Stock Evaluator: Velocity Financial, Inc. (VEL)

Velocity Financial, Inc. VEL

$17.54 0.03 0.17%
July 31, 2026 4:00:03 PM EST November 10, 2021 Volume: 115,995
After Hours: $120.37   0.15  |  0.12% November 10, 2021 7:59 PM EST Volume: 72,713
USD NYSE | DELAYED PRICE
SECTOR INDUSTRY
Financials Financial Services

A+ Stock Grade Summary:

VALUE:
GROWTH:
MOMENTUM:
EPS REVISIONS:
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COMPANY SUMMARY
Velocity Financial, Inc. operates as a real estate finance company in the United States. The company originates, securitizes, and manages a portfolio of loans, which are secured by real estate, including investor loans unit residential rental properties; residential rental properties office; and loans for multi-family, mixed use, and commercial properties. The company also provides warehouse and other properties. It offers its products through a network of independent mortgage brokers and direct borrower relationships. The company was founded in 2004 and is headquartered in Westlake Village, California

Commentary & Analysis


Financial Summary

Share Statistics VEL Industry
Median
Percentile
(All Stocks)
Market Cap (Mil) $688.5 $2,409.3 41%
Shares Out (Mil) 39.2 72.0 42%
Institutional Ownership 91.8% 86.6% 60%
Float (Mil) 5.0 61.7 12%
Beta 0.76 0.93 44%
Avg Daily Volume (000s) 107 441 36%
Price Change
(52-week)
4.2% 76.1% 49%
Growth VEL Industry
Median
Percentile
(All Stocks)
Sales (5yr) 26.4% 10.9% 87%
Net Income (5yr) 42.6% 8.2% 92%
EPS (5yr) 30.4% 11.4% 81
Dividends (5yr) 0.0% 0.0% 0%
Cash Flow (5yr) 72.9% (15.0%) 97%
Estimates Qtrly Current
Fiscal
Year
Next
Fiscal
Year
# of Estimates 3 3 3
Current EPS $0.650 $2.710 $3.000
Month Ago EPS $0.650 $2.710 $3.000
# Rev Up 1 1 1
# Rev Down 0 0 0
Three Months Ago EPS $0.693 $2.770 $3.340
Year/Year Chg 13.8% (1.5%) 19.9%
Financials VEL Industry
Median
Percentile
(All Stocks)
Sales (TTM) (Mil) $272 $1,233 35%
Net Income (TTM) (Mil) $109 $73 62%
EPS (TTM) $2.812 $0.700 78%
Operating Cash Flow (TTM) (Mil) $27 $165 43%
Net Cash Flow (TTM) (Mil) $38 $22 68%
Long-Term Debt (Q1) (Mil) $6,624 $696 88%
Enterprise Value (Q1) (Mil) na $3,560 na
Valuation VEL Industry
Median
Percentile
(All Stocks)
P/B 0.99 1.44 23%
P/E 6.3 15.1 6%
Dividend Yield 0.0% 0.0% 0%
PEG (5yr hist) 0.2 1.0 8%
Ratios VEL Industry
Median
Percentile
(All Stocks)
Gross Margin 74.9% 60.7% 85%
Net Margin 40.0% 7.0% 94%
ROA 1.6% 1.1% 53%
ROE 17.3% 11.5% 75%
Liabilities to Assets 90.8% 75.2% 87%
F-Score 6 5 69%

Velocity Financial, Inc. did not pass any screens on 7/31/2026.

Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.

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