Stock Evaluator: Usio, Inc. (USIO)

Usio, Inc. USIO

$2.13 -0.01 -0.47%
July 31, 2026 4:00:00 PM EST November 10, 2021 Volume: 248,336
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NASD | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
QUALITY:
COMPANY SUMMARY
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic payment processing services to merchants and businesses, including credit, and debit card-based processing services and electronic funds transfer through the ACH network. In addition, it offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, and Discover supported by online and physical terminal access. Further, it provides a proprietary platform, enabling businesses to handle both e-checks and card payments; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Additionally, the company offers prepaid and incentive card issuance services; and operates a payment facilitation platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.

Commentary & Analysis


Financial Summary

Share Statistics USIO Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $58.8 $2,409.3 17%
Shares Out (Mil) 27.7 72.0 36%
Institutional Ownership 55.7% 86.6% 37%
Float (Mil) 19.2 61.7 28%
Beta 1.40 0.93 79%
Avg Daily Volume (000s) 209 441 45%
Price Change
(52-week)
23.1% 76.1% 64%
Growth USIO Industry
Median
Percentile
(All Stocks)
Sales (5yr) 21.5% 10.9% 83%
Net Income (5yr) 2.9% 8.2% 44%
EPS (5yr) 13.3% 11.4% 52
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) 11.5% (15.0%) 70%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 3 3 3
Current EPS ($0.007) ($0.013) $0.020
Month Ago EPS ($0.007) ($0.013) $0.020
# Rev Up 0 1 na
# Rev Down 1 0 na
Three Months Ago EPS ($0.015) ($0.040) ($0.030)
Year/Year Chg (275.0%) (86.0%) na
Financials USIO Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $89 $1,233 25%
Net Income (TTM) (Mil) ($2) $73 36%
EPS (TTM) ($0.079) $0.700 37%
Operating Cash Flow (TTM) (Mil) $1 $165 33%
Net Cash Flow (TTM) (Mil) $7 $22 55%
Long-Term Debt (Q1) (Mil) $4 $696 23%
Enterprise Value (Q1) (Mil) $39 $3,560 15%
Valuation USIO Industry
Median
Percentile
(All Stocks)
P/B 3.23 1.44 67%
P/E na 15.1 na
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) na 1.0 na
Ratios USIO Industry
Median
Percentile
(All Stocks)
Gross Margin 22.5% 60.7% 24%
Net Margin (2.4%) 7.0% 28%
ROA (1.9%) 1.1% 34%
ROE (11.6%) 11.5% 27%
Liabilities to Assets 84.9% 75.2% 78%
F-Score 2 5 7%

Usio, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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