Sifting through countless of stocks in the Banks industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in Provident Financial Services, Inc. or BOK Financial Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how Provident Financial Services, Inc. and BOK Financial Corporation compare based on key financial metrics to determine which better meets your investment needs.

About Provident Financial Services, Inc. and BOK Financial Corporation

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. Its deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. The company’s loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, retail and industrial properties, and office buildings; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; residential mortgage loans; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. It also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, the company provides wealth management services comprising investment management, trust and estate administration, financial planning, and tax compliance and planning; and insurance agency operations. Further, it sells insurance and investment products, including annuities; and manages and sells real estate properties acquired through foreclosure. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network. The Consumer Banking segment engages in the provision of retail lending and deposit services to small business customers through retail branch network; and mortgage loan origination and servicing activities. The Wealth Management segment offers fiduciary, private bank, insurance, and investment advisory services; and brokerage and trading services primarily related to providing liquidity to the mortgage markets through trading of U.S. government agency mortgage-backed securities and related derivative contracts, as well as underwrites state and municipal securities. The company also provides commercial loans, such as loans for working capital, facilities acquisition or expansion, purchases of equipment, and other needs of commercial customers; and service, healthcare, energy, and other sector loans. In addition, it offers commercial real estate loans for the construction of buildings or other improvements to real estate and property held by borrowers for investment purposes; residential mortgage and personal loans; and personal and small business checking, online bill paying, mobile banking, automated teller machine, and call centers services. The company was founded in 1910 and is headquartered in Tulsa, Oklahoma.

Latest Banks and Provident Financial Services, Inc., BOK Financial Corporation Stock News

As of July 31, 2026, Provident Financial Services, Inc. had a $3.2 billion market capitalization, compared to the Banks median of $716.9 million. Provident Financial Services, Inc.’s stock is up 25% in 2026, up 3.3% in the previous five trading days and up 33.77% in the past year.

Currently, Provident Financial Services, Inc.’s price-earnings ratio is 10.5. Provident Financial Services, Inc.’s trailing 12-month revenue is $886.0 million with a 35.0% net profit margin. Year-over-year quarterly sales growth most recently was 9.2%. Analysts expect adjusted earnings to reach $2.450 per share for the current fiscal year. Provident Financial Services, Inc. currently has a 3.9% dividend yield.

As of July 31, 2026, BOK Financial Corporation had a $8.6 billion market cap, putting it in the 75th percentile of all stocks. BOK Financial Corporation’s stock is up 19.3% in 2026, down 0.7% in the previous five trading days and up 36.26% in the past year.

Currently, BOK Financial Corporation’s price-earnings ratio is 14.3. BOK Financial Corporation’s trailing 12-month revenue is $2.2 billion with a 28.5% net profit margin. Year-over-year quarterly sales growth most recently was 10.3%. Analysts expect adjusted earnings to reach $10.288 per share for the current fiscal year. BOK Financial Corporation currently has a 1.8% dividend yield.

How We Compare Provident Financial Services, Inc. and BOK Financial Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at Provident Financial Services, Inc. and BOK Financial Corporation’s stock grades to see how they measure up against one another.

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Provident Financial Services, Inc. and BOK Financial Corporation Stock Value Grades

Company	Ticker	Value
Provident Financial Services, Inc.	PFS	A
BOK Financial Corporation	BOKF	C

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection.

Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Value Grade derives from a stock’s value score. The Value Score is the percentile rank of the average of the percentile ranks of the price-to-sales ratio, price-earnings ratio, enterprise-value-to-EBITDA (EV/EBITDA) ratio, shareholder yield, price-to-book-value ratio and price-to-free-cash-flow ratio. The score is variable, meaning it can consider all six ratios or, should any of the six ratios not be valid, the remaining ratios that are valid. To be assigned a Value Score, stocks must have a valid (non-null) ratio and corresponding ranking for at least two of the six valuation ratios.

Stocks with a Value Score from 81 to 100 are considered deep value, those with a score between 61 and 80 are a good value and so on.

Provident Financial Services, Inc. has a Value Score of 82, which is Deep Value. BOK Financial Corporation has a Value Score of 52, which is Average.

The Value Stock Winner: Provident Financial Services, Inc.

As you can clearly see from the Value Grade breakdown above, Provident Financial Services, Inc. is considered to have better value than BOK Financial Corporation. For investors who focus solely on a company’s valuation, Provident Financial Services, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Provident Financial Services, Inc. and BOK Financial Corporation Growth Grades

Company	Ticker	Growth
Provident Financial Services, Inc.	PFS	C
BOK Financial Corporation	BOKF	D

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

Provident Financial Services, Inc. has a Growth Score of 59, which is Average. BOK Financial Corporation has a Growth Score of 40, which is Weak.

The Growth Stock Winner: No Clear Winner

Neither Provident Financial Services, Inc. or BOK Financial Corporation has a high enough Growth Grade to be considered a “winner.” Investors who are considering these companies should do additional due diligence and research to see if either could be a good addition to their portfolios. It’s important to look at a wide range of financial metrics in order to determine if Provident Financial Services, Inc. or BOK Financial Corporation is the better investment when it comes to sustainable growth.

Provident Financial Services, Inc. and BOK Financial Corporation’s Momentum Grades

Company	Ticker	Momentum
Provident Financial Services, Inc.	PFS	B
BOK Financial Corporation	BOKF	B

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

Provident Financial Services, Inc. has a Momentum Score of 68, which is Strong. BOK Financial Corporation has a Momentum Score of 68, which is Strong.

The Momentum Grade Winner: It’s a Tie!

Looking at the Momentum Grade breakdown above, both Provident Financial Services, Inc. and BOK Financial Corporation have a grade of B. For those who focus solely on a company’s momentum, further research will need to be conducted into both companies to see if they fit your individual needs as an investor.

Other Provident Financial Services, Inc. and BOK Financial Corporation Grades

In addition to Value, Momentum and Growth, A+ Investor also provides grades for Estimate Revisions and Quality.

Earnings estimate revisions scores take into account the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, surprises beget further surprises‐or at least continued sales growth (the exact opposite is generally true, too).

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether Provident Financial Services, Inc. and BOK Financial Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, Provident Financial Services, Inc. or BOK Financial Corporation Stock?

Overall, Provident Financial Services, Inc. stock has a Value Score of 82, Growth Score of 59 and Momentum Score of 68.

BOK Financial Corporation stock has a Value Score of 52, Growth Score of 40 and Momentum Score of 68.

Comparing Provident Financial Services, Inc. and BOK Financial Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.