Why USCB Financial Holdings, Inc.’s (USCB) Stock Is Down 8.62%
As of Friday, October 23, USCB Financial Holdings, Inc.’s USCB share price has dipped by 8.62%, which has investors questioning if this is right time to buy.Jenna Brashear
A+ Stock Grade Summary:
| VALUE: |
|
|
| GROWTH: |
|
|
| MOMENTUM: |
|
|
| EPS REVISIONS: |
|
|
| QUALITY: |
|
|
COMPANY SUMMARY
USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that provides various personal and business banking products and services in the United States. The company offers small business administration and yacht lending services; homeowners association services, including deposit collection, lockbox services, payment services, and lending products; jurist advantage and private client group services; correspondent banking services for banks in certain Latin America and the Caribbean countries. It also provides deposit products, including commercial and consumer checking accounts, money market deposit accounts, savings accounts, and certificates of deposit; treasury, commercial payment, and cash management services; insured cash sweep and certificate of deposit account registry services; and clients title insurance policies for real estate transactions. The company was founded in 2002 and is headquartered in Doral, Florida.
Commentary & Analysis
What You Need to Know About USCB Financial Holdings, Inc.'s Q4 Earnings
USCB Financial Holdings, Inc.'s fiscal Q4 earnings report was released on Thursday, October 22. Let's dive in to see if (USCB) missed or beat analyst's expectations.Rosalio Madrigal
Why USCB Financial Holdings, Inc.’s (USCB) Stock Is Up 5.32%
As of Tuesday, August 25, USCB Financial Holdings, Inc.’s USCB share price has surged by 5.32%, which has investors questioning if this is right time to sell.Michael Rose
Is USCB Financial Holdings, Inc. (USCB) Overvalued?
We dive into why USCB Financial Holdings, Inc. (USCB) could be considered overvalued on 2026-08-14, based on AAII’s Value Score and Grade.Tudor Pop
4 Undervalued Banks Stocks for Thursday, August 13
Discover the top 4 undervalued Banks stocks for Thursday, August 13 based on AAII’s Stock Grades.Rosalio Madrigal
Financial Summary
| Share Statistics | USCB | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $363.0 | $700.5 | 35% |
|
| Shares Out (Mil) | 18.5 | 15.5 | 29% |
|
| Institutional Ownership | 95.3% | 84.0% | 67% |
|
| Float (Mil) | 15.2 | 21.7 | 25% |
|
| Beta | 0.44 | 0.46 | 25% |
|
| Avg Daily Volume (000s) | 106 | 54 | 37% |
|
| Price Change (52-week) |
11.8% | 91.8% | 62% |
|
| Growth | USCB | Industry Median |
Percentile (All Stocks) |
|
| Sales (5yr) | 13.6% | 7.6% | 70% |
|
| Net Income (5yr) | 19.3% | 11.1% | 72% |
|
| EPS (5yr) | 11.6% | 9.9% | 50 |
|
| Dividends (5yr) | 0.0% | 3.7% | 68% |
|
| Cash Flow (5yr) | (29.6%) | (17.1%) | 20% |
|
| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
|
| # of Estimates | 4 | 4 | 5 | |
| Current EPS | $0.493 | $1.975 | $2.152 | |
| Month Ago EPS | $0.560 | $2.092 | $2.332 | |
| # Rev Up | 2 | 1 | 2 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $0.560 | $2.092 | $2.332 | |
| Year/Year Chg | 0.6% | 48.5% | 78.6% | |
| Financials | USCB | Industry Median |
Percentile (All Stocks) |
|
| Sales (TTM) (Mil) | $95 | $190 | 25% |
|
| Net Income (TTM) (Mil) | $29 | $55 | 51% |
|
| EPS (TTM) | $1.549 | $2.600 | 66% |
|
| Operating Cash Flow (TTM) (Mil) | $50 | $34 | 46% |
|
| Net Cash Flow (TTM) (Mil) | $63 | $2 | 73% |
|
| Long-Term Debt (Q1) (Mil) | $52 | $98 | 39% |
|
| Enterprise Value (Q1) (Mil) | na | $0 | na |
|
| Valuation | USCB | Industry Median |
Percentile (All Stocks) |
|
| P/B | 1.56 | 1.26 | 45% |
|
| P/E | 12.8 | 12.2 | 32% |
|
| Dividend Yield | 2.5% | 2.3% | 80% |
|
| PEG (5yr hist) | 1.1 | 1.1 | 52% |
|
| Ratios | USCB | Industry Median |
Percentile (All Stocks) |
|
| Gross Margin | na | 63.7% | na |
|
| Net Margin | 30.4% | 29.5% | 89% |
|
| ROA | 1.0% | 1.1% | 45% |
|
| ROE | 12.4% | 11.4% | 64% |
|
| Liabilities to Assets | 92.3% | 89.7% | 89% |
|
| F-Score | 5 | 4 | 50% |
|
USCB Financial Holdings, Inc. did not pass any screens on 11/6/2026.
