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COMPANY SUMMARY
URSB Bancorp, Inc. operates as the bank holding company for United Roosevelt Savings Bank that provides various banking products and services. It offers various deposit accounts, including certificate of deposit accounts, money market accounts, savings accounts, and interest-bearing and noninterest-bearing checking accounts. It also provides one-to four-family residential mortgage loans, commercial real estate loans, commercial and industrial loans, and multi-family loans, as well as invests in securities, primarily mortgage-backed securities and collateralized mortgage obligations and U.S. Government agency securities. The company was founded in 1914 and is headquartered in Carteret, New Jersey.
Financial Summary
| Share Statistics | URSB | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $30.0 | $700.1 | 12% |
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| Shares Out (Mil) | 2.1 | 15.4 | 8% |
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| Institutional Ownership | na | 84.0% | na |
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| Float (Mil) | na | 21.6 | na |
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| Beta | na | 0.45 | na |
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| Avg Daily Volume (000s) | 7 | 42 | 15% |
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| Price Change (52-week) |
na | 92.2% | na |
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| Growth | URSB | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | na | 7.7% | na |
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| Net Income (5yr) | na | 11.1% | na |
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| EPS (5yr) | na | 10.0% | na |
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| Dividends (5yr) | na | 3.6% | 0% |
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| Cash Flow (5yr) | na | (17.1%) | na |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | URSB | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $9 | $188 | 8% |
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| Net Income (TTM) (Mil) | $1 | $54 | 40% |
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| EPS (TTM) | $0.291 | $2.500 | 49% |
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| Operating Cash Flow (TTM) (Mil) | $3 | $33 | 34% |
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| Net Cash Flow (TTM) (Mil) | ($3) | $2 | 37% |
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| Long-Term Debt (Q1) (Mil) | $30 | $94 | 35% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | URSB | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.76 | 1.25 | 15% |
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| P/E | 44.2 | 12.2 | 82% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | URSB | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 7.5% | 29.1% | 56% |
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| ROA | 0.2% | 1.1% | 39% |
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| ROE | 2.3% | 11.3% | 38% |
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| Liabilities to Assets | 89.6% | 89.7% | 85% |
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| F-Score | na | 4 | na |
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URSB Bancorp, Inc. did not pass any screens on 10/2/2026.
