3 Undervalued Insurance - Property & Casualty Stocks for Monday, January 15
Discover the top 3 undervalued Insurance - Property & Casualty stocks for Monday, January 15 based on AAII’s Stock Grades.Eunice Kim
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Eunice Kim
Grace Malone
Eunice Kim
Jack Gilleland
Jack Gilleland
| Share Statistics | UVE | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $1,276.0 | $5,401.9 | 49% |
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| Shares Out (Mil) | 29.0 | 77.9 | 36% |
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| Institutional Ownership | 89.8% | 80.0% | 57% |
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| Float (Mil) | 25.3 | 68.1 | 32% |
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| Beta | 0.73 | 0.48 | 43% |
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| Avg Daily Volume (000s) | 210 | 259 | 45% |
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| Price Change (52-week) |
52.8% | 86.7% | 85% |
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| Growth | UVE | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 8.4% | 5.5% | 52% |
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| Net Income (5yr) | 57.1% | 14.2% | 95% |
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| EPS (5yr) | 60.2% | 15.5% | 96 |
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| Dividends (5yr) | 0.0% | 3.8% | 72% |
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| Cash Flow (5yr) | 121.7% | (13.3%) | 99% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $1.340 | $6.510 | $4.500 | |
| Month Ago EPS | $0.030 | $5.200 | $4.500 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.010 | $4.750 | $4.400 | |
| Year/Year Chg | (34.3%) | 3.0% | na | |
| Financials | UVE | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $1,630 | $4,725 | 57% |
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| Net Income (TTM) (Mil) | $220 | $528 | 69% |
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| EPS (TTM) | $7.952 | $2.500 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $344 | $562 | 66% |
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| Net Cash Flow (TTM) (Mil) | $165 | $5 | 82% |
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| Long-Term Debt (Q1) (Mil) | $98 | $880 | 44% |
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| Enterprise Value (Q1) (Mil) | $787 | $7,271 | 38% |
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| Valuation | UVE | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.00 | 1.52 | 52% |
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| P/E | 6.0 | 11.3 | 6% |
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| Dividend Yield | 1.7% | 1.1% | 73% |
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| PEG (5yr hist) | 0.1 | 0.5 | 3% |
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| Ratios | UVE | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 25.9% | 35.3% | 29% |
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| Net Margin | 13.5% | 10.4% | 70% |
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| ROA | 6.7% | 2.5% | 78% |
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| ROE | 40.2% | 14.6% | 91% |
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| Liabilities to Assets | 80.7% | 77.0% | 76% |
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| F-Score | 8 | 6 | 93% |
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Passing Stock Screens
As of 10/9/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 9.7% |
| +/- S&P 500: | +2.2 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors