Is World Acceptance Corporation (WRLD) Overvalued?
We dive into why World Acceptance Corporation (WRLD) could be considered overvalued on 2026-08-07, based on AAII’s Value Score and Grade.Rosalio Madrigal
Stock Evaluator: World Acceptance Corporation (WRLD)
World Acceptance Corporation WRLD
$184.55
-4.55
-2.41%
August 19, 2026 4:00:00 PM
EST
Volume: 54,402
After Hours: $120.37
0.15
|
0.12%
November 10, 2021 7:59 PM
EST
Volume: 72,713
USD
NASD | DELAYED PRICE
| SECTOR | INDUSTRY |
| Financials | Consumer Finance |
A+ Stock Grade Summary:
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COMPANY SUMMARY
World Acceptance Corporation engages in consumer finance business in the United States. The company offers short-term small installment loans, medium-term larger installment loans, related credit insurance, and ancillary products and services to individuals. It also provides income tax return preparation and electronic filing services; and automobile club memberships to borrowers. The company serves individuals with limited access to other sources of consumer credit, such as banks, credit unions, other consumer finance businesses, and credit card lenders. World Acceptance Corporation was founded in 1962 and is headquartered in Greenville, South Carolina.
Commentary & Analysis
Why World Acceptance Corporation’s (WRLD) Stock Is Up 5.04%
As of Friday, July 24, World Acceptance Corporation’s WRLD share price has surged by 5.04%, which has investors questioning if this is right time to sell.Jenna Brashear
What You Need to Know About World Acceptance Corporation's Q2 Earnings
World Acceptance Corporation's fiscal Q2 earnings report was released on Friday, July 24. Let's dive in to see if (WRLD) missed or beat analyst's expectations.Jenna Brashear
Why World Acceptance Corporation’s (WRLD) Stock Is Up 14.34%
As of Friday, July 24, World Acceptance Corporation’s WRLD share price has surged by 14.34%, which has investors questioning if this is right time to sell.Omar Beirat
3 Undervalued Consumer Finance Stocks for Thursday, July 23
Discover the top 3 undervalued Consumer Finance stocks for Thursday, July 23 based on AAII’s Stock Grades.Michael Rose
Financial Summary
| Share Statistics | WRLD | Industry Median |
Percentile (All Stocks) |
|
| Market Cap (Mil) | $831.9 | $1,213.4 | 42% |
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| Shares Out (Mil) | 4.6 | 36.6 | 13% |
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| Institutional Ownership | 77.6% | 78.3% | 47% |
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| Float (Mil) | 2.2 | 32.9 | 6% |
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| Beta | 1.14 | 1.02 | 68% |
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| Avg Daily Volume (000s) | 81 | 450 | 32% |
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| Price Change (52-week) |
13.2% | 80.0% | 56% |
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| Growth | WRLD | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 2.0% | 8.6% | 23% |
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| Net Income (5yr) | (17.1%) | 14.1% | 23% |
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| EPS (5yr) | (12.3%) | 15.9% | 20 |
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| Dividends (5yr) | 0.0% | 0.0% | 0% |
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| Cash Flow (5yr) | 44.1% | (2.8%) | 92% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | 1 | 1 | 1 | |
| Current EPS | $0.790 | $13.180 | $15.140 | |
| Month Ago EPS | $0.350 | $10.990 | $14.120 | |
| # Rev Up | 0 | 1 | 1 | |
| # Rev Down | 1 | 0 | 0 | |
| Three Months Ago EPS | $0.350 | $10.990 | $14.120 | |
| Year/Year Chg | (40.6%) | 91.6% | na | |
| Financials | WRLD | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $591 | $1,268 | 43% |
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| Net Income (TTM) (Mil) | $39 | $154 | 53% |
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| EPS (TTM) | $8.219 | $1.700 | 92% |
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| Operating Cash Flow (TTM) (Mil) | $266 | $247 | 62% |
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| Net Cash Flow (TTM) (Mil) | $20 | $2 | 62% |
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| Long-Term Debt (Q1) (Mil) | $629 | $963 | 61% |
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| Enterprise Value (Q1) (Mil) | $1,484 | $1,294 | 45% |
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| Valuation | WRLD | Industry Median |
Percentile (All Stocks) |
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| P/B | 2.29 | 1.32 | 55% |
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| P/E | 22.8 | 10.0 | 58% |
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| Dividend Yield | 0.0% | 0.0% | 0% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | WRLD | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 69.2% | 75.8% | 80% |
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| Net Margin | 6.6% | 14.6% | 53% |
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| ROA | 3.7% | 2.8% | 65% |
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| ROE | 9.9% | 14.4% | 57% |
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| Liabilities to Assets | 66.4% | 78.5% | 62% |
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| F-Score | 5 | 5 | 50% |
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World Acceptance Corporation did not pass any screens on 8/20/2026.
