3 Undervalued Insurance - Property & Casualty Stocks for Monday, January 15
Discover the top 3 undervalued Insurance - Property & Casualty stocks for Monday, January 15 based on AAII’s Stock Grades.Eunice Kim
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Eunice Kim
Grace Malone
Eunice Kim
Jack Gilleland
Jack Gilleland
| Share Statistics | UVE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,312.1 | $6,395.6 | 49% |
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| Shares Out (Mil) | 29.2 | 78.2 | 36% |
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| Institutional Ownership | 89.9% | 80.0% | 58% |
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| Float (Mil) | 25.2 | 66.6 | 32% |
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| Beta | 0.70 | 0.47 | 41% |
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| Avg Daily Volume (000s) | 270 | 261 | 49% |
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| Price Change (52-week) |
47.0% | 89.7% | 85% |
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| Growth | UVE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.4% | 5.4% | 52% |
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| Net Income (5yr) | 57.1% | 14.6% | 96% |
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| EPS (5yr) | 60.2% | 15.6% | 96 |
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| Dividends (5yr) | 0.0% | 4.1% | 72% |
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| Cash Flow (5yr) | 121.7% | (12.2%) | 99% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.740 | $6.500 | $5.600 | |
| Month Ago EPS | $1.330 | $5.200 | $4.500 | |
| # Rev Up | 1 | 1 | 1 | |
| # Rev Down | 0 | 0 | 0 | |
| Three Months Ago EPS | $1.330 | $5.200 | $4.500 | |
| Year/Year Chg | (58.9%) | 2.8% | (10.6%) | |
| Financials | UVE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,668 | $4,915 | 57% |
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| Net Income (TTM) (Mil) | $233 | $511 | 69% |
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| EPS (TTM) | $8.435 | $2.500 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $365 | $568 | 67% |
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| Net Cash Flow (TTM) (Mil) | $164 | ($2) | 82% |
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| Long-Term Debt (Q1) (Mil) | $97 | $929 | 44% |
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| Enterprise Value (Q1) (Mil) | $870 | $7,386 | 39% |
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| Valuation | UVE | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.03 | 1.65 | 56% |
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| P/E | 5.9 | 12.4 | 6% |
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| Dividend Yield | 1.6% | 1.0% | 72% |
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| PEG (5yr hist) | 0.1 | 0.5 | 3% |
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| Ratios | UVE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 26.6% | 34.9% | 30% |
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| Net Margin | 13.9% | 10.1% | 70% |
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| ROA | 7.4% | 2.4% | 80% |
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| ROE | 40.8% | 14.4% | 91% |
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| Liabilities to Assets | 79.7% | 78.2% | 75% |
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| F-Score | 7 | 6 | 82% |
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Passing Stock Screens
As of 11/5/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 9.8% |
| +/- S&P 500: | +2.4 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors