Is White Mountains Insurance Group, Ltd. (WTM) Overvalued?
We dive into why White Mountains Insurance Group, Ltd. (WTM) could be considered overvalued on 2026-07-28, based on AAII’s Value Score and Grade.Jenna Brashear
| SECTOR | INDUSTRY |
| Financials | Insurance |
A+ Stock Grade Summary:
| VALUE: |
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| GROWTH: |
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| MOMENTUM: |
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| EPS REVISIONS: |
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| QUALITY: |
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Jenna Brashear
Michael Rose
Rosalio Madrigal
Jenna Brashear
Omar Beirat
| Share Statistics | WTM | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $5,180.0 | $7,044.0 | 68% |
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| Shares Out (Mil) | 2.4 | 66.0 | 9% |
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| Institutional Ownership | 96.8% | 81.8% | 71% |
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| Float (Mil) | 2.4 | 67.4 | 6% |
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| Beta | 0.32 | 0.51 | 18% |
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| Avg Daily Volume (000s) | 15 | 195 | 19% |
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| Price Change (52-week) |
17.9% | 91.0% | 60% |
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| Growth | WTM | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 26.4% | 5.6% | 87% |
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| Net Income (5yr) | 9.3% | 14.5% | 53% |
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| EPS (5yr) | 13.6% | 15.6% | 53 |
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| Dividends (5yr) | 0.0% | 3.8% | 78% |
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| Cash Flow (5yr) | (56.0%) | (14.5%) | 5% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | WTM | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $2,823 | $5,065 | 66% |
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| Net Income (TTM) (Mil) | $1,045 | $534 | 87% |
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| EPS (TTM) | $408.499 | $2.500 | 100% |
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| Operating Cash Flow (TTM) (Mil) | $621 | $484 | 75% |
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| Net Cash Flow (TTM) (Mil) | ($175) | $9 | 11% |
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| Long-Term Debt (Q1) (Mil) | $835 | $844 | 64% |
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| Enterprise Value (Q1) (Mil) | $6,708 | $7,174 | 67% |
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| Valuation | WTM | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.96 | 1.77 | 21% |
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| P/E | 5.2 | 12.9 | 5% |
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| Dividend Yield | 0.0% | 0.9% | 0% |
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| PEG (5yr hist) | 0.4 | 0.5 | 17% |
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| Ratios | WTM | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 52.2% | 33.4% | 64% |
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| Net Margin | 37.0% | 9.8% | 93% |
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| ROA | 8.6% | 2.7% | 84% |
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| ROE | 21.2% | 14.8% | 81% |
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| Liabilities to Assets | 53.1% | 76.7% | 45% |
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| F-Score | 6 | 6 | na |
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White Mountains Insurance Group, Ltd. did not pass any screens on 7/30/2026.
Price and market data provided by QuoteMedia and delayed a minimum of 15 minutes unless otherwise indicated. Fundamental data provided by AAII's Stock Investor Pro and S&P Global Market Intelligence and are updated through the previous trading day.
Ⓒ 2026 American Association of Individual Investors