6 Undervalued Banks Stocks for Tuesday, August 25
Discover the top 6 undervalued Banks stocks for Tuesday, August 25 based on AAII’s Stock Grades.Michael Rose
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COMPANY SUMMARY
WaFd, Inc. operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company provides deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It offers single-family residential, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. Additionally, it provides technology and data services; and personalized financial guidance and investment services. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc. in September 2023. WaFd, Inc. was founded in 1917 and is headquartered in Seattle, Washington.
Commentary & Analysis
Which Is a Better Investment, Central Bancompany, Inc. or WaFd, Inc. Stock?
Learn more about whether Central Bancompany, Inc. or WaFd, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Rosalio Madrigal
Which Is a Better Investment, Mechanics Bancorp or WaFd, Inc. Stock?
Learn more about whether Mechanics Bancorp or WaFd, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Tudor Pop
Which Is a Better Investment, Beacon Financial Corporation or WaFd, Inc. Stock?
Learn more about whether Beacon Financial Corporation or WaFd, Inc. is a better investment based on AAII's A+ Investor grades, which compare both companies' key financial metrics.Michael Rose
Is WaFd, Inc. (WAFD) Overvalued?
We dive into why WaFd, Inc. (WAFD) could be considered overvalued on 2026-08-04, based on AAII’s Value Score and Grade.Jenna Brashear
Financial Summary
| Share Statistics | WAFD | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $2,504.7 | $749.3 | 57% |
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| Shares Out (Mil) | 74.0 | 15.4 | 56% |
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| Institutional Ownership | 98.7% | 84.0% | 81% |
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| Float (Mil) | 73.1 | 21.7 | 55% |
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| Beta | 0.83 | 0.44 | 50% |
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| Avg Daily Volume (000s) | 823 | 43 | 68% |
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| Price Change (52-week) |
7.6% | 94.2% | 55% |
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| Growth | WAFD | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 5.5% | 7.7% | 39% |
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| Net Income (5yr) | 5.5% | 11.1% | 48% |
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| EPS (5yr) | 3.1% | 10.1% | 35 |
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| Dividends (5yr) | 4.0% | 3.6% | 80% |
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| Cash Flow (5yr) | (26.9%) | (17.1%) | 23% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 3 | |
| Current EPS | $0.843 | $3.225 | $3.333 | |
| Month Ago EPS | $0.843 | $3.225 | $3.363 | |
| # Rev Up | 0 | 0 | 2 | |
| # Rev Down | 1 | 1 | 2 | |
| Three Months Ago EPS | $0.845 | $3.235 | $3.433 | |
| Year/Year Chg | 0.4% | 22.6% | 31.2% | |
| Financials | WAFD | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $761 | $196 | 46% |
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| Net Income (TTM) (Mil) | $257 | $56 | 70% |
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| EPS (TTM) | $3.173 | $2.500 | 79% |
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| Operating Cash Flow (TTM) (Mil) | $268 | $34 | 63% |
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| Net Cash Flow (TTM) (Mil) | ($133) | $2 | 12% |
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| Long-Term Debt (Q1) (Mil) | $3,316 | $99 | 81% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WAFD | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.92 | 1.25 | 19% |
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| P/E | 10.7 | 12.4 | 19% |
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| Dividend Yield | 3.2% | 2.2% | 86% |
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| PEG (5yr hist) | 3.4 | 1.1 | 82% |
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| Ratios | WAFD | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 33.7% | 29.1% | 91% |
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| ROA | 0.9% | 1.1% | 45% |
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| ROE | 9.4% | 11.3% | 55% |
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| Liabilities to Assets | 89.0% | 89.7% | 84% |
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| F-Score | 5 | 4 | 50% |
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WaFd, Inc. did not pass any screens on 9/9/2026.
