Sifting through countless of stocks in the Financial Services industry can be tedious, and sometimes two stocks are just too similar to judge which is the better investment. If you’re on the fence about investing in NMI Holdings, Inc. or Stewart Information Services Corporation because you’re not sure how they measure up, it’s important to compare them on a few factors before making your decision.

Read on to learn how NMI Holdings, Inc. and Stewart Information Services Corporation compare based on key financial metrics to determine which better meets your investment needs.

About NMI Holdings, Inc. and Stewart Information Services Corporation

NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-sourced lenders, and other non-bank lenders. NMI Holdings, Inc. was incorporated in 2011 and is headquartered in Emeryville, California.

Stewart Information Services Corporation, through its subsidiaries, provides title insurance and real estate transaction related services in the United States and internationally. The company engages in searching, examining, closing, and insuring the condition of the title to real property. It also offers home and personal insurance services; services for tax-deferred exchanges; and digital customer engagement platform services. In addition, the company provides appraisal management, online notarization and closing, credit and real estate information, and search and valuation management services. It serves homebuyers and sellers, residential and commercial real estate professionals, mortgage lenders and servicers, title agencies and real estate attorneys, and home builders through direct operations, network of independent agencies, and other businesses. Stewart Information Services Corporation was founded in 1893 and is headquartered in Houston, Texas.

Latest Financial Services and NMI Holdings, Inc., Stewart Information Services Corporation Stock News

As of July 31, 2026, NMI Holdings, Inc. had a $3.3 billion market capitalization, compared to the Financial Services median of $2.4 million. NMI Holdings, Inc.’s stock is up 9.3% in 2026, up 3.6% in the previous five trading days and up 18.68% in the past year.

Currently, NMI Holdings, Inc.’s price-earnings ratio is 9.0. NMI Holdings, Inc.’s trailing 12-month revenue is $716.7 million with a 54.1% net profit margin. Year-over-year quarterly sales growth most recently was 5.9%. Analysts expect adjusted earnings to reach $5.271 per share for the current fiscal year. NMI Holdings, Inc. does not currently pay a dividend.

As of July 31, 2026, Stewart Information Services Corporation had a $2.1 billion market cap, putting it in the 54th percentile of all stocks. Stewart Information Services Corporation’s stock is down 1.7% in 2026, up 4.1% in the previous five trading days and up 4.1% in the past year.

Currently, Stewart Information Services Corporation’s price-earnings ratio is 15.2. Stewart Information Services Corporation’s trailing 12-month revenue is $3.1 billion with a 4.1% net profit margin. Year-over-year quarterly sales growth most recently was 27.7%. Analysts expect adjusted earnings to reach $5.523 per share for the current fiscal year. Stewart Information Services Corporation currently has a 3.1% dividend yield.

How We Compare NMI Holdings, Inc. and Stewart Information Services Corporation Stock Grades

Stock evaluation requires access to huge amounts of data and the knowledge and time to sift through it all, make sense of financial ratios, read income statements and analyze recent stock movements. AAII created A+ Investor, a robust data suite that condenses data research in an actionable and customizable way suitable for investors of all knowledge levels, to help investors streamline and work through such data.

AAII’s proprietary stock grades come with A+ Investor. These offer intuitive A‐F grades for each of five key investing factors: value, growth, momentum, earnings estimate revisions and quality. Here, we’ll take a closer look at NMI Holdings, Inc. and Stewart Information Services Corporation’s stock grades to see how they measure up against one another.

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NMI Holdings, Inc. and Stewart Information Services Corporation Growth Grades

Company	Ticker	Growth
NMI Holdings, Inc.	NMIH	A
Stewart Information Services Corporation	STC	C

The foundation of growth investing is seeking out stocks of companies exhibiting strong, consistent and prolonged growth that is expected to continue into the future.

In order to compute the growth score and assign it a letter grade, the percentile ranks for each of three components‐consistency of annual sales growth, five-year sales growth rankings adjusted for extreme levels, and consistency of positive annual cash from operations‐must be determined. These three rank figures are added together, and the sum is ranked against the entire stock universe to arrive at a company’s Growth Score to create an equal distribution of grades.

The companies in the bottom 20% of the stock universe receive Growth Grades of F, considered to be very weak, while those in the top 20% receive A grades, which are considered very strong.

NMI Holdings, Inc. has a Growth Score of 100, which is Very Strong. Stewart Information Services Corporation has a Growth Score of 56, which is Average.

The Growth Grade Winner: NMI Holdings, Inc.

As you can clearly see from the Growth Grade breakdown above, NMI Holdings, Inc. has a more attractive growth grade than Stewart Information Services Corporation. For investors who focus solely on how a company is growing relative to other companies in the same industry, NMI Holdings, Inc. could be a good stock to add to their portfolio. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

NMI Holdings, Inc. and Stewart Information Services Corporation’s Momentum Grades

Company	Ticker	Momentum
NMI Holdings, Inc.	NMIH	B
Stewart Information Services Corporation	STC	D

Momentum grades help to uncover stocks experiencing anomalously high rates of return; research finds that stocks with high relative levels of momentum tend to outperform, whereas those with low levels of momentum tend to continue underperforming. Momentum is based on the price change of a stock over a specified period relative to all other stocks.

Typically, AAII looks at the weighted relative strength over the trailing four quarters. The weighted four-quarter relative strength rank is the relative price change for each of the past four quarters. The most recent quarterly price change is given a weight of 40% and each of the three previous quarters are given a weighting of 20%.

NMI Holdings, Inc. has a Momentum Score of 66, which is Strong. Stewart Information Services Corporation has a Momentum Score of 40, which is Weak.

The Momentum Grade Winner: NMI Holdings, Inc.

As you can clearly see from the Momentum Grade breakdown above, NMI Holdings, Inc. is considered to have stronger momentum compared to Stewart Information Services Corporation. For those specifically looking for companies that have stronger momentum compared to other companies in the same industry, NMI Holdings, Inc. could be a good stock to invest in. However, it’s important for investors to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

NMI Holdings, Inc. and Stewart Information Services Corporation’s Estimate Revisions Grades

Company	Ticker	Earnings Estimate
NMI Holdings, Inc.	NMIH	B
Stewart Information Services Corporation	STC	D

Earnings estimate revisions scores consider the magnitude of a company’s earnings surprise in its last two reported fiscal quarters. Often, positive surprises beget further positive surprises‐or at least continued sales growth (the exact opposite is generally true, too).

Estimate revisions offer an indication of what analysts are thinking about the short-term prospects of a firm. Estimate revisions are based on the statistical significance of a firm’s last two quarterly earnings surprises and the percentage change in its consensus estimate for the current fiscal year over the past month and past three months.

NMI Holdings, Inc. has a Earnings Estimate Score of 68, which is Positive. Stewart Information Services Corporation has a Earnings Estimate Score of 26, which is Negative.

The Earnings Estimate Revisions Grade Winner: NMI Holdings, Inc.

As you can clearly see from the Earnings Estimate Revisions Grade breakdown above, NMI Holdings, Inc. has a better Earnings Estimate Revisions Grade than Stewart Information Services Corporation. For those who are specifically looking for companies with better short-term prospects when compared to other companies in the same industry, NMI Holdings, Inc. could be a good stock to invest in. However, it’s important to analyze multiple factors based on a wide range of metrics before deciding whether to buy.

Other NMI Holdings, Inc. and Stewart Information Services Corporation Grades

In addition to Growth, Estimate Revisions and Momentum, A+ Investor also provides grades for Value and Quality.

Successful stock investing involves buying low and selling high, so stock valuation is an important consideration for stock selection. Buying stocks that are going to go up typically means buying stocks that are undervalued in the first place, although momentum investors may argue that point.

AAII’s A+ Investor Quality Grade comes from the ranking of key metrics. Specifically, the quality grade is the percentile rank of the composite of return on assets (ROA), return on invested capital (ROIC), gross profit relative to assets, buyback yield, change in total liabilities to assets, accruals, Z double prime bankruptcy risk (Z) score and F-Score.

These 2 key factors, when combined with the above, provide a holistic view into a particular stock. Further, by joining A+ Investor you can see whether NMI Holdings, Inc. and Stewart Information Services Corporation pass any of our 60+ stock screens that have outperformed the market since their creation.

So, Which Is the Better Investment, NMI Holdings, Inc. or Stewart Information Services Corporation Stock?

Overall, NMI Holdings, Inc. stock has a Growth Score of 100, Momentum Score of 66 and Estimate Revisions Score of 68.

Stewart Information Services Corporation stock has a Growth Score of 56, Momentum Score of 40 and Estimate Revisions Score of 26.

Comparing NMI Holdings, Inc. and Stewart Information Services Corporation’s grades, scores and metrics can act as a solid basis to determine whether they may be a good investment or not. You’ll also want to look at your portfolio’s asset allocation as well as your risk tolerance and financial goals to see if either of these stocks would make a good fit for you. AAII can help you figure out which investments align with your individual needs and preferences.

Investors are encouraged to do their own due diligence and research. In this way, individuals can effectively become managers of their own assets‐without having to rely on others for financial independence. You can count on AAII for timeless articles on financial planning and stock-picking, unbiased research and actionable analysis.

A+ Investor adds to our qualitative teaching with a powerful data suite to help you whittle down investment choices to find stocks, exchange-traded funds (ETFs) or mutual funds that meet your needs.

AAII Disclaimer

We make no representations or warranties that any investor will, or is likely to, achieve profits similar to those shown, because past, hypothetical or simulated performance is not necessarily indicative of future results. Before making an investment decision, you should consider your circumstances and whether the information on our content is applicable to your situation. This information was prepared in good faith, and we accept no liability for any errors or omissions. The full disclaimer can be read here.