Is Voya Financial, Inc. (VOYA) Overvalued?
We dive into why Voya Financial, Inc. (VOYA) could be considered overvalued on 2026-07-24, based on AAII’s Value Score and Grade.Tudor Pop
A+ Stock Grade Summary:
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Tudor Pop
Jenna Brashear
Tudor Pop
Jenna Brashear
Michael Rose
| Share Statistics | VOYA | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $9,015.0 | $2,409.3 | 76% |
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| Shares Out (Mil) | 94.5 | 72.0 | 61% |
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| Institutional Ownership | 99.6% | 86.6% | 91% |
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| Float (Mil) | 90.2 | 61.7 | 59% |
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| Beta | 0.90 | 0.93 | 53% |
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| Avg Daily Volume (000s) | 839 | 441 | 67% |
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| Price Change (52-week) |
43.0% | 76.1% | 77% |
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| Growth | VOYA | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 1.4% | 10.9% | 21% |
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| Net Income (5yr) | 38.9% | 8.2% | 90% |
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| EPS (5yr) | 40.2% | 11.4% | 88 |
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| Dividends (5yr) | 24.8% | 0.0% | 88% |
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| Cash Flow (5yr) | (18.8%) | (15.0%) | 36% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 12 | 12 | 12 | |
| Current EPS | $1.974 | $9.318 | $11.312 | |
| Month Ago EPS | $2.368 | $9.508 | $11.072 | |
| # Rev Up | 0 | 0 | 1 | |
| # Rev Down | 1 | 1 | 0 | |
| Three Months Ago EPS | $2.475 | $9.567 | $11.130 | |
| Year/Year Chg | 12.8% | 48.1% | 100.7% | |
| Financials | VOYA | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $8,251 | $1,233 | 82% |
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| Net Income (TTM) (Mil) | $680 | $73 | 82% |
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| EPS (TTM) | $6.719 | $0.700 | 91% |
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| Operating Cash Flow (TTM) (Mil) | $1,431 | $165 | 85% |
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| Net Cash Flow (TTM) (Mil) | $80 | $22 | 75% |
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| Long-Term Debt (Q1) (Mil) | $2,157 | $696 | 75% |
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| Enterprise Value (Q1) (Mil) | $15,072 | $3,560 | 80% |
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| Valuation | VOYA | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.97 | 1.44 | 50% |
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| P/E | 15.0 | 15.1 | 36% |
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| Dividend Yield | 1.9% | 0.0% | 75% |
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| PEG (5yr hist) | 0.4 | 1.0 | 19% |
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| Ratios | VOYA | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 56.4% | 60.7% | 69% |
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| Net Margin | 8.2% | 7.0% | 58% |
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| ROA | 0.4% | 1.1% | 41% |
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| ROE | 15.0% | 11.5% | 71% |
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| Liabilities to Assets | 96.1% | 75.2% | 93% |
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| F-Score | 7 | 5 | 84% |
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Passing Stock Screens
As of 7/31/2026, from a list of 60 stock screening strategies,
| Performance Since Inception: | 9.0% |
| +/- S&P 500: | +1.5 |
| Performance Since Inception: | 6.8% |
| +/- S&P 500: | -0.7 |
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors