Avoid the stress of overpaying for a stock or missing an opportunity by using the right tools and insights to evaluate Regional Management Corp before investing.

In this article, we go over a few key elements for understanding Regional Management Corp’s stock price such as:

• Regional Management Corp’s current stock price and volume
• Why Regional Management Corp’s stock price changed recently
• Upgrades and downgrades for RM from analysts
• RM’s stock price momentum as measured by its relative strength

About Regional Management Corp (RM)

Before we jump into Regional Management Corp’s stock price, history, target price and what caused it to recently dip, let’s take a look at some background.

Regional Management Corp. is a diversified consumer finance company. The Company provides installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. Its products include small and large installment loans. It provides its customers optional payment and collateral protection insurance. It offers small installment loans with cash proceeds to customers ranging from $500 to $2,500, with terms of up to 48 months. It offers large installment loans with cash proceeds to customers ranging from $2,501 to $25,000, with terms between 18 and 60 months. It offers its customers optional payment and collateral protection insurance relating to its loan products, including credit life insurance, accident and health insurance, involuntary unemployment insurance, and personal property insurance. The Company also offers indirect retail installment loans of up to $7,500. It operates under the name Regional Finance.

Want to learn more about Regional Management Corp’s stock? Click the button below to subscribe to A+ Investor and get access to everything you need to know about Regional Management Corp.

Regional Management Corp’s Stock Price as of Market Close

As of July 05, 2024, 4:00 PM, CST, Regional Management Corp’s stock price was $26.92.

Regional Management Corp is down 5.14% from its previous closing price of $28.38.

During the last market session, Regional Management Corp’s stock traded between $28.32 and $28.59. Currently, there are 9.57 million shares of Regional Management Corp stock available for purchase.

Regional Management Corp’s price-earnings (P/E) ratio is currently at 12.3, which is high compared to the Consumer Lending industry median of 9.7. The price-earnings ratio gauges market expectation of future performance by relating a stock’s current share price to its earnings per share.

Regional Management Corp Stock Price History

Regional Management Corp’s (RM) price is currently down 6.33% so far this month.

During the month of July, Regional Management Corp’s stock price has reached a high of $29.30 and a low of $26.80.

Over the last year, Regional Management Corp has hit prices as high as $34.60 and as low as $20.50. Year to date, Regional Management Corp’s stock is down 4.13%.

Sign Up to Receive a Free Special Report Showing How A+ Grades Can Help You Make Smarter Investment Decisions

What Caused Regional Management Corp Stock’s Price to Dip?

Stock prices are primarily based on seller supply and buyer demand. But have you ever wondered about what other factors affect a stock's price?

One of the most common factors that can drastically impact a stock’s price is analyst upgrades and downgrades. When an analyst changes their opinion of a stock by upgrading or downgrading their rating, it often leads to a sudden stock price adjustment. However, as of July 03, 2024,, no analysts have changed their rating of Regional Management Corp’s stock over the last month.

Additionally, you'll want to evaluate Regional Management Corp’s financial health and valuation. Investors can use AAII's Value Grade, which combines six key valuation metrics like P/E and P/S ratios for a comprehensive analysis to conduct analysis on Regional Management Corp’s valuation and financial health. This approach mitigates the limitations of single-metric evaluations.

Regional Management Corp’s current valuation based on AAII’s Value Grade is a A, which means it is considered to be Deep Value.

Learn how to evaluate stocks with AAII Grades and Scores with A+ Investor today.

Lastly, news and media coverage as well as recent press reports about the company or its industry may cause stock prices to fluctuate. You can check out the most recent news articles about Regional Management Corp (RM) by visiting AAII Stock Evaluator.

Relative Price Strength of Regional Management Corp

Relative price strength measures a stock's performance against the market, helping investors identify stocks that are outperforming benchmarks.

For AAII’s Momentum Grade, a weighted relative price strength is calculated. Follow this link to learn more about the Momentum Grade.

As of July 03, 2024, Regional Management Corp has a weighted four-quarter relative price strength of -3.88%, which translates to a Momentum Score of 59 and is considered to be Average.

Want to learn more about how Regional Management Corp is graded based on AAII’s composite scores for value, growth, quality and earnings estimate revisions? Subscribe to A+ Investor today.

Regional Management Corp Stock Price: Bottom Line

As of July 5, 2024, Regional Management Corp’s stock price is $26.92, which is down 5.14% from its previous closing price.

AAII advises against making stock decisions based solely on price or past returns. Instead, consider a variety of metrics, fundamentals, and analytics to evaluate a stock like Regional Management Corp stock prices are influenced by market supply and demand and offer just a snapshot of a company's overall health.

Subscribing to AAII's A+ Investor provides access to comprehensive analytics and insights for confident investing.