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Education > Dictionary > Q Terms > qualified charitable distribution (QCD)

Dictionary

qualified charitable distribution (QCD)

A tax-free withdrawal from an individual retirement account (IRA) made directly to a qualifying charity. QCDs can be used to satisfy an IRA holder's required minimum distribution (RMD). Although not eligible for a charitable deduction, a QCD is excluded from adjusted gross income (AGI) under Internal Revenue Service (IRS) rules.

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