Why Yiren Digital Ltd.’s (YRD) Stock Is Down 5.31%
As of Wednesday, July 29, Yiren Digital Ltd.’s YRD share price has dipped by 5.31%, which has investors questioning if this is right time to buy.Jenna Brashear
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COMPANY SUMMARY
Yiren Digital Ltd. provides financial services through an AI-powered Fintech platform in China. Its platform provides a suite of financial and lifestyle services. The company offers credit solutions, insurance brokerage, and others. The company was formerly known as Yirendai Ltd. and changed its name to Yiren Digital Ltd. in September 2019. The company was founded in 2012 and is based in Beijing, the People’s Republic of China. Yiren Digital Ltd. operates as a subsidiary of CreditEase Holdings (Cayman) Limited.
Commentary & Analysis
Why Yiren Digital Ltd.’s (YRD) Stock Is Up 9.17%
As of Thursday, July 09, Yiren Digital Ltd.’s YRD share price has surged by 9.17%, which has investors questioning if this is right time to sell.Jenna Brashear
Why Yiren Digital Ltd.’s (YRD) Stock Is Down 5.22%
As of Wednesday, July 08, Yiren Digital Ltd.’s YRD share price has dipped by 5.22%, which has investors questioning if this is right time to buy.Rosalio Madrigal
Why Yiren Digital Ltd.’s (YRD) Stock Is Up 23.29%
As of Thursday, July 02, Yiren Digital Ltd.’s YRD share price has surged by 23.29%, which has investors questioning if this is right time to sell.Rosalio Madrigal
Why Yiren Digital Ltd.’s (YRD) Stock Is Up 51.92%
As of Thursday, July 02, Yiren Digital Ltd.’s YRD share price has surged by 51.92%, which has investors questioning if this is right time to sell.Tudor Pop
Financial Summary
| Share Statistics | YRD | Industry Median |
Percentile (All Stocks) |
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| Market Cap (Mil) | $97.1 | $1,153.3 | 21% |
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| Shares Out (Mil) | 12.7 | 36.1 | 24% |
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| Institutional Ownership | 64.4% | 79.0% | 40% |
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| Float (Mil) | 14.5 | 32.7 | 24% |
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| Beta | 1.12 | 1.06 | 66% |
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| Avg Daily Volume (000s) | 49 | 364 | 28% |
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| Price Change (52-week) |
(81.1%) | 77.7% | 6% |
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| Growth | YRD | Industry Median |
Percentile (All Stocks) |
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| Sales (5yr) | 6.1% | 7.7% | 41% |
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| Net Income (5yr) | 15.7% | 12.6% | 65% |
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| EPS (5yr) | 15.7% | 17.1% | 58 |
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| Dividends (5yr) | 0.0% | 0.0% | 61% |
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| Cash Flow (5yr) | 15.7% | (2.8%) | 74% |
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| Estimates | Qtrly | Current Fiscal Year |
Next Fiscal Year |
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| # of Estimates | na | na | na | |
| Current EPS | na | na | na | |
| Month Ago EPS | na | na | na | |
| # Rev Up | na | na | na | |
| # Rev Down | na | na | na | |
| Three Months Ago EPS | na | na | na | |
| Year/Year Chg | na | na | na | |
| Financials | YRD | Industry Median |
Percentile (All Stocks) |
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| Sales (TTM) (Mil) | $737 | $1,086 | 46% |
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| Net Income (TTM) (Mil) | ($100) | $147 | 11% |
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| EPS (TTM) | ($1.143) | $1.600 | 20% |
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| Operating Cash Flow (TTM) (Mil) | ($62) | $231 | 8% |
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| Net Cash Flow (TTM) (Mil) | ($198) | $6 | 10% |
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| Long-Term Debt (Q1) (Mil) | $5 | $808 | 25% |
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| Enterprise Value (Q1) (Mil) | ($218) | $1,297 | 0% |
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| Valuation | YRD | Industry Median |
Percentile (All Stocks) |
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| P/B | 0.08 | 1.44 | 1% |
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| P/E | na | 9.2 | na |
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| Dividend Yield | 39.6% | 0.0% | 100% |
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| PEG (5yr hist) | na | 0.5 | na |
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| Ratios | YRD | Industry Median |
Percentile (All Stocks) |
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| Gross Margin | 85.1% | 75.1% | 91% |
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| Net Margin | (13.5%) | 14.6% | 19% |
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| ROA | (5.5%) | 2.9% | 29% |
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| ROE | (7.7%) | 14.6% | 29% |
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| Liabilities to Assets | 29.8% | 79.0% | 21% |
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| F-Score | 2 | 5 | 7% |
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Yiren Digital Ltd. did not pass any screens on 7/31/2026.
