Stock Evaluator: Universal Insurance Holdings, Inc. (UVE)

Universal Insurance Holdings, Inc. UVE

$42.23 -0.68 -1.58%
August 19, 2026 4:00:03 PM EST November 10, 2021 Volume: 252,134
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Insurance

A+ Stock Grade Summary:

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COMPANY SUMMARY
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.

Commentary & Analysis


Financial Summary

Share Statistics UVE Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $1,178.1 $6,436.5 47%
Shares Out (Mil) 29.0 70.1 36%
Institutional Ownership 89.4% 79.8% 57%
Float (Mil) 25.3 66.5 33%
Beta na 0.52 na
Avg Daily Volume (000s) 172 207 42%
Price Change
(52-week)
77.2% 89.3% 87%
Growth UVE Industry
Median
Percentile
(All Stocks)
Sales (5yr) 8.4% 5.8% 52%
Net Income (5yr) 57.1% 14.3% 95%
EPS (5yr) 60.2% 15.6% 96
Dividends (5yr) 0.0% 3.1% 72%
Cash Flow (5yr) 121.7% (12.2%) 99%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 1 1 1
Current EPS $0.030 $5.200 $4.500
Month Ago EPS $0.010 $4.750 $4.400
# Rev Up 0 1 1
# Rev Down 1 0 0
Three Months Ago EPS $0.010 $4.750 $4.400
Year/Year Chg (98.5%) (17.7%) na
Financials UVE Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $1,630 $5,268 57%
Net Income (TTM) (Mil) $220 $562 69%
EPS (TTM) $7.952 $2.500 92%
Operating Cash Flow (TTM) (Mil) $344 $566 66%
Net Cash Flow (TTM) (Mil) $165 $5 82%
Long-Term Debt (Q1) (Mil) $0 $917 0%
Enterprise Value (Q1) (Mil) na $7,858 na
Valuation UVE Industry
Median
Percentile
(All Stocks)
P/B 1.85 1.68 47%
P/E 5.6 12.1 5%
Dividend Yield 1.8% 1.1% 74%
PEG (5yr hist) 0.1 0.5 3%
Ratios UVE Industry
Median
Percentile
(All Stocks)
Gross Margin 25.9% 34.7% 29%
Net Margin 13.5% 10.1% 70%
ROA 6.7% 2.4% 78%
ROE 40.2% 14.5% 91%
Liabilities to Assets 80.7% 77.1% 75%
F-Score 8 6 93%

Passing Stock Screens

As of 8/20/2026, from a list of 60 stock screening strategies, UVE meetings the criteria of 1 screen:

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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