | $281 | $5 | 87% |
|
| Long-Term Debt (Q1) (Mil) | $1,988 | $963 | 74% |
|
| Enterprise Value (Q1) (Mil) | $4,539 | $1,233 | 61% |
|
| Valuation | UPST | Industry Median |
Percentile (All Stocks) |
|
| P/B | 2.94 | 1.19 | 66% |
|
| P/E | 46.1 | 9.0 | 83% |
|
| Dividend Yield | 0.0% | 0.0% | 0% |
|
| PEG (5yr hist) | na | 0.5 | na |
|
| Ratios | UPST | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | 83.0% | 74.0% | 90% |
|
| Net Margin | 4.7% | 10.3% | 47% |
|
| ROA | 2.1% | 2.9% | 56% |
|
| ROE | 7.9% | 13.2% | 51% |
|
| Liabilities to Assets | 74.9% | 77.4% | 71% |
|
| F-Score | 5 | 5 | 50% |
|
Upstart Holdings, Inc. did not pass any screens on 10/9/2026.
