3 Undervalued Banks Stocks for Thursday, October 05
Discover the top 3 undervalued Banks stocks for Thursday, October 05 based on AAII’s Stock Grades.Pratham Shah
A+ Stock Grade Summary:
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COMPANY SUMMARY
Uwharrie Capital Corp operates as the bank holding company for Uwharrie Bank that provides commercial banking services to individuals and small to medium-sized businesses in North Carolina. It accepts personal and commercial checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. The company’s loan portfolio comprises commercial loans and various consumer-type loans to individuals, including installment and mortgage loans, equity lines of credit, and overdraft checking credit. It also provides internet, mobile, and telephone banking services, as well as check and credit cards; and sells various insurance products comprising fixed annuities, life and disability insurance, long-term care products, and Medicare supplements. In addition, the company offers securities broker-dealer and mortgage brokerage services. Further, it provides trustee and portfolio management; and advisory services to customers in the Charlotte Metropolitan and Uwharrie Lakes Regions. Uwharrie Capital Corp was founded in 1983 and is headquartered in Albemarle, North Carolina.
Commentary & Analysis
Is Uwharrie Capital Corp (UWHR) Stock a Good Investment?
Learn more about Uwharrie Capital Corp's (UWHR) stock grades for Growth and determine whether this Banks stock meets your investment needs.Jenna Brashear
Financial Summary
| Share Statistics | UWHR | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $95.8 | $716.9 | 21% |
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| Shares Out (Mil) | 7.2 | 15.7 | 17% |
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| Institutional Ownership | 2.5% | 83.0% | 4% |
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| Float (Mil) | 6.3 | 21.2 | 14% |
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| Beta | 0.13 | 0.48 | 10% |
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| Avg Daily Volume (000s) | 1 | 53 | 4% |
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| Price Change (52-week) |
80.4% | 96.7% | 89% |
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| Growth | UWHR | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 4.2% | 7.6% | 32% |
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| Net Income (5yr) | 7.6% | 11.1% | 51% |
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| EPS (5yr) | 9.8% | 10.1% | 46 |
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| Dividends (5yr) | 0.0% | 3.6% | 0% |
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| Cash Flow (5yr) | 18.7% | (17.0%) | 78% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | UWHR | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $51 | $190 | 20% |
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| Net Income (TTM) (Mil) | $12 | $51 | 46% |
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| EPS (TTM) | $1.589 | $2.500 | 68% |
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| Operating Cash Flow (TTM) (Mil) | $8 | $34 | 37% |
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| Net Cash Flow (TTM) (Mil) | $39 | $1 | 68% |
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| Long-Term Debt (Q1) (Mil) | $29 | $100 | 35% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | UWHR | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.46 | 1.27 | 38% |
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| P/E | 8.5 | 12.9 | 11% |
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| Dividend Yield | 0.0% | 2.2% | 0% |
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| PEG (5yr hist) | 0.9 | 1.1 | 39% |
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| Ratios | UWHR | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 68.8% | na |
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| Net Margin | 22.5% | 28.9% | 82% |
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| ROA | 0.9% | 1.0% | 45% |
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| ROE | 19.5% | 11.1% | 79% |
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| Liabilities to Assets | 93.9% | 89.8% | 91% |
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| F-Score | 5 | 4 | 51% |
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Uwharrie Capital Corp did not pass any screens on 7/31/2026.
