3 Undervalued Insurance - Property & Casualty Stocks for Monday, January 15
Discover the top 3 undervalued Insurance - Property & Casualty stocks for Monday, January 15 based on AAII’s Stock Grades.Eunice Kim
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Eunice Kim
Grace Malone
Eunice Kim
Jack Gilleland
Jack Gilleland
| Share Statistics | UVE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,178.1 | $6,436.5 | 47% |
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| Shares Out (Mil) | 29.0 | 70.1 | 36% |
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| Institutional Ownership | 89.4% | 79.8% | 57% |
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| Float (Mil) | 25.3 | 66.5 | 33% |
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| Beta | na | 0.52 | na |
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| Avg Daily Volume (000s) | 172 | 207 | 42% |
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| Price Change (52-week) |
77.2% | 89.3% | 87% |
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| Growth | UVE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.4% | 5.8% | 52% |
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| Net Income (5yr) | 57.1% | 14.3% | 95% |
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| EPS (5yr) | 60.2% | 15.6% | 96 |
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| Dividends (5yr) | 0.0% | 3.1% | 72% |
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| Cash Flow (5yr) | 121.7% | (12.2%) | 99% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.030 | $5.200 | $4.500 | |
| Month Ago EPS | $0.010 | $4.750 | $4.400 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.010 | $4.750 | $4.400 | |
| Year/Year Chg | (98.5%) | (17.7%) | na | |
| Financials | UVE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,630 | $5,268 | 57% |
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| Net Income (TTM) (Mil) | $220 | $562 | 69% |
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| EPS (TTM) | $7.952 | $2.500 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $344 | $566 | 66% |
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| Net Cash Flow (TTM) (Mil) | $165 | $5 | 82% |
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| Long-Term Debt (Q1) (Mil) | $0 | $917 | 0% |
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| Enterprise Value (Q1) (Mil) | na | $7,858 | na |
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| Valuation | UVE | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.85 | 1.68 | 47% |
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| P/E | 5.6 | 12.1 | 5% |
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| Dividend Yield | 1.8% | 1.1% | 74% |
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| PEG (5yr hist) | 0.1 | 0.5 | 3% |
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| Ratios | UVE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 25.9% | 34.7% | 29% |
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| Net Margin | 13.5% | 10.1% | 70% |
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| ROA | 6.7% | 2.4% | 78% |
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| ROE | 40.2% | 14.5% | 91% |
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| Liabilities to Assets | 80.7% | 77.1% | 75% |
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| F-Score | 8 | 6 | 93% |
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Passing Stock Screens
As of 8/20/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 10.0% |
| +/- S&P 500: | +2.5 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors