Is Washington Trust Bancorp, Inc. (WASH) Overvalued?
We dive into why Washington Trust Bancorp, Inc. (WASH) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Tudor Pop
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COMPANY SUMMARY
Washington Trust Bancorp, Inc. operates as the bank holding company for The Washington Trust Company, of Westerly that provides various banking and financial services to individuals and businesses. The company operates in two segments, Banking and Wealth Management Services. The Banking segment offers deposit accounts, including noninterest-bearing demand deposits, interest-bearing demand deposits, now accounts, money market accounts, savings accounts, and time deposits; various commercial and retail lending products, such as commercial real estate loans, including commercial mortgages, and construction and development loans; commercial and industrial loans comprising working capital, equipment financing, and financing for other business-related purposes; residential real estate loans that consist of mortgage and homeowner construction loans; and consumer loans comprising home equity loans and lines of credit, personal installment loans, and loans to individuals secured by general aviation aircraft. This segment also provides debit cards; automated teller machines (ATMs); telephone banking, internet banking, mobile banking, remote deposit capture, and other cash management services; and investment portfolio and wholesale funding services. The Wealth Management Services segment offers investment management; financial planning; personal trust and estate services, such as trustee, personal representative, custodian, and guardian; and settlement of decedents’ estates, as well as institutional trust services comprising custody and fiduciary services for personal and institutional clients. Washington Trust Bancorp, Inc. was founded in 1800 and is headquartered in Westerly, Rhode Island.
Commentary & Analysis
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Why Washington Trust Bancorp, Inc.’s (WASH) Stock Is Down 15.61%
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Financial Summary
| Share Statistics | WASH | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $735.5 | $730.8 | 41% |
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| Shares Out (Mil) | 19.2 | 15.2 | 30% |
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| Institutional Ownership | 97.2% | 83.5% | 73% |
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| Float (Mil) | 18.7 | 21.7 | 28% |
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| Beta | 0.70 | 0.45 | 41% |
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| Avg Daily Volume (000s) | 159 | 45 | 42% |
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| Price Change (52-week) |
27.1% | 93.1% | 70% |
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| Growth | WASH | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 0.5% | 7.7% | 18% |
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| Net Income (5yr) | (5.6%) | 11.1% | 33% |
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| EPS (5yr) | (7.5%) | 10.1% | 23 |
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| Dividends (5yr) | 1.8% | 3.7% | 91% |
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| Cash Flow (5yr) | (16.5%) | (17.2%) | 44% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 4 | 4 | 4 | |
| Current EPS | $0.874 | $3.226 | $3.540 | |
| Month Ago EPS | $0.874 | $3.226 | $3.540 | |
| # Rev Up | 1 | 1 | 3 | |
| # Rev Down | 0 | 1 | 0 | |
| Three Months Ago EPS | $0.862 | $3.132 | $3.419 | |
| Year/Year Chg | 5.3% | 19.0% | na | |
| Financials | WASH | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $221 | $195 | 33% |
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| Net Income (TTM) (Mil) | $55 | $55 | 56% |
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| EPS (TTM) | $2.906 | $2.500 | 78% |
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| Operating Cash Flow (TTM) (Mil) | $100 | $33 | 52% |
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| Net Cash Flow (TTM) (Mil) | ($40) | $2 | 21% |
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| Long-Term Debt (Q1) (Mil) | $297 | $99 | 53% |
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| Enterprise Value (Q1) (Mil) | na | $0 | na |
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| Valuation | WASH | Industry Median |
Percentile (All Stocks) |
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| P/B | 1.33 | 1.23 | 34% |
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| P/E | 13.3 | 12.3 | 32% |
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| Dividend Yield | 5.8% | 2.2% | 95% |
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| PEG (5yr hist) | na | 1.1 | na |
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| Ratios | WASH | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | na | 63.7% | na |
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| Net Margin | 25.1% | 29.2% | 84% |
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| ROA | 0.8% | 1.1% | 44% |
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| ROE | 10.2% | 11.3% | 57% |
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| Liabilities to Assets | 91.5% | 89.7% | 88% |
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| F-Score | 6 | 4 | 67% |
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Washington Trust Bancorp, Inc. did not pass any screens on 9/1/2026.
