Sifting through countless of stocks in the Software industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Fair Isaac Corporation or Strategy Inc because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Fair Isaac Corporation and Strategy Inc compare based on key financial metrics to determine which better meets your investment needs.

About Fair Isaac Corporation and Strategy Inc

Fair Isaac Corporation provides analytics software in the Americas, Europe, the Middle East, Africa, and the Asia Pacific. It operates through two segments, Scores and Software. The Scores segment offers business-to-business scoring solutions and services that give clients access to predictive credit and other scores that can be integrated into their transaction streams and decision-making processes, as well as business-to-consumer scoring solutions comprising myFICO.com subscription offerings. Its Software segment provides pre-configured analytic and decision management solution designed for various business needs or processes, such as account origination, customer management, customer engagement, fraud detection, and marketing, as well as associated professional services. This segment also offers FICO Platform, a modular software offering designed to support advanced analytic and decision use cases, as well as stand-alone analytic and decisioning software that can be configured by customers to address a wide range of business use cases. In addition, the company offers analytic and decisioning software comprising FICO Decision Modeler, FICO Blaze Advisor, FICO Xpress Optimization, FICO Analytics Workbench, FICO Data Orchestrator, FICO DMP Streaming, FICO Business Outcome Simulator, and FICO Decision Optimizer; pre-configured solutions consisting of FICO Fraud Solutions, FICO Originations, FICO Customer Communication Service, FICO Strategy Director, and FICO TRIAD Customer Manager; and professional services software, including FICO Implementation Services and FICO Analytic Services. It markets its products and services primarily through its direct sales organization and indirect channels, as well as online. The company was formerly known as Fair Isaac & Company, Inc. and changed its name to Fair Isaac Corporation in July 1992. Fair Isaac Corporation was founded in 1956 and is headquartered in Bozeman, Montana.

Strategy Inc, together with its subsidiaries, operates as a bitcoin treasury company in the United States, Europe, the Middle East, Africa, and internationally. The company offers investors varying degrees of economic exposure to Bitcoin by offering a range of securities, including equity and fixed income instruments. It also provides AI-powered enterprise analytics software, including Strategy One, which provides non-technical users with the ability to directly access novel and actionable insights for decision-making; and Strategy Mosaic, a universal intelligence layer that offers enterprises with consistent definitions and governance across data sources, regardless of where that data resides or which tools access it. The company was formerly known as MicroStrategy Incorporated and changed its name to Strategy Inc in August 2025. The company was incorporated in 1989 and is headquartered in Tysons Corner, Virginia.

Latest Software and Fair Isaac Corporation, Strategy Inc Stock News

As of December 12, 2025, Fair Isaac Corporation had a $43.7 billion market capitalization, compared to the Software median of $1.2 million. Fair Isaac Corporation’s stock is down 7.3% in 2025, up 2.6% in the previous five trading days and down 15.08% in the past year.

Currently, Fair Isaac Corporation’s price-earnings ratio is 69.5. Fair Isaac Corporation’s trailing 12-month revenue is $2.0 billion with a 32.7% net profit margin. Year-over-year quarterly sales growth most recently was 13.7%. Analysts expect adjusted earnings to reach $40.949 per share for the current fiscal year. Fair Isaac Corporation does not currently pay a dividend.

As of December 12, 2025, Strategy Inc had a $50.7 billion market cap, putting it in the 94th percentile of all stocks. Strategy Inc’s stock is down 39.1% in 2025, down 1.4% in the previous five trading days and down 53.24% in the past year.

Currently, Strategy Inc’s price-earnings ratio is 6.5. Strategy Inc’s trailing 12-month revenue is $474.9 million with a % net profit margin. Year-over-year quarterly sales growth most recently was 10.9%. Analysts expect adjusted earnings to reach $62.700 per share for the current fiscal year. Strategy Inc does not currently pay a dividend.

How We Compare Fair Isaac Corporation and Strategy Inc Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Fair Isaac Corporation and Strategy Inc’s stock grades to see how they measure up against one another.

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Fair Isaac Corporation and Strategy Inc Growth Grades

Company	Ticker	Growth
Fair Isaac Corporation	FICO	A
Strategy Inc	MSTR	F

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Fair Isaac Corporation has a Growth Score of 91, which is Very Strong. Strategy Inc has a Growth Score of 5, which is Very Weak.

The Growth Grade Winner: Fair Isaac Corporation

As you can clearly see from the Growth Grade breakdown above, Fair Isaac Corporation has a more attractive growth grade than Strategy Inc. For investors who focus solely on how a company is growing relative to other companies in the same industry, Fair Isaac Corporation could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Fair Isaac Corporation and Strategy Inc’s Quality Grades

Company	Ticker	Quality
Fair Isaac Corporation	FICO	A
Strategy Inc	MSTR	F

Like the Value Grade, AAII’s A+ Investor Quality Grade comes from the percentile rank of key metrics. Specifically, the Quality Score is the percentile rank of the average of the percentile ranks of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and the F-Score.

The score is variable, meaning it can consider all eight measures or, should any of the eight measures not be valid, the remaining measures that are valid. To be assigned a Quality Score, stocks must have a valid (non-null) measure and corresponding ranking for at least four of the eight quality measures.

The Quality Score is used to assess the underlying “quality” of a particular stock. A higher-quality stock possesses traits associated with upside potential and reduced downside risk. Backtesting of the Quality Grade shows that stocks with higher grades, on average, outperformed stocks with lower grades over the period of 1998 through 2019.

Stocks receive better grades (higher scores) for having higher scores for the quality subcomponents and worse grades (lower scores) for lower scores for the subcomponents.

Fair Isaac Corporation has a Quality Score of 83, which is Very Strong. Strategy Inc has a Quality Score of 16, which is Very Weak.

The Quality Grade Winner: Fair Isaac Corporation

As you can clearly see from the Quality Grade breakdown above, Fair Isaac Corporation has a better overall quality grade than Strategy Inc. For investors who are looking for companies with higher quality than others in the same industry, Fair Isaac Corporation could be a good stock to add to their portfolios. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Fair Isaac Corporation and Strategy Inc’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
Fair Isaac Corporation	FICO	B
Strategy Inc	MSTR	F

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

Fair Isaac Corporation has a Earnings Estimate Score of 73, which is Positive. Strategy Inc has a Earnings Estimate Score of 20, which is Very Negative.

The Earnings Estimate Revisions Grade Winner: Fair Isaac Corporation

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, Fair Isaac Corporation has a better Earnings Estimate Revisions Grade than Strategy Inc. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, Fair Isaac Corporation could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other Fair Isaac Corporation and Strategy Inc Grades

In addition to Quality, Growth and Estimate Revisions, A+ Investor also provides grades for Value and Momentum.

Momentum grades help uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Fair Isaac Corporation and Strategy Inc pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Fair Isaac Corporation or Strategy Inc Stock?

Overall, Fair Isaac Corporation stock has a Growth Score of 91, Estimate Revisions Score of 73 and Quality Score of 83.

Strategy Inc stock has a Growth Score of 5, Estimate Revisions Score of 20 and Quality Score of 16.

Comparing Fair Isaac Corporation and Strategy Inc’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.